Buy Cheap Texarkana, AR Auto Insurance (2021)

Texarkana, AR auto insurance rates average $359 a month. Minimum auto insurance requirements in Texarkana, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Texarkana, AR, compare Texarkana auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Texarkana is Travelers
  • Average auto insurance rates in Texarkana, AR are $359/month
  • Average auto insurance rates in Texarkana, AR for teens drivers are $8,808/year

Finding affordable Texarkana, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Texarkana, AR auto insurance with confidence is right here. Auto insurance rates in Texarkana are affected by local factors as well as personal ones like your driving record.

See how Texarkana, AR car insurance rates compare to Fayetteville auto insurance rates, Rogers auto insurance rates, and Little Rock auto insurance rates before you read more about the cost of auto insurance in Texarkana.

Don’t buy Texarkana, AR auto insurance until you’ve compared rates. Get free Texarkana, Arkansas auto insurance quotes when you enter your ZIP code above.

Texarkana, AR Minimum Auto Insurance Requirements

The required auto insurance in Texarkana, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Texarkana, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Texarkana, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Texarkana, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Texarkana, AR. Take a look at Texarkana, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Texarkana, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $5,042 $4,234 $4,034
GEICO $4,828 $3,970 $3,293
Liberty Mutual $6,252 $3,775 $2,954
Nationwide $4,096 $3,293 $3,002
Progressive $5,835 $4,983 $4,636
State Farm $4,488 $2,699 $2,100
Travelers $7,653 $6,384 $5,966
USAA $2,817 $1,918 $1,633

Buy Cheap Texarkana, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Texarkana, Arkansas auto insurance rates? Find out how car insurance rates in Texarkana, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Texarkana, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,403 $2,392 $2,146 $2,258 $10,142 $10,516 $2,749 $2,890
GEICO $2,917 $2,883 $2,689 $2,614 $7,670 $7,685 $2,873 $2,914
Liberty Mutual $2,476 $2,652 $2,356 $2,630 $9,034 $9,958 $2,688 $2,820
Nationwide $2,370 $2,417 $2,131 $2,252 $5,684 $7,235 $2,706 $2,915
Progressive $2,717 $2,572 $2,234 $2,336 $11,562 $13,028 $3,247 $3,514
State Farm $1,910 $1,910 $1,722 $1,722 $5,705 $7,164 $2,156 $2,476
Travelers $2,469 $2,516 $2,435 $2,445 $14,461 $23,337 $2,636 $3,042
USAA $1,315 $1,330 $1,216 $1,227 $4,087 $4,287 $1,693 $1,828

Buy Cheap Texarkana, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Texarkana can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Texarkana, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Texarkana, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $10,142 $10,516
GEICO $7,670 $7,685
Liberty Mutual $9,034 $9,958
Nationwide $5,684 $7,235
Progressive $11,562 $13,028
State Farm $5,705 $7,164
Travelers $14,461 $23,337
USAA $4,087 $4,287

Buy Cheap Texarkana, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Texarkana, Arkansas by comparing Texarkana senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Texarkana, AR here.

Annual Auto Insurance Rates for Senior Drivers in Texarkana, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,146 $2,258
GEICO $2,689 $2,614
Liberty Mutual $2,356 $2,630
Nationwide $2,131 $2,252
Progressive $2,234 $2,336
State Farm $1,722 $1,722
Travelers $2,435 $2,445
USAA $1,216 $1,227

Find Cheap Auto Insurance Rates in Texarkana, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Texarkana, Arkansas auto insurance. Compare Texarkana, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Texarkana, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $4,215 $4,390 $4,706
GEICO $3,863 $4,029 $4,200
Liberty Mutual $4,186 $4,297 $4,498
Nationwide $3,495 $3,397 $3,499
Progressive $4,710 $5,056 $5,688
State Farm $2,930 $3,094 $3,263
Travelers $6,309 $6,686 $7,009
USAA $2,042 $2,116 $2,211

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Find Cheap Texarkana, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Texarkana. Compare auto insurance rates in Texarkana, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Texarkana, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,437 $4,437
GEICO $4,002 $4,059
Liberty Mutual $4,327 $4,327
Nationwide $3,464 $3,464
Progressive $5,151 $5,151
State Farm $3,020 $3,171
Travelers $6,668 $6,668
USAA $2,062 $2,184

Find Cheap Texarkana, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Texarkana, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Texarkana, AR, take a look at the average cost for various violations versus rates for a clean driving record in Texarkana.

Annual Texarkana, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,753 $4,806 $4,699 $4,491
GEICO $2,735 $4,195 $6,249 $2,944
Liberty Mutual $2,938 $4,795 $5,618 $3,956
Nationwide $2,704 $3,482 $4,697 $2,973
Progressive $4,439 $6,175 $4,667 $5,325
State Farm $2,829 $3,362 $3,096 $3,096
Travelers $5,588 $5,774 $8,447 $6,861
USAA $1,633 $2,065 $2,983 $1,811

Find Cheap Texarkana, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Texarkana, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Texarkana for less when you shop around and compare rates from multiple Texarkana, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Texarkana, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,202
Farmers $4,699
GEICO $6,249
Liberty Mutual $5,618
Nationwide $4,697
Progressive $4,667
State Farm $3,096
Travelers $8,447
USAA $2,983

Winners by Category: Where to Buy Cheap Auto Insurance in Texarkana, AR

Compare rates from the cheapest auto insurance companies in Texarkana, AR for your needs. Take a look at how Texarkana, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Texarkana, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Texarkana, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Texarkana, AR auto insurance companies overall, you can compare them here. Find the best price for Texarkana, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Texarkana, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,437
GEICO $4,031
Liberty Mutual $4,327
Nationwide $3,464
Progressive $5,151
State Farm $3,096
Travelers $6,668
USAA $2,123

What affects Texarkana, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Texarkana, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Texarkana auto insurance rates.

Commute Times in Texarkana

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Texarkana, AR is 16.5 minutes according to City-Data.

Traffic in Texarkana

How is traffic in Texarkana, Arkansas? Inrix data shows that Texarkana, AR traffic makes it the 971st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Texarkana, AR

You can buy cheap Texarkana, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Texarkana, Arkansas auto insurance quotes from top companies.

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