Buy Cheap Terrace Park, OH Auto Insurance (2021)

Terrace Park, OH auto insurance rates average $244 a month. Minimum auto insurance requirements in Terrace Park, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Terrace Park, OH, compare Terrace Park auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Terrace Park, OH after a DUI are $3,415/year
  • Average auto insurance rates in Terrace Park, OH for teens drivers are $6,112/year
  • Average auto insurance rates in Terrace Park, OH are $244/month

Finding affordable Terrace Park, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Terrace Park, OH auto insurance with confidence is right here. Auto insurance rates in Terrace Park are affected by local factors as well as personal ones like your driving record.

See how Terrace Park, OH car insurance rates compare to Cincinnati auto insurance rates, Hamilton auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Terrace Park.

Don’t buy Terrace Park, OH auto insurance until you’ve compared rates. Get free Terrace Park, Ohio auto insurance quotes when you enter your ZIP code above.

Terrace Park, OH Minimum Auto Insurance Requirements

The required auto insurance in Terrace Park, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Terrace Park, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Terrace Park, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Terrace Park, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Terrace Park, OH. Take a look at Terrace Park, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Terrace Park, Ohio

Insurance Company Poor Fair Good
Allstate $4,265 $3,116 $2,594
American Family $2,065 $1,407 $1,189
Farmers $4,116 $3,492 $3,325
GEICO $2,359 $1,966 $1,573
Liberty Mutual $6,562 $4,050 $3,175
Nationwide $4,296 $3,457 $2,916
Progressive $3,649 $3,163 $2,962
State Farm $3,726 $2,302 $1,814
Travelers $3,545 $3,092 $2,891
USAA $2,031 $1,445 $1,233

Buy Cheap Terrace Park, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Terrace Park, Ohio auto insurance rates? Find out how car insurance rates in Terrace Park, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Terrace Park, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,194 $2,176 $1,991 $2,126 $6,248 $7,160 $2,284 $2,424
American Family $946 $980 $872 $873 $3,045 $3,299 $1,177 $1,239
Farmers $1,893 $1,890 $1,664 $1,757 $8,626 $8,984 $2,126 $2,217
GEICO $1,403 $1,365 $1,325 $1,347 $3,843 $3,572 $1,561 $1,313
Liberty Mutual $2,098 $2,284 $1,614 $1,961 $11,368 $12,804 $2,222 $2,416
Nationwide $2,352 $2,361 $2,124 $2,136 $6,135 $7,894 $2,519 $2,928
Progressive $1,657 $1,555 $1,380 $1,423 $7,532 $8,463 $1,996 $2,060
State Farm $1,541 $1,541 $1,389 $1,389 $4,968 $6,231 $1,795 $2,061
Travelers $1,443 $1,464 $1,439 $1,431 $6,358 $10,052 $1,509 $1,711
USAA $931 $938 $897 $887 $2,998 $3,324 $1,246 $1,338

Buy Cheap Terrace Park, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Terrace Park can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Terrace Park, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Terrace Park, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,248 $7,160
American Family $3,045 $3,299
Farmers $8,626 $8,984
GEICO $3,843 $3,572
Liberty Mutual $11,368 $12,804
Nationwide $6,135 $7,894
Progressive $7,532 $8,463
State Farm $4,968 $6,231
Travelers $6,358 $10,052
USAA $2,998 $3,324

Buy Cheap Terrace Park, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Terrace Park, Ohio by comparing Terrace Park senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Terrace Park, OH here.

Annual Auto Insurance Rates for Senior Drivers in Terrace Park, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,991 $2,126
American Family $872 $873
Farmers $1,664 $1,757
GEICO $1,325 $1,347
Liberty Mutual $1,614 $1,961
Nationwide $2,124 $2,136
Progressive $1,380 $1,423
State Farm $1,389 $1,389
Travelers $1,439 $1,431
USAA $897 $887

Find Cheap Auto Insurance Rates in Terrace Park, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Terrace Park, Ohio auto insurance. Compare Terrace Park, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Terrace Park, Ohio

Insurance Company Low Medium High
Allstate $3,213 $3,318 $3,445
American Family $1,527 $1,566 $1,568
Farmers $3,442 $3,587 $3,905
GEICO $1,901 $1,958 $2,038
Liberty Mutual $4,426 $4,619 $4,743
Nationwide $3,945 $3,445 $3,278
Progressive $3,175 $3,240 $3,360
State Farm $2,475 $2,623 $2,744
Travelers $3,095 $3,216 $3,217
USAA $1,495 $1,568 $1,646

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Find Cheap Terrace Park, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Terrace Park. Compare auto insurance rates in Terrace Park, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Terrace Park, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,325 $3,325
American Family $1,535 $1,573
Farmers $3,645 $3,645
GEICO $1,934 $1,998
Liberty Mutual $4,596 $4,596
Nationwide $3,556 $3,556
Progressive $3,258 $3,258
State Farm $2,549 $2,680
Travelers $3,176 $3,176
USAA $1,511 $1,628

Find Cheap Terrace Park, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Terrace Park, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Terrace Park, OH, take a look at the average cost for various violations versus rates for a clean driving record in Terrace Park.

Annual Terrace Park, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,375 $3,991 $3,158
American Family $1,488 $1,575 $1,575 $1,575
Farmers $3,003 $3,874 $3,777 $3,923
GEICO $1,325 $1,926 $2,817 $1,795
Liberty Mutual $3,858 $4,963 $5,056 $4,506
Nationwide $2,852 $3,625 $4,596 $3,152
Progressive $2,806 $3,831 $2,986 $3,410
State Farm $2,373 $2,856 $2,614 $2,614
Travelers $2,333 $3,050 $4,605 $2,714
USAA $1,199 $1,618 $2,134 $1,329

Find Cheap Terrace Park, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Terrace Park, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Terrace Park for less when you shop around and compare rates from multiple Terrace Park, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Terrace Park, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,991
American Family $1,575
Farmers $3,777
GEICO $2,817
Liberty Mutual $5,056
Nationwide $4,596
Progressive $2,986
State Farm $2,614
Travelers $4,605
USAA $2,134

Winners by Category: Where to Buy Cheap Auto Insurance in Terrace Park, OH

Compare rates from the cheapest auto insurance companies in Terrace Park, OH for your needs. Take a look at how Terrace Park, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Terrace Park, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Terrace Park, Ohio Auto Insurance Companies

If you’re looking for the cheapest Terrace Park, OH auto insurance companies overall, you can compare them here. Find the best price for Terrace Park, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Terrace Park, Ohio

Insurance Company Average Annual Rates
Allstate $3,325
American Family $1,554
Farmers $3,645
GEICO $1,966
Liberty Mutual $4,596
Nationwide $3,556
Progressive $3,258
State Farm $2,614
Travelers $3,176
USAA $1,570

What affects Terrace Park, Ohio auto insurance rates?

Local factors affect auto insurance rates in Terrace Park, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Terrace Park auto insurance rates.

Commute Times in Terrace Park

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Terrace Park, OH is 26.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Terrace Park, OH

You can buy cheap Terrace Park, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Terrace Park, Ohio auto insurance quotes from top companies.

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