Buy Cheap Surgoinsville, TN Auto Insurance (2021)

Surgoinsville, TN auto insurance rates average $258 a month. Minimum auto insurance requirements in Surgoinsville, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Surgoinsville, TN, compare Surgoinsville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Surgoinsville, TN are $258/month
  • Average auto insurance rates in Surgoinsville, TN for teens drivers are $6,283/year
  • The most expensive auto insurance company in Surgoinsville after a DUI is Liberty Mutual

Finding affordable Surgoinsville, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Surgoinsville, TN auto insurance with confidence is right here. Auto insurance rates in Surgoinsville are affected by local factors as well as personal ones like your driving record.

See how Surgoinsville, TN car insurance rates compare to Clarksville auto insurance rates, Franklin auto insurance rates, and Jackson auto insurance rates before you read more about the cost of auto insurance in Surgoinsville.

Don’t buy Surgoinsville, TN auto insurance until you’ve compared rates. Get free Surgoinsville, Tennessee auto insurance quotes when you enter your ZIP code above.

Surgoinsville, TN Minimum Auto Insurance Requirements

The required auto insurance in Surgoinsville, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Surgoinsville, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Surgoinsville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Surgoinsville, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Surgoinsville, TN. Take a look at Surgoinsville, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Surgoinsville, Tennessee

Insurance Company Poor Fair Good
Allstate $5,274 $4,051 $3,103
Farmers $3,644 $2,849 $2,694
GEICO $3,515 $3,012 $2,770
Liberty Mutual $8,395 $5,150 $4,027
Nationwide $4,010 $3,178 $2,815
Progressive $3,867 $3,338 $3,120
State Farm $3,453 $2,073 $1,611
Travelers $3,356 $2,623 $1,918
USAA $3,866 $2,269 $1,873

Buy Cheap Surgoinsville, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Surgoinsville, Tennessee auto insurance rates? Find out how car insurance rates in Surgoinsville, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Surgoinsville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,403 $2,307 $2,168 $2,249 $9,007 $9,811 $2,554 $2,641
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,046 $2,062 $1,882 $1,882 $6,290 $6,395 $2,083 $2,149
Nationwide $2,132 $2,149 $1,913 $1,942 $5,871 $7,560 $2,451 $2,657
Progressive $1,749 $1,648 $1,424 $1,490 $7,908 $8,903 $2,108 $2,304
State Farm $1,445 $1,445 $1,305 $1,305 $4,444 $5,549 $1,634 $1,905
Travelers $1,718 $1,809 $1,556 $1,656 $4,725 $5,834 $1,831 $1,928
USAA $1,499 $1,520 $1,355 $1,350 $5,400 $6,202 $1,954 $2,077

Buy Cheap Surgoinsville, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Surgoinsville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Surgoinsville, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Surgoinsville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,007 $9,811
Farmers $6,619 $7,034
GEICO $6,290 $6,395
Nationwide $5,871 $7,560
Progressive $7,908 $8,903
State Farm $4,444 $5,549
Travelers $4,725 $5,834
USAA $5,400 $6,202

Buy Cheap Surgoinsville, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Surgoinsville, Tennessee by comparing Surgoinsville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Surgoinsville, TN here.

Annual Auto Insurance Rates for Senior Drivers in Surgoinsville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,168 $2,249
Farmers $1,458 $1,599
GEICO $1,882 $1,882
Nationwide $1,913 $1,942
Progressive $1,424 $1,490
State Farm $1,305 $1,305
Travelers $1,556 $1,656
USAA $1,355 $1,350

Find Cheap Auto Insurance Rates in Surgoinsville, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Surgoinsville, Tennessee auto insurance. Compare Surgoinsville, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Surgoinsville, Tennessee

Insurance Company Low Medium High
Allstate $3,998 $4,133 $4,296
Farmers $2,887 $3,047 $3,253
GEICO $2,949 $3,092 $3,255
Liberty Mutual $5,603 $5,855 $6,116
Nationwide $3,361 $3,263 $3,379
Progressive $3,225 $3,441 $3,659
State Farm $2,248 $2,389 $2,500
Travelers $2,478 $2,630 $2,789
USAA $2,588 $2,661 $2,760

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Find Cheap Surgoinsville, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Surgoinsville. Compare auto insurance rates in Surgoinsville, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Surgoinsville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,142 $4,142
Farmers $3,062 $3,062
GEICO $3,079 $3,119
Liberty Mutual $5,858 $5,858
Nationwide $3,334 $3,334
Progressive $3,442 $3,442
State Farm $2,323 $2,435
Travelers $2,529 $2,735
USAA $2,596 $2,743

Find Cheap Surgoinsville, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Surgoinsville, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Surgoinsville, TN, take a look at the average cost for various violations versus rates for a clean driving record in Surgoinsville.

Annual Surgoinsville, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,470 $4,132 $4,998 $3,969
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,258 $3,018 $4,861 $2,258
Liberty Mutual $4,745 $6,851 $6,370 $5,465
Nationwide $2,888 $2,888 $4,327 $3,235
Progressive $3,032 $3,936 $3,228 $3,570
State Farm $2,167 $2,591 $2,379 $2,379
Travelers $2,137 $2,738 $3,026 $2,628
USAA $1,940 $2,911 $3,420 $2,407

Find Cheap Surgoinsville, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Surgoinsville, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Surgoinsville for less when you shop around and compare rates from multiple Surgoinsville, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Surgoinsville, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,998
Farmers $3,314
GEICO $4,861
Liberty Mutual $6,370
Nationwide $4,327
Progressive $3,228
State Farm $2,379
Travelers $3,026
USAA $3,420

Winners by Category: Where to Buy Cheap Auto Insurance in Surgoinsville, TN

Compare rates from the cheapest auto insurance companies in Surgoinsville, TN for your needs. Take a look at how Surgoinsville, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Surgoinsville, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Surgoinsville, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Surgoinsville, TN auto insurance companies overall, you can compare them here. Find the best price for Surgoinsville, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Surgoinsville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,142
Farmers $3,062
GEICO $3,099
Nationwide $3,334
Progressive $3,442
State Farm $2,379
Travelers $2,632
USAA $2,670

What affects Surgoinsville, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Surgoinsville, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Surgoinsville auto insurance rates.

Commute Times in Surgoinsville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Surgoinsville, TN is 25.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Surgoinsville, TN

You can buy cheap Surgoinsville, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Surgoinsville, Tennessee auto insurance quotes from top companies.

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