Buy Cheap Syracuse, NY Auto Insurance (2021)

Syracuse, NY auto insurance rates average $293 a month. Minimum auto insurance requirements in Syracuse, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Syracuse, NY, compare Syracuse auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Syracuse after a DUI is Liberty Mutual
  • Average auto insurance rates in Syracuse, NY for teens drivers are $6,161/year
  • Average auto insurance rates in Syracuse, NY are $293/month

Finding affordable Syracuse, New York auto insurance can be challenging, but everything you need to know to buy cheap Syracuse, NY auto insurance with confidence is right here. Auto insurance rates in Syracuse are affected by local factors as well as personal ones like your driving record.

See how Syracuse, NY car insurance rates compare to Mount Vernon auto insurance rates, Buffalo auto insurance rates, and Yonkers auto insurance rates before you read more about the cost of auto insurance in Syracuse.

Don’t buy Syracuse, NY auto insurance until you’ve compared rates. Get free Syracuse, New York auto insurance quotes when you enter your ZIP code above.

Syracuse, NY Minimum Auto Insurance Requirements

The required auto insurance in Syracuse, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Syracuse, New York is outlined here.

Minimum Required Auto Insurance Coverage in Syracuse, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Syracuse, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Syracuse, NY. Take a look at Syracuse, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Syracuse, New York

Insurance Company Poor Fair Good
Allstate $5,839 $3,417 $2,943
GEICO $2,657 $1,952 $1,752
Liberty Mutual $7,006 $4,590 $3,443
Nationwide $3,199 $3,199 $3,199
Progressive $5,099 $2,652 $1,949
State Farm $5,356 $3,358 $2,664
Travelers $5,363 $3,396 $2,949
USAA $4,309 $2,210 $1,959

Buy Cheap Syracuse, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Syracuse, New York auto insurance rates? Find out how car insurance rates in Syracuse, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Syracuse, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,674 $2,514 $2,527 $2,576 $8,164 $8,819 $2,617 $2,640
GEICO $1,534 $1,480 $1,497 $1,475 $3,294 $4,879 $1,380 $1,426
Liberty Mutual $3,633 $3,633 $3,387 $3,387 $7,092 $11,487 $3,633 $3,852
Nationwide $2,395 $2,395 $2,259 $2,259 $4,342 $6,478 $2,395 $3,067
Progressive $1,915 $1,781 $1,534 $1,553 $6,707 $7,477 $2,486 $2,415
State Farm $2,362 $2,362 $2,065 $2,065 $7,061 $9,073 $2,604 $2,749
Travelers $2,740 $2,746 $2,530 $2,700 $6,637 $7,930 $2,913 $3,024
USAA $1,468 $1,438 $1,341 $1,334 $5,994 $7,111 $1,867 $2,053

Buy Cheap Syracuse, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Syracuse can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Syracuse, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Syracuse, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,164 $8,819
GEICO $3,294 $4,879
Liberty Mutual $7,092 $11,487
Nationwide $4,342 $6,478
Progressive $6,707 $7,477
State Farm $7,061 $9,073
Travelers $6,637 $7,930
USAA $5,994 $7,111

Buy Cheap Syracuse, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Syracuse, New York by comparing Syracuse senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Syracuse, NY here.

Annual Auto Insurance Rates for Senior Drivers in Syracuse, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,527 $2,576
GEICO $1,497 $1,475
Liberty Mutual $3,387 $3,387
Nationwide $2,259 $2,259
Progressive $1,534 $1,553
State Farm $2,065 $2,065
Travelers $2,530 $2,700
USAA $1,341 $1,334

Find Cheap Auto Insurance Rates in Syracuse, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Syracuse, New York auto insurance. Compare Syracuse, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Syracuse, New York

Insurance Company Low Medium High
Allstate $3,833 $4,052 $4,314
GEICO $2,019 $2,119 $2,224
Liberty Mutual $4,790 $4,996 $5,253
Nationwide $3,018 $3,177 $3,402
Progressive $3,082 $3,223 $3,395
State Farm $3,594 $3,816 $3,969
Travelers $3,712 $3,870 $4,125
USAA $2,741 $2,813 $2,922

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Find Cheap Syracuse, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Syracuse. Compare auto insurance rates in Syracuse, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Syracuse, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,011 $4,122
GEICO $2,057 $2,184
Liberty Mutual $4,873 $5,152
Nationwide $3,199 $3,199
Progressive $3,233 $3,233
State Farm $3,658 $3,927
Travelers $3,902 $3,902
USAA $2,798 $2,854

Find Cheap Syracuse, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in Syracuse, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Syracuse, NY to see how much where you live in Syracuse affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Syracuse, New York

ZIP Code Average Annual Rates
13202 $3,783
13203 $3,778
13204 $3,775
13205 $3,786
13206 $3,513
13207 $3,757
13208 $3,734
13209 $3,246
13210 $3,592
13212 $3,236
13214 $3,359
13215 $3,400
13219 $3,261
13224 $3,537
13244 $3,603
13290 $3,424

Find Cheap Syracuse, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Syracuse, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Syracuse, NY, take a look at the average cost for various violations versus rates for a clean driving record in Syracuse.

Annual Syracuse, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,412 $3,412 $5,083 $4,360
GEICO $1,650 $1,799 $3,384 $1,650
Liberty Mutual $3,986 $3,986 $8,092 $3,986
Nationwide $2,441 $2,441 $5,416 $2,497
Progressive $3,144 $3,144 $3,482 $3,164
State Farm $3,608 $3,608 $3,978 $3,978
Travelers $3,304 $4,180 $4,243 $3,883
USAA $2,498 $2,540 $3,724 $2,540

Find Cheap Syracuse, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Syracuse, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Syracuse for less when you shop around and compare rates from multiple Syracuse, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Syracuse, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,083
GEICO $3,384
Liberty Mutual $8,092
Nationwide $5,416
Progressive $3,482
State Farm $3,978
Travelers $4,243
USAA $3,724

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Winners by Category: Where to Buy Cheap Auto Insurance in Syracuse, NY

Compare rates from the cheapest auto insurance companies in Syracuse, NY for your needs. Take a look at how Syracuse, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Syracuse, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Syracuse, New York Auto Insurance Companies

If you’re looking for the cheapest Syracuse, NY auto insurance companies overall, you can compare them here. Find the best price for Syracuse, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Syracuse, New York

Insurance Company Average Annual Rates
Allstate $4,066
GEICO $2,121
Liberty Mutual $5,013
Nationwide $3,199
Progressive $3,233
State Farm $3,793
Travelers $3,902
USAA $2,826

What affects Syracuse, New York auto insurance rates?

Local factors affect auto insurance rates in Syracuse, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Syracuse auto insurance rates.

Commute Times in Syracuse

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Syracuse, NY is 18.0 minutes according to City-Data.

Traffic in Syracuse

How is traffic in Syracuse, New York? Inrix data shows that Syracuse, NY traffic makes it the 885th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Syracuse, NY

You can buy cheap Syracuse, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Syracuse, New York auto insurance quotes from top companies.

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