Buy Cheap The Villages, FL Auto Insurance (2021)

The Villages, FL auto insurance rates average $315 a month. Minimum auto insurance requirements in The Villages, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in The Villages, FL, compare The Villages auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in The Villages, FL are $315/month
  • Average auto insurance rates in The Villages, FL after a DUI are $4,511/year
  • Average auto insurance rates in The Villages, FL for teens drivers are $6,731/year

Finding affordable The Villages, Florida auto insurance can be challenging, but everything you need to know to buy cheap The Villages, FL auto insurance with confidence is right here. Auto insurance rates in The Villages are affected by local factors as well as personal ones like your driving record.

See how The Villages, FL car insurance rates compare to Miami auto insurance rates, Orlando auto insurance rates, and Tampa auto insurance rates before you read more about the cost of auto insurance in The Villages.

Don’t buy The Villages, FL auto insurance until you’ve compared rates. Get free The Villages, Florida auto insurance quotes when you enter your ZIP code above.

The Villages, FL Minimum Auto Insurance Requirements

The required auto insurance in The Villages, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in The Villages, Florida is outlined here.

Minimum Required Auto Insurance Coverage in The Villages, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap The Villages, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in The Villages, FL. Take a look at The Villages, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in The Villages, Florida

Insurance Company Poor Fair Good
Allstate $8,042 $5,104 $4,158
GEICO $4,462 $2,715 $2,048
Liberty Mutual $5,471 $4,043 $3,298
Nationwide $4,204 $3,097 $2,804
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $3,909 $1,906 $1,383

Buy Cheap The Villages, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect The Villages, Florida auto insurance rates? Find out how car insurance rates in The Villages, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in The Villages, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,429 $3,111 $3,182 $12,226 $13,397 $3,591 $3,670
GEICO $2,435 $2,446 $2,280 $2,280 $4,328 $5,431 $2,680 $2,722
Liberty Mutual $2,991 $2,991 $2,750 $2,750 $6,195 $9,482 $2,991 $4,016
Nationwide $2,381 $2,352 $2,133 $2,204 $5,626 $6,916 $2,614 $2,719
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,392 $1,369 $1,297 $1,288 $4,728 $5,502 $1,739 $1,879

Buy Cheap The Villages, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in The Villages can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in The Villages, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in The Villages, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,226 $13,397
GEICO $4,328 $5,431
Liberty Mutual $6,195 $9,482
Nationwide $5,626 $6,916
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,728 $5,502

Buy Cheap The Villages, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in The Villages, Florida by comparing The Villages senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in The Villages, FL here.

Annual Auto Insurance Rates for Senior Drivers in The Villages, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,111 $3,182
GEICO $2,280 $2,280
Liberty Mutual $2,750 $2,750
Nationwide $2,133 $2,204
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,297 $1,288

Find Cheap Auto Insurance Rates in The Villages, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of The Villages, Florida auto insurance. Compare The Villages, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in The Villages, Florida

Insurance Company Low Medium High
Allstate $4,399 $6,076 $6,828
GEICO $2,536 $3,181 $3,509
Liberty Mutual $3,935 $4,330 $4,547
Nationwide $2,664 $3,501 $3,939
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,086 $2,481 $2,631

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Find Cheap The Villages, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in The Villages. Compare auto insurance rates in The Villages, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in The Villages, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,602 $5,934
GEICO $3,060 $3,090
Liberty Mutual $4,136 $4,405
Nationwide $3,368 $3,368
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,372 $2,426

Find Cheap The Villages, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in The Villages, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in The Villages, FL to see how much where you live in The Villages affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in The Villages, Florida

ZIP Code Average Annual Rates
32162 $2,850
32163 $2,984

Find Cheap The Villages, FL Auto Insurance Rates by Driving Record

Auto insurance rates in The Villages, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in The Villages, FL, take a look at the average cost for various violations versus rates for a clean driving record in The Villages.

Annual The Villages, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,984 $5,936 $6,621 $5,530
GEICO $2,154 $2,742 $4,063 $3,342
Liberty Mutual $3,109 $4,005 $5,763 $4,207
Nationwide $2,887 $3,160 $4,227 $3,198
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,883 $2,319 $3,421 $1,973

Find Cheap The Villages, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in The Villages, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in The Villages for less when you shop around and compare rates from multiple The Villages, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in The Villages, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,621
GEICO $4,063
Liberty Mutual $5,763
Nationwide $4,227
Progressive $4,982
State Farm $2,499
USAA $3,421

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Winners by Category: Where to Buy Cheap Auto Insurance in The Villages, FL

Compare rates from the cheapest auto insurance companies in The Villages, FL for your needs. Take a look at how The Villages, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in The Villages, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap The Villages, Florida Auto Insurance Companies

If you’re looking for the cheapest The Villages, FL auto insurance companies overall, you can compare them here. Find the best price for The Villages, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in The Villages, Florida

Insurance Company Average Annual Rates
Allstate $5,768
GEICO $3,075
Liberty Mutual $4,271
Nationwide $3,368
Progressive $5,068
State Farm $2,499
USAA $2,399

What affects The Villages, Florida auto insurance rates?

Local factors affect auto insurance rates in The Villages, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact The Villages auto insurance rates.

Commute Times in The Villages

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in The Villages, FL is 24.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in The Villages, FL

You can buy cheap The Villages, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free The Villages, Florida auto insurance quotes from top companies.

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