Buy Cheap Surrey, ND Auto Insurance (2021)

Surrey, ND auto insurance rates average $342 a month. Minimum auto insurance requirements in Surrey, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Surrey, ND, compare Surrey auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Surrey is Liberty Mutual
  • Average auto insurance rates in Surrey, ND after a DUI are $4,920/year
  • Average auto insurance rates in Surrey, ND are $342/month

Finding affordable Surrey, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Surrey, ND auto insurance with confidence is right here. Auto insurance rates in Surrey are affected by local factors as well as personal ones like your driving record.

See how Surrey, ND car insurance rates compare to Fargo auto insurance rates, Mandan auto insurance rates, and Wahpeton auto insurance rates before you read more about the cost of auto insurance in Surrey.

Don’t buy Surrey, ND auto insurance until you’ve compared rates. Get free Surrey, North Dakota auto insurance quotes when you enter your ZIP code above.

Surrey, ND Minimum Auto Insurance Requirements

The required auto insurance in Surrey, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Surrey, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Surrey, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Surrey, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Surrey, ND. Take a look at Surrey, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Surrey, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $5,149 $3,578 $3,023
Farmers $3,711 $3,052 $2,898
GEICO $2,964 $2,390 $2,085
Liberty Mutual $16,601 $9,976 $7,799
Nationwide $3,293 $2,555 $2,248
Progressive $4,436 $3,746 $3,436
State Farm $3,733 $2,372 $1,898
USAA $2,801 $1,773 $1,511

Buy Cheap Surrey, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Surrey, North Dakota auto insurance rates? Find out how car insurance rates in Surrey, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Surrey, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,797 $2,797 $2,527 $2,527 $5,984 $8,628 $2,797 $3,275
Farmers $1,872 $1,833 $1,668 $1,742 $7,041 $7,219 $2,137 $2,251
GEICO $1,949 $1,930 $1,668 $1,687 $3,969 $4,963 $1,762 $1,910
Liberty Mutual $6,215 $6,701 $4,999 $6,060 $25,609 $28,548 $6,470 $7,065
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,144 $2,022 $1,743 $1,812 $8,478 $9,456 $2,639 $2,685
State Farm $1,659 $1,659 $1,483 $1,483 $4,899 $6,168 $1,864 $2,127
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Buy Cheap Surrey, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in Surrey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Surrey, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in Surrey, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $5,984 $8,628
Farmers $7,041 $7,219
GEICO $3,969 $4,963
Liberty Mutual $25,609 $28,548
Nationwide $4,255 $5,290
Progressive $8,478 $9,456
State Farm $4,899 $6,168
USAA $3,928 $4,747

Buy Cheap Surrey, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in Surrey, North Dakota by comparing Surrey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Surrey, ND here.

Annual Auto Insurance Rates for Senior Drivers in Surrey, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,527 $2,527
Farmers $1,668 $1,742
GEICO $1,668 $1,687
Liberty Mutual $4,999 $6,060
Nationwide $1,729 $1,853
Progressive $1,743 $1,812
State Farm $1,483 $1,483
USAA $927 $930

Find Cheap Auto Insurance Rates in Surrey, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of Surrey, North Dakota auto insurance. Compare Surrey, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Surrey, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $4,039 $4,111 $3,600
Farmers $3,136 $3,205 $3,321
GEICO $2,429 $2,475 $2,535
Liberty Mutual $11,181 $11,406 $11,788
Nationwide $2,635 $2,684 $2,776
Progressive $3,754 $3,863 $4,001
State Farm $2,590 $2,677 $2,737
USAA $1,977 $2,030 $2,079

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Find Cheap Surrey, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Surrey. Compare auto insurance rates in Surrey, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Surrey, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,868 $3,965
Farmers $3,220 $3,220
GEICO $2,450 $2,509
Liberty Mutual $11,459 $11,459
Nationwide $2,699 $2,699
Progressive $3,872 $3,872
State Farm $2,598 $2,738
USAA $2,008 $2,049

Find Cheap Surrey, ND Auto Insurance Rates by Driving Record

Auto insurance rates in Surrey, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Surrey, ND, take a look at the average cost for various violations versus rates for a clean driving record in Surrey.

Annual Surrey, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,865 $4,082 $5,440 $3,279
Farmers $2,705 $3,471 $3,427 $3,278
GEICO $1,452 $2,405 $3,736 $2,326
Liberty Mutual $10,156 $11,493 $12,447 $11,738
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,560 $4,438 $3,609 $3,882
State Farm $2,444 $2,891 $2,668 $2,668
USAA $1,441 $2,040 $2,854 $1,779

Find Cheap Surrey, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Surrey, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Surrey for less when you shop around and compare rates from multiple Surrey, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in Surrey, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,285
American Family $5,440
Farmers $3,427
GEICO $3,736
Liberty Mutual $12,447
Nationwide $3,812
Progressive $3,609
State Farm $2,668
USAA $2,854

Winners by Category: Where to Buy Cheap Auto Insurance in Surrey, ND

Compare rates from the cheapest auto insurance companies in Surrey, ND for your needs. Take a look at how Surrey, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Surrey, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Surrey, North Dakota Auto Insurance Companies

If you’re looking for the cheapest Surrey, ND auto insurance companies overall, you can compare them here. Find the best price for Surrey, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Surrey, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $3,917
Farmers $3,220
GEICO $2,480
Liberty Mutual $11,459
Nationwide $2,699
Progressive $3,872
State Farm $2,668
USAA $2,028

What affects Surrey, North Dakota auto insurance rates?

Local factors affect auto insurance rates in Surrey, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact Surrey auto insurance rates.

Commute Times in Surrey

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Surrey, ND is 18.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Surrey, ND

You can buy cheap Surrey, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Surrey, North Dakota auto insurance quotes from top companies.

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