Buy Cheap Swisher, IA Auto Insurance (2021)

Swisher, IA auto insurance rates average $238 a month. Minimum auto insurance requirements in Swisher, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Swisher, IA, compare Swisher auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Swisher, IA are $238/month
  • Average auto insurance rates in Swisher, IA for teens drivers are $5,456/year
  • The most expensive auto insurance company in Swisher is Travelers

Finding affordable Swisher, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Swisher, IA auto insurance with confidence is right here. Auto insurance rates in Swisher are affected by local factors as well as personal ones like your driving record.

See how Swisher, IA car insurance rates compare to Iowa City auto insurance rates, Council Bluffs auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Swisher.

Don’t buy Swisher, IA auto insurance until you’ve compared rates. Get free Swisher, Iowa auto insurance quotes when you enter your ZIP code above.

Swisher, IA Minimum Auto Insurance Requirements

The required auto insurance in Swisher, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Swisher, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Swisher, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Swisher, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Swisher, IA. Take a look at Swisher, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Swisher, Iowa

Insurance Company Poor Fair Good
Allstate $3,219 $2,561 $2,306
American Family $3,834 $2,817 $2,369
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,495 $3,412 $2,686
Nationwide $3,079 $2,411 $2,111
Progressive $2,691 $2,191 $1,993
State Farm $3,020 $1,868 $1,474
Travelers $6,313 $5,412 $5,164
USAA $2,296 $1,585 $1,376

Buy Cheap Swisher, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Swisher, Iowa auto insurance rates? Find out how car insurance rates in Swisher, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Swisher, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,783 $1,711 $1,589 $1,616 $5,146 $5,795 $1,935 $1,990
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,824 $1,976 $1,612 $1,956 $9,039 $10,168 $2,065 $2,273
Nationwide $1,759 $1,806 $1,568 $1,673 $4,057 $5,247 $1,992 $2,166
Progressive $1,572 $1,502 $1,296 $1,348 $4,075 $4,591 $1,892 $2,057
State Farm $1,353 $1,353 $1,197 $1,197 $3,798 $4,798 $1,524 $1,745
Travelers $2,462 $2,508 $2,417 $2,420 $11,424 $18,230 $2,576 $3,000
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Buy Cheap Swisher, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Swisher can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Swisher, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Swisher, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,146 $5,795
American Family $5,176 $7,258
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,039 $10,168
Nationwide $4,057 $5,247
Progressive $4,075 $4,591
State Farm $3,798 $4,798
Travelers $11,424 $18,230
USAA $3,209 $3,392

Buy Cheap Swisher, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Swisher, Iowa by comparing Swisher senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Swisher, IA here.

Annual Auto Insurance Rates for Senior Drivers in Swisher, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,589 $1,616
American Family $1,734 $1,734
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,612 $1,956
Nationwide $1,568 $1,673
Progressive $1,296 $1,348
State Farm $1,197 $1,197
Travelers $2,417 $2,420
USAA $1,074 $1,087

Find Cheap Auto Insurance Rates in Swisher, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Swisher, Iowa auto insurance. Compare Swisher, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Swisher, Iowa

Insurance Company Low Medium High
Allstate $2,599 $2,698 $2,789
American Family $3,019 $3,173 $2,827
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $3,702 $3,858 $4,032
Nationwide $2,647 $2,520 $2,435
Progressive $2,167 $2,301 $2,408
State Farm $2,011 $2,134 $2,218
Travelers $5,299 $5,714 $5,876
USAA $1,658 $1,758 $1,840

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Find Cheap Swisher, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Swisher. Compare auto insurance rates in Swisher, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Swisher, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,632 $2,759
American Family $2,971 $3,042
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $3,864 $3,864
Nationwide $2,534 $2,534
Progressive $2,292 $2,292
State Farm $2,070 $2,172
Travelers $5,630 $5,630
USAA $1,689 $1,816

Find Cheap Swisher, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Swisher, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Swisher, IA, take a look at the average cost for various violations versus rates for a clean driving record in Swisher.

Annual Swisher, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,292 $2,771 $3,156 $2,563
American Family $2,170 $3,179 $4,125 $2,552
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,337 $4,134 $4,205 $3,781
Nationwide $1,835 $2,635 $3,590 $2,075
Progressive $1,836 $3,040 $1,993 $2,298
State Farm $1,954 $2,287 $2,121 $2,121
Travelers $4,082 $5,485 $7,353 $5,598
USAA $1,336 $1,799 $2,338 $1,536

Find Cheap Swisher, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Swisher, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Swisher for less when you shop around and compare rates from multiple Swisher, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Swisher, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,156
American Family $4,125
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,205
Nationwide $3,590
Progressive $1,993
State Farm $2,121
Travelers $7,353
USAA $2,338

Winners by Category: Where to Buy Cheap Auto Insurance in Swisher, IA

Compare rates from the cheapest auto insurance companies in Swisher, IA for your needs. Take a look at how Swisher, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Swisher, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Swisher, Iowa Auto Insurance Companies

If you’re looking for the cheapest Swisher, IA auto insurance companies overall, you can compare them here. Find the best price for Swisher, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Swisher, Iowa

Insurance Company Average Annual Rates
Allstate $2,695
American Family $3,006
Farmers $2,336
GEICO $2,315
Liberty Mutual $3,864
Nationwide $2,534
Progressive $2,292
State Farm $2,121
Travelers $5,630
USAA $1,752

What affects Swisher, Iowa auto insurance rates?

Local factors affect auto insurance rates in Swisher, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Swisher auto insurance rates.

Commute Times in Swisher

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Swisher, IA is 22.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Swisher, IA

You can buy cheap Swisher, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Swisher, Iowa auto insurance quotes from top companies.

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