Buy Cheap Sunset Beach, CA Auto Insurance (2022)

Sunset Beach, CA auto insurance rates average $310 a month. Minimum auto insurance requirements in Sunset Beach, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Sunset Beach, CA, compare Sunset Beach auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Sunset Beach, CA for teens drivers are $6,291/year
  • Average auto insurance rates in Sunset Beach, CA are $310/month
  • The most expensive auto insurance company in Sunset Beach is Nationwide

Finding affordable Sunset Beach, California auto insurance can be challenging, but everything you need to know to buy cheap Sunset Beach, CA auto insurance with confidence is right here. Auto insurance rates in Sunset Beach are affected by local factors as well as personal ones like your driving record.

See how Sunset Beach, CA car insurance rates compare to Los Angeles auto insurance rates, San Jose auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Sunset Beach.

Don’t buy Sunset Beach, CA auto insurance until you’ve compared rates. Get free Sunset Beach, California auto insurance quotes when you enter your ZIP code above.

Sunset Beach, CA Minimum Auto Insurance Requirements

The required auto insurance in Sunset Beach, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Sunset Beach, California is outlined here.

Minimum Required Auto Insurance Coverage in Sunset Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Sunset Beach, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sunset Beach, California auto insurance rates? Find out how car insurance rates in Sunset Beach, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sunset Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,816 $2,804 $2,067 $2,066 $7,909 $9,917 $3,535 $3,820
Farmers $2,600 $2,600 $2,369 $2,369 $8,268 $13,396 $3,081 $3,435
GEICO $1,748 $1,749 $1,644 $1,644 $5,324 $5,421 $2,512 $2,571
Liberty Mutual $2,233 $2,102 $2,094 $2,024 $4,846 $5,201 $2,502 $2,540
Nationwide $3,454 $3,293 $3,026 $2,848 $8,863 $9,775 $4,121 $4,068
Progressive $1,950 $2,010 $1,657 $1,971 $5,253 $6,347 $2,821 $3,040
State Farm $3,412 $3,412 $3,052 $3,052 $6,350 $7,902 $3,778 $3,892
Travelers $2,484 $2,396 $2,202 $2,181 $5,243 $5,911 $3,226 $3,149
USAA $1,992 $1,884 $1,947 $1,951 $4,563 $4,585 $2,759 $2,604

Buy Cheap Sunset Beach, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sunset Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sunset Beach, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sunset Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,909 $9,917
Farmers $8,268 $13,396
GEICO $5,324 $5,421
Liberty Mutual $4,846 $5,201
Nationwide $8,863 $9,775
Progressive $5,253 $6,347
State Farm $6,350 $7,902
Travelers $5,243 $5,911
USAA $4,563 $4,585

Buy Cheap Sunset Beach, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Sunset Beach, California by comparing Sunset Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sunset Beach, CA here.

Annual Auto Insurance Rates for Senior Drivers in Sunset Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,066
Farmers $2,369 $2,369
GEICO $1,644 $1,644
Liberty Mutual $2,094 $2,024
Nationwide $3,026 $2,848
Progressive $1,657 $1,971
State Farm $3,052 $3,052
Travelers $2,202 $2,181
USAA $1,947 $1,951

Find Cheap Auto Insurance Rates in Sunset Beach, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sunset Beach, California auto insurance. Compare Sunset Beach, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sunset Beach, California

Insurance Company Low Medium High
Allstate $4,085 $4,412 $4,604
Farmers $4,383 $4,808 $5,103
GEICO $2,577 $2,856 $3,047
Liberty Mutual $2,709 $2,972 $3,147
Nationwide $4,425 $5,015 $5,354
Progressive $2,813 $3,223 $3,358
State Farm $3,848 $4,447 $4,774
Travelers $2,859 $3,453 $3,735
USAA $2,524 $2,840 $2,993

Find Cheap Sunset Beach, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sunset Beach. Compare auto insurance rates in Sunset Beach, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sunset Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,930 $4,804
Farmers $4,321 $5,208
GEICO $2,568 $3,085
Liberty Mutual $2,702 $3,184
Nationwide $4,347 $5,515
Progressive $2,841 $3,421
State Farm $4,196 $4,517
Travelers $3,015 $3,683
USAA $2,566 $3,005

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sunset Beach, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Sunset Beach, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sunset Beach, CA, take a look at the average cost for various violations versus rates for a clean driving record in Sunset Beach.

Annual Sunset Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,650 $4,397 $6,957 $3,463
Farmers $3,532 $4,802 $5,963 $4,762
GEICO $1,976 $3,051 $3,827 $2,452
Liberty Mutual $2,555 $3,420 $3,089 $2,707
Nationwide $3,440 $4,410 $7,465 $4,410
Progressive $2,045 $3,483 $4,049 $2,947
State Farm $3,114 $3,710 $6,991 $3,611
Travelers $2,220 $3,659 $4,220 $3,297
USAA $1,850 $2,756 $4,511 $2,027

Find Cheap Sunset Beach, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sunset Beach, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Sunset Beach for less when you shop around and compare rates from multiple Sunset Beach, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sunset Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,957
Farmers $5,963
GEICO $3,827
Liberty Mutual $3,089
Nationwide $7,465
Progressive $4,049
State Farm $6,991
Travelers $4,220
USAA $4,511

Winners by Category: Where to Buy Cheap Auto Insurance in Sunset Beach, CA

Compare rates from the cheapest auto insurance companies in Sunset Beach, CA for your needs. Take a look at how Sunset Beach, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sunset Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Sunset Beach, California Auto Insurance Companies

If you’re looking for the cheapest Sunset Beach, CA auto insurance companies overall, you can compare them here. Find the best price for Sunset Beach, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Sunset Beach, California

Insurance Company Average Annual Rates
Allstate $4,367
Farmers $4,765
GEICO $2,827
Liberty Mutual $2,943
Nationwide $4,931
Progressive $3,131
State Farm $4,356
Travelers $3,349
USAA $2,786

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Sunset Beach, CA

You can buy cheap Sunset Beach, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sunset Beach, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption