Buy Cheap Texhoma, OK Auto Insurance (2021)

Texhoma, OK auto insurance rates average $311 a month. Minimum auto insurance requirements in Texhoma, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Texhoma, OK, compare Texhoma auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Texhoma, OK after a DUI are $4,223/year
  • Average auto insurance rates in Texhoma, OK are $311/month
  • Average auto insurance rates in Texhoma, OK for teens drivers are $7,250/year

Finding affordable Texhoma, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Texhoma, OK auto insurance with confidence is right here. Auto insurance rates in Texhoma are affected by local factors as well as personal ones like your driving record.

See how Texhoma, OK car insurance rates compare to Enid auto insurance rates, Edmond auto insurance rates, and Oklahoma City auto insurance rates before you read more about the cost of auto insurance in Texhoma.

Don’t buy Texhoma, OK auto insurance until you’ve compared rates. Get free Texhoma, Oklahoma auto insurance quotes when you enter your ZIP code above.

Texhoma, OK Minimum Auto Insurance Requirements

The required auto insurance in Texhoma, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Texhoma, Oklahoma is outlined here.

Minimum Required Auto Insurance Coverage in Texhoma, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Texhoma, OK Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Texhoma, OK. Take a look at Texhoma, Oklahoma auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Texhoma, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,368 $3,587 $3,414
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,539 $5,178 $4,074
Progressive $4,641 $3,949 $3,670
State Farm $3,616 $2,321 $1,871
USAA $4,582 $2,570 $2,038

Buy Cheap Texhoma, OK Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Texhoma, Oklahoma auto insurance rates? Find out how car insurance rates in Texhoma, OK are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Texhoma, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,235 $2,223 $2,013 $2,118 $8,169 $8,380 $2,527 $2,654
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,152 $4,387 $3,643 $3,959 $10,733 $11,764 $4,322 $4,483
Progressive $2,262 $2,152 $1,862 $1,970 $8,972 $10,056 $2,647 $2,774
State Farm $1,809 $1,809 $1,586 $1,586 $4,423 $5,582 $1,895 $2,130
USAA $1,837 $1,859 $1,742 $1,784 $5,760 $6,484 $2,387 $2,651

Buy Cheap Texhoma, OK Auto Insurance for Teen Drivers

Auto insurance for teenagers in Texhoma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Texhoma, OK are listed here.

Annual Auto Insurance Rates for Teen Drivers in Texhoma, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,169 $8,380
GEICO $6,078 $6,489
Liberty Mutual $10,733 $11,764
Progressive $8,972 $10,056
State Farm $4,423 $5,582
USAA $5,760 $6,484

Buy Cheap Texhoma, OK Auto Insurance for Seniors

You can save on senior auto insurance rates in Texhoma, Oklahoma by comparing Texhoma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Texhoma, OK here.

Annual Auto Insurance Rates for Senior Drivers in Texhoma, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,013 $2,118
GEICO $2,260 $2,500
Liberty Mutual $3,643 $3,959
Progressive $1,862 $1,970
State Farm $1,586 $1,586
USAA $1,742 $1,784

Find Cheap Auto Insurance Rates in Texhoma, OK by Coverage Level

The amount of coverage you choose is a big factor in the cost of Texhoma, Oklahoma auto insurance. Compare Texhoma, OK auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Texhoma, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,639 $3,751 $3,979
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,643 $5,909 $6,240
Progressive $3,791 $4,061 $4,409
State Farm $2,457 $2,582 $2,768
USAA $2,975 $3,057 $3,157

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Texhoma, OK Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Texhoma. Compare auto insurance rates in Texhoma, OK by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Texhoma, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $3,790 $3,790
GEICO $3,136 $3,262
Liberty Mutual $5,931 $5,931
Progressive $4,087 $4,087
State Farm $2,559 $2,646
USAA $3,026 $3,100

Find Cheap Texhoma, OK Auto Insurance Rates by Driving Record

Auto insurance rates in Texhoma, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Texhoma, OK, take a look at the average cost for various violations versus rates for a clean driving record in Texhoma.

Annual Texhoma, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,207 $4,101 $4,001 $3,850
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,033 $6,644 $7,529 $5,516
Progressive $3,185 $5,909 $3,515 $3,739
State Farm $2,427 $2,778 $2,603 $2,603
USAA $2,266 $3,225 $3,979 $2,783

Find Cheap Texhoma, OK Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Texhoma, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Texhoma for less when you shop around and compare rates from multiple Texhoma, OK auto insurance companies.

Annual Auto Insurance Rates After a DUI in Texhoma, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
Farmers $4,001
GEICO $3,899
Liberty Mutual $7,529
Progressive $3,515
State Farm $2,603
USAA $3,979

Winners by Category: Where to Buy Cheap Auto Insurance in Texhoma, OK

Compare rates from the cheapest auto insurance companies in Texhoma, OK for your needs. Take a look at how Texhoma, Oklahoma auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Texhoma, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Texhoma, Oklahoma Auto Insurance Companies

If you’re looking for the cheapest Texhoma, OK auto insurance companies overall, you can compare them here. Find the best price for Texhoma, Oklahoma car insurance by company.

Average Annual Auto Insurance Rates by Company in Texhoma, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $3,790
GEICO $3,199
Liberty Mutual $5,931
Progressive $4,087
State Farm $2,603
USAA $3,063

What affects Texhoma, Oklahoma auto insurance rates?

Local factors affect auto insurance rates in Texhoma, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Texhoma auto insurance rates.

Commute Times in Texhoma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Texhoma, OK is 11.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Texhoma, OK

You can buy cheap Texhoma, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Texhoma, Oklahoma auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption