Buy Cheap Swansea, SC Auto Insurance (2021)

Swansea, SC auto insurance rates average $318 a month. Minimum auto insurance requirements in Swansea, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Swansea, SC, compare Swansea auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Swansea, SC after a DUI are $4,355/year
  • Average auto insurance rates in Swansea, SC are $318/month
  • The most expensive auto insurance company in Swansea is Progressive

Finding affordable Swansea, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Swansea, SC auto insurance with confidence is right here. Auto insurance rates in Swansea are affected by local factors as well as personal ones like your driving record.

See how Swansea, SC car insurance rates compare to Rock Hill auto insurance rates, Hilton Head Island auto insurance rates, and Summerville auto insurance rates before you read more about the cost of auto insurance in Swansea.

Don’t buy Swansea, SC auto insurance until you’ve compared rates. Get free Swansea, South Carolina auto insurance quotes when you enter your ZIP code above.

Swansea, SC Minimum Auto Insurance Requirements

The required auto insurance in Swansea, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Swansea, South Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Swansea, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Swansea, SC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Swansea, SC. Take a look at Swansea, South Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Swansea, South Carolina

Insurance Company Poor Fair Good
Allstate $4,838 $3,647 $3,078
Farmers $5,302 $4,466 $4,074
GEICO $4,473 $2,406 $1,919
Nationwide $4,117 $3,353 $2,944
Progressive $5,555 $4,865 $4,537
State Farm $4,587 $2,799 $2,200
USAA $5,779 $2,837 $2,478

Buy Cheap Swansea, SC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Swansea, South Carolina auto insurance rates? Find out how car insurance rates in Swansea, SC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Swansea, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,537 $2,537 $2,428 $2,428 $6,603 $8,423 $2,814 $3,061
Farmers $3,167 $3,184 $3,015 $3,287 $8,228 $9,121 $3,444 $3,467
GEICO $2,130 $2,130 $1,943 $1,943 $5,082 $5,213 $2,482 $2,538
Nationwide $2,361 $2,389 $2,131 $2,207 $5,737 $7,367 $2,672 $2,906
Progressive $2,706 $2,492 $2,321 $2,428 $11,218 $12,381 $3,106 $3,232
State Farm $1,997 $1,997 $1,814 $1,814 $5,838 $7,329 $2,244 $2,530
USAA $1,995 $2,005 $1,832 $1,838 $7,882 $8,640 $2,623 $2,769

Buy Cheap Swansea, SC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Swansea can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Swansea, SC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Swansea, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,603 $8,423
Farmers $8,228 $9,121
GEICO $5,082 $5,213
Nationwide $5,737 $7,367
Progressive $11,218 $12,381
State Farm $5,838 $7,329
USAA $7,882 $8,640

Buy Cheap Swansea, SC Auto Insurance for Seniors

You can save on senior auto insurance rates in Swansea, South Carolina by comparing Swansea senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Swansea, SC here.

Annual Auto Insurance Rates for Senior Drivers in Swansea, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,428 $2,428
Farmers $3,015 $3,287
GEICO $1,943 $1,943
Nationwide $2,131 $2,207
Progressive $2,321 $2,428
State Farm $1,814 $1,814
USAA $1,832 $1,838

Find Cheap Auto Insurance Rates in Swansea, SC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Swansea, South Carolina auto insurance. Compare Swansea, SC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Swansea, South Carolina

Insurance Company Low Medium High
Allstate $3,625 $3,836 $4,101
Farmers $4,115 $4,612 $5,114
GEICO $2,753 $2,907 $3,137
Nationwide $3,419 $3,474 $3,521
Progressive $4,610 $4,918 $5,429
State Farm $2,957 $3,194 $3,434
USAA $3,489 $3,692 $3,912

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Find Cheap Swansea, SC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Swansea. Compare auto insurance rates in Swansea, SC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Swansea, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,772 $3,936
Farmers $4,614 $4,614
GEICO $2,918 $2,947
Nationwide $3,471 $3,471
Progressive $4,986 $4,986
State Farm $3,116 $3,275
USAA $3,658 $3,737

Find Cheap Swansea, SC Auto Insurance Rates by Driving Record

Auto insurance rates in Swansea, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Swansea, SC, take a look at the average cost for various violations versus rates for a clean driving record in Swansea.

Annual Swansea, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,888 $4,614 $4,078 $3,836
Farmers $3,854 $5,336 $4,438 $4,828
GEICO $2,230 $2,892 $4,378 $2,230
Nationwide $2,777 $3,568 $4,489 $3,051
Progressive $4,093 $5,943 $4,960 $4,947
State Farm $2,894 $3,563 $3,162 $3,162
USAA $2,925 $3,608 $4,982 $3,278

Find Cheap Swansea, SC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Swansea, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Swansea for less when you shop around and compare rates from multiple Swansea, SC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Swansea, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,078
Farmers $4,438
GEICO $4,378
Nationwide $4,489
Progressive $4,960
State Farm $3,162
USAA $4,982

Winners by Category: Where to Buy Cheap Auto Insurance in Swansea, SC

Compare rates from the cheapest auto insurance companies in Swansea, SC for your needs. Take a look at how Swansea, South Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Swansea, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Swansea, South Carolina Auto Insurance Companies

If you’re looking for the cheapest Swansea, SC auto insurance companies overall, you can compare them here. Find the best price for Swansea, South Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Swansea, South Carolina

Insurance Company Average Annual Rates
Allstate $3,854
Farmers $4,614
GEICO $2,933
Nationwide $3,471
Progressive $4,986
State Farm $3,195
USAA $3,698

What affects Swansea, South Carolina auto insurance rates?

Local factors affect auto insurance rates in Swansea, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Swansea auto insurance rates.

Commute Times in Swansea

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Swansea, SC is 30.6 minutes according to City-Data.

Traffic in Swansea

How is traffic in Swansea, South Carolina? Inrix data shows that Swansea, SC traffic makes it the 224th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Swansea, SC

You can buy cheap Swansea, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Swansea, South Carolina auto insurance quotes from top companies.

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