Buy Cheap Terra Bella, CA Auto Insurance (2021)

Terra Bella, CA auto insurance rates average $290 a month. Minimum auto insurance requirements in Terra Bella, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Terra Bella, CA, compare Terra Bella auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Terra Bella is Farmers
  • Average auto insurance rates in Terra Bella, CA are $290/month
  • The most expensive auto insurance company in Terra Bella after a DUI is State Farm

Finding affordable Terra Bella, California auto insurance can be challenging, but everything you need to know to buy cheap Terra Bella, CA auto insurance with confidence is right here. Auto insurance rates in Terra Bella are affected by local factors as well as personal ones like your driving record.

See how Terra Bella, CA car insurance rates compare to Bakersfield auto insurance rates, Los Angeles auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Terra Bella.

Don’t buy Terra Bella, CA auto insurance until you’ve compared rates. Get free Terra Bella, California auto insurance quotes when you enter your ZIP code above.

Terra Bella, CA Minimum Auto Insurance Requirements

The required auto insurance in Terra Bella, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Terra Bella, California is outlined here.

Minimum Required Auto Insurance Coverage in Terra Bella, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Terra Bella, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Terra Bella, California auto insurance rates? Find out how car insurance rates in Terra Bella, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Terra Bella, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,600 $2,619 $1,882 $1,922 $7,047 $8,900 $3,387 $3,792
Farmers $2,761 $2,761 $2,484 $2,484 $8,840 $14,537 $3,274 $3,646
GEICO $1,695 $1,696 $1,594 $1,594 $5,142 $5,240 $2,433 $2,493
Liberty Mutual $2,064 $1,955 $1,915 $1,856 $4,452 $4,742 $2,325 $2,349
Nationwide $3,120 $2,984 $2,724 $2,573 $7,806 $8,645 $3,709 $3,673
Progressive $1,440 $1,483 $1,210 $1,440 $3,742 $4,530 $2,057 $2,213
State Farm $3,509 $3,509 $3,135 $3,135 $6,427 $7,959 $3,885 $4,008
Travelers $2,373 $2,303 $2,092 $2,070 $4,827 $5,539 $3,075 $3,018
USAA $1,779 $1,688 $1,736 $1,746 $4,036 $4,055 $2,460 $2,327

Buy Cheap Terra Bella, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Terra Bella can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Terra Bella, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Terra Bella, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,047 $8,900
Farmers $8,840 $14,537
GEICO $5,142 $5,240
Liberty Mutual $4,452 $4,742
Nationwide $7,806 $8,645
Progressive $3,742 $4,530
State Farm $6,427 $7,959
Travelers $4,827 $5,539
USAA $4,036 $4,055

Buy Cheap Terra Bella, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Terra Bella, California by comparing Terra Bella senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Terra Bella, CA here.

Annual Auto Insurance Rates for Senior Drivers in Terra Bella, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,882 $1,922
Farmers $2,484 $2,484
GEICO $1,594 $1,594
Liberty Mutual $1,915 $1,856
Nationwide $2,724 $2,573
Progressive $1,210 $1,440
State Farm $3,135 $3,135
Travelers $2,092 $2,070
USAA $1,736 $1,746

Find Cheap Auto Insurance Rates in Terra Bella, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Terra Bella, California auto insurance. Compare Terra Bella, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Terra Bella, California

Insurance Company Low Medium High
Allstate $3,841 $4,048 $4,167
Farmers $4,767 $5,137 $5,391
GEICO $2,467 $2,765 $2,976
Liberty Mutual $2,524 $2,729 $2,869
Nationwide $3,950 $4,477 $4,786
Progressive $2,070 $2,323 $2,401
State Farm $4,057 $4,511 $4,769
Travelers $2,781 $3,241 $3,465
USAA $2,253 $2,525 $2,657

Find Cheap Terra Bella, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Terra Bella. Compare auto insurance rates in Terra Bella, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Terra Bella, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,628 $4,409
Farmers $4,626 $5,571
GEICO $2,486 $2,986
Liberty Mutual $2,485 $2,930
Nationwide $3,894 $4,915
Progressive $2,057 $2,472
State Farm $4,286 $4,606
Travelers $2,846 $3,478
USAA $2,283 $2,673

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Find Cheap Terra Bella, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Terra Bella, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Terra Bella, CA, take a look at the average cost for various violations versus rates for a clean driving record in Terra Bella.

Annual Terra Bella, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,411 $4,098 $6,395 $3,171
Farmers $3,768 $5,131 $6,397 $5,098
GEICO $1,914 $2,950 $3,706 $2,374
Liberty Mutual $2,349 $3,149 $2,842 $2,489
Nationwide $3,072 $3,939 $6,666 $3,939
Progressive $1,492 $2,511 $2,914 $2,142
State Farm $3,169 $3,782 $7,152 $3,680
Travelers $2,123 $3,429 $3,995 $3,102
USAA $1,648 $2,446 $4,013 $1,805

Find Cheap Terra Bella, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Terra Bella, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Terra Bella for less when you shop around and compare rates from multiple Terra Bella, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Terra Bella, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,395
Farmers $6,397
GEICO $3,706
Liberty Mutual $2,842
Nationwide $6,666
Progressive $2,914
State Farm $7,152
Travelers $3,995
USAA $4,013

Winners by Category: Where to Buy Cheap Auto Insurance in Terra Bella, CA

Compare rates from the cheapest auto insurance companies in Terra Bella, CA for your needs. Take a look at how Terra Bella, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Terra Bella, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Terra Bella, California Auto Insurance Companies

If you’re looking for the cheapest Terra Bella, CA auto insurance companies overall, you can compare them here. Find the best price for Terra Bella, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Terra Bella, California

Insurance Company Average Annual Rates
Allstate $4,019
Farmers $5,098
GEICO $2,736
Liberty Mutual $2,707
Nationwide $4,404
Progressive $2,264
State Farm $4,446
Travelers $3,162
USAA $2,478

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What affects Terra Bella, California auto insurance rates?

Local factors affect auto insurance rates in Terra Bella, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Terra Bella auto insurance rates.

Commute Times in Terra Bella

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Terra Bella, CA is 34.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Terra Bella, CA

You can buy cheap Terra Bella, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Terra Bella, California auto insurance quotes from top companies.

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