Buy Cheap Sunspot, NM Auto Insurance (2021)

Sunspot, NM auto insurance rates average $271 a month. Minimum auto insurance requirements in Sunspot, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Sunspot, NM, compare Sunspot auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Sunspot is GEICO
  • Average auto insurance rates in Sunspot, NM for teens drivers are $6,245/year
  • The most expensive auto insurance company in Sunspot after a DUI is GEICO

Finding affordable Sunspot, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Sunspot, NM auto insurance with confidence is right here. Auto insurance rates in Sunspot are affected by local factors as well as personal ones like your driving record.

See how Sunspot, NM car insurance rates compare to Alamogordo auto insurance rates, Albuquerque auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Sunspot.

Don’t buy Sunspot, NM auto insurance until you’ve compared rates. Get free Sunspot, New Mexico auto insurance quotes when you enter your ZIP code above.

Sunspot, NM Minimum Auto Insurance Requirements

The required auto insurance in Sunspot, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Sunspot, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Sunspot, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Sunspot, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sunspot, NM. Take a look at Sunspot, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sunspot, New Mexico

Insurance Company Poor Fair Good
Allstate $4,919 $4,042 $3,701
Farmers $4,193 $3,470 $3,300
GEICO $4,787 $4,162 $3,849
Nationwide $3,510 $2,730 $2,372
Progressive $3,864 $3,433 $3,241
State Farm $2,726 $1,684 $1,335
USAA $2,906 $2,179 $1,891

Buy Cheap Sunspot, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sunspot, New Mexico auto insurance rates? Find out how car insurance rates in Sunspot, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sunspot, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,629 $2,670 $2,362 $2,495 $8,143 $9,314 $2,978 $3,173
Farmers $2,043 $2,035 $1,830 $1,951 $8,240 $8,466 $2,297 $2,372
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $1,987 $2,019 $1,811 $1,897 $4,709 $5,921 $2,233 $2,388
Progressive $1,891 $1,837 $1,697 $1,709 $7,646 $8,627 $2,301 $2,393
State Farm $1,260 $1,260 $1,142 $1,142 $3,351 $4,210 $1,407 $1,552
USAA $1,548 $1,536 $1,480 $1,475 $4,040 $4,563 $1,914 $2,048

Buy Cheap Sunspot, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sunspot can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sunspot, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sunspot, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,143 $9,314
Farmers $8,240 $8,466
GEICO $7,583 $10,447
Nationwide $4,709 $5,921
Progressive $7,646 $8,627
State Farm $3,351 $4,210
USAA $4,040 $4,563

Buy Cheap Sunspot, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Sunspot, New Mexico by comparing Sunspot senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sunspot, NM here.

Annual Auto Insurance Rates for Senior Drivers in Sunspot, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,362 $2,495
Farmers $1,830 $1,951
GEICO $2,511 $2,511
Nationwide $1,811 $1,897
Progressive $1,697 $1,709
State Farm $1,142 $1,142
USAA $1,480 $1,475

Find Cheap Auto Insurance Rates in Sunspot, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sunspot, New Mexico auto insurance. Compare Sunspot, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sunspot, New Mexico

Insurance Company Low Medium High
Allstate $4,062 $4,214 $4,387
Farmers $3,338 $3,622 $4,002
GEICO $3,990 $4,256 $4,552
Nationwide $2,807 $2,842 $2,963
Progressive $3,381 $3,512 $3,645
State Farm $1,747 $1,921 $2,079
USAA $2,154 $2,337 $2,485

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Find Cheap Sunspot, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sunspot. Compare auto insurance rates in Sunspot, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sunspot, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,221 $4,221
Farmers $3,654 $3,654
GEICO $4,201 $4,331
Nationwide $2,871 $2,871
Progressive $3,513 $3,513
State Farm $1,868 $1,962
USAA $2,256 $2,395

Find Cheap Sunspot, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Sunspot, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sunspot, NM, take a look at the average cost for various violations versus rates for a clean driving record in Sunspot.

Annual Sunspot, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $4,585 $4,820 $3,935
Farmers $3,088 $3,975 $3,882 $3,672
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,161 $3,013 $3,869 $2,440
Progressive $3,037 $4,145 $3,274 $3,596
State Farm $1,802 $1,953 $1,953 $1,953
USAA $1,725 $2,401 $3,166 $2,009

Find Cheap Sunspot, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sunspot, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Sunspot for less when you shop around and compare rates from multiple Sunspot, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sunspot, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,820
Farmers $3,882
GEICO $8,009
Nationwide $3,869
Progressive $3,274
State Farm $1,953
USAA $3,166

Winners by Category: Where to Buy Cheap Auto Insurance in Sunspot, NM

Compare rates from the cheapest auto insurance companies in Sunspot, NM for your needs. Take a look at how Sunspot, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sunspot, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Sunspot, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Sunspot, NM auto insurance companies overall, you can compare them here. Find the best price for Sunspot, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Sunspot, New Mexico

Insurance Company Average Annual Rates
Allstate $4,221
Farmers $3,654
GEICO $4,266
Nationwide $2,871
Progressive $3,513
State Farm $1,915
USAA $2,325

Compare Auto Insurance Quotes in Sunspot, NM

You can buy cheap Sunspot, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sunspot, New Mexico auto insurance quotes from top companies.

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