Buy Cheap Tallahassee, FL Auto Insurance
The cheapest Tallahassee, FL auto insurance is offered by State Farm, although rates will vary by driver. Auto insurance in Tallahassee must meet the Florida minimum requirements of 10/10 in PIP and PDL coverages. This is very little coverage, and drivers should consider adding more coverage. Compare Tallahassee, FL auto insurance quotes online to find your best deal.
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UPDATED: Jul 15, 2021
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- State Farm offers the cheapest Tallahassee, FL auto insurance on average to all drivers in the city
- Tallahassee auto insurance is more expensive than the national average
- Drivers in Tallahassee don’t have to carry bodily injury liability coverage since Florida is a no-fault state
Tallahassee, FL auto insurance is cheaper than the Florida auto insurance average, but it’s more expensive than the national average.
Although coverage can be expensive, you can still find affordable Tallahassee, Florida auto insurance. Shop around and compare quotes to find the cheapest coverage available to you.
Enter your ZIP code now to compare Tallahassee, FL auto insurance rates from multiple companies for free.
What is the cheapest auto insurance company in Tallahassee, FL?
The cheapest Tallahassee, FL auto insurance company is USAA, but it only offers coverage to members of the military, veterans, and their families. The cheapest Tallahassee car insurance company that offers coverage to all drivers is State Farm.
The top Tallahassee, FL auto insurance companies listed from least to most expensive are:
- USAA – $2,564.07
- State Farm – $2,961.13
- Nationwide – $3,610.39
- GEICO – $3,653.82
- Liberty Mutual – $4,035.29
- Progressive – $4,716.11
- Allstate – $5,996.61
Auto insurance rates are affected by many different factors, such as your age and driving record.
Where you live and the size of your city affects your rates also. Larger cities with more crime and traffic will pay more for car insurance. For example, Jacksonville, FL auto insurance is much more expensive than coverage in Tallahassee.
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What auto insurance coverage is required in Tallahassee, FL?
Most states require that drivers carry at least a minimum amount of auto insurance. Florida is no different.
The minimum amount of auto insurance required in Florida is:
- $10,000 in personal injury protection (PIP) coverage
- $10,000 for property damage liability (PDL)
What’s unusual is that Florida doesn’t require you to carry bodily injury coverage. That’s because Florida is a no-fault state. This means that if you are in an accident, your auto insurance pays for damages and injuries, regardless of who is at fault.
If you do decide to carry bodily injury, you must carry $10,000 for one person and $20,000 for two or more people.
What affects auto insurance rates in Tallahassee, FL?
Traffic can have an impact on your auto insurance rates since more traffic means a higher chance of being in an accident.
INRIX ranks Tallahassee, FL as the 48th most congested city in the U.S.
Despite the traffic congestion, City-Data reports that most drivers in Tallahassee commute around 20 minutes.
Theft can also raise your auto insurance rates. According to the FBI, there were 744 motor vehicle thefts in Tallahassee in one year.
Tallahassee, FL Auto Insurance: The Bottom Line
Even though Tallahassee car insurance is cheaper than average Florida rates, you still want the best deal out there. Before you buy Tallahassee, FL auto insurance, shop around to see which company is cheapest for you.
Enter your ZIP code to compare Tallahassee, FL auto insurance quotes from multiple companies near you today.