Buy Cheap Texhoma, TX Auto Insurance (2022)

Texhoma, TX auto insurance rates average $441 a month. Minimum auto insurance requirements in Texhoma, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Texhoma, TX, compare Texhoma auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Texhoma, TX for teens drivers are $9,277/year
  • Average auto insurance rates in Texhoma, TX after a DUI are $5,853/year
  • The most expensive auto insurance company in Texhoma is American Family

Finding affordable Texhoma, Texas auto insurance can be challenging, but everything you need to know to buy cheap Texhoma, TX auto insurance with confidence is right here. Auto insurance rates in Texhoma are affected by local factors as well as personal ones like your driving record.

See how Texhoma, TX car insurance rates compare to Corpus Christi auto insurance rates, Dallas auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Texhoma.

Don’t buy Texhoma, TX auto insurance until you’ve compared rates. Get free Texhoma, Texas auto insurance quotes when you enter your ZIP code above.

Texhoma, TX Minimum Auto Insurance Requirements

The required auto insurance in Texhoma, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Texhoma, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Texhoma, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Texhoma, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Texhoma, TX. Take a look at Texhoma, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Texhoma, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $15,545 $9,863 $8,614
GEICO $4,803 $2,724 $1,820
Nationwide $5,100 $4,065 $3,531
Progressive $9,108 $7,671 $7,034
State Farm $3,491 $2,172 $1,730
USAA $3,624 $2,022 $1,606

Buy Cheap Texhoma, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Texhoma, Texas auto insurance rates? Find out how car insurance rates in Texhoma, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Texhoma, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $6,723 $7,534 $6,156 $7,126 $18,197 $23,958 $9,806 $11,228
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $4,478 $4,345 $3,876 $4,005 $16,981 $18,948 $5,369 $5,498
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Buy Cheap Texhoma, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Texhoma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Texhoma, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Texhoma, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $18,197 $23,958
GEICO $4,937 $5,209
Nationwide $7,453 $9,632
Progressive $16,981 $18,948
State Farm $4,064 $5,155
USAA $4,047 $4,518

Buy Cheap Texhoma, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Texhoma, Texas by comparing Texhoma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Texhoma, TX here.

Annual Auto Insurance Rates for Senior Drivers in Texhoma, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $6,156 $7,126
GEICO $2,193 $2,379
Nationwide $2,351 $2,503
Progressive $3,876 $4,005
State Farm $1,556 $1,556
USAA $1,497 $1,531

Find Cheap Auto Insurance Rates in Texhoma, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Texhoma, Texas auto insurance. Compare Texhoma, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Texhoma, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $10,410 $10,852 $12,761
GEICO $3,022 $3,096 $3,230
Nationwide $4,596 $4,046 $4,054
Progressive $7,552 $7,901 $8,359
State Farm $2,350 $2,458 $2,585
USAA $2,364 $2,412 $2,475

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Find Cheap Texhoma, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Texhoma. Compare auto insurance rates in Texhoma, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Texhoma, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,399 $5,649
American Family $11,341 $11,341
GEICO $3,047 $3,185
Nationwide $4,232 $4,232
Progressive $7,938 $7,938
State Farm $2,464 $2,464
USAA $2,385 $2,449

Find Cheap Texhoma, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Texhoma, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Texhoma, TX, take a look at the average cost for various violations versus rates for a clean driving record in Texhoma.

Annual Texhoma, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $10,345 $13,148 $11,525 $10,345
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $6,906 $8,813 $8,155 $7,876
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,833 $2,638 $3,094 $2,103

Find Cheap Texhoma, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Texhoma, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Texhoma for less when you shop around and compare rates from multiple Texhoma, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Texhoma, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,805
American Family $11,525
GEICO $2,988
Nationwide $5,466
Progressive $8,155
State Farm $2,937
USAA $3,094

Winners by Category: Where to Buy Cheap Auto Insurance in Texhoma, TX

Compare rates from the cheapest auto insurance companies in Texhoma, TX for your needs. Take a look at how Texhoma, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Texhoma, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Texhoma, Texas Auto Insurance Companies

If you’re looking for the cheapest Texhoma, TX auto insurance companies overall, you can compare them here. Find the best price for Texhoma, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Texhoma, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $11,341
GEICO $3,116
Nationwide $4,232
Progressive $7,938
State Farm $2,464
USAA $2,417

What affects Texhoma, Texas auto insurance rates?

Local factors affect auto insurance rates in Texhoma, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Texhoma auto insurance rates.

Commute Times in Texhoma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Texhoma, TX is 21.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Texhoma, TX

You can buy cheap Texhoma, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Texhoma, Texas auto insurance quotes from top companies.

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