Buy Cheap Sunbright, TN Auto Insurance (2021)

Sunbright, TN auto insurance rates average $278 a month. Minimum auto insurance requirements in Sunbright, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Sunbright, TN, compare Sunbright auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Sunbright, TN for teens drivers are $6,757/year
  • Average auto insurance rates in Sunbright, TN are $278/month
  • Average auto insurance rates in Sunbright, TN after a DUI are $4,313/year

Finding affordable Sunbright, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Sunbright, TN auto insurance with confidence is right here. Auto insurance rates in Sunbright are affected by local factors as well as personal ones like your driving record.

See how Sunbright, TN car insurance rates compare to Memphis auto insurance rates, Chattanooga auto insurance rates, and Johnson City auto insurance rates before you read more about the cost of auto insurance in Sunbright.

Don’t buy Sunbright, TN auto insurance until you’ve compared rates. Get free Sunbright, Tennessee auto insurance quotes when you enter your ZIP code above.

Sunbright, TN Minimum Auto Insurance Requirements

The required auto insurance in Sunbright, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Sunbright, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Sunbright, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sunbright, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sunbright, TN. Take a look at Sunbright, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sunbright, Tennessee

Insurance Company Poor Fair Good
Allstate $5,818 $4,460 $3,410
Farmers $3,752 $2,925 $2,767
GEICO $4,058 $3,474 $3,195
Liberty Mutual $9,300 $5,681 $4,441
Nationwide $3,874 $3,072 $2,719
Progressive $4,491 $3,873 $3,621
State Farm $3,979 $2,386 $1,853
Travelers $3,480 $2,717 $1,986
USAA $3,884 $2,278 $1,880

Buy Cheap Sunbright, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sunbright, Tennessee auto insurance rates? Find out how car insurance rates in Sunbright, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sunbright, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,632 $2,523 $2,371 $2,461 $9,977 $10,851 $2,797 $2,893
Farmers $1,698 $1,726 $1,528 $1,660 $6,734 $7,118 $2,281 $2,439
GEICO $2,375 $2,397 $2,189 $2,189 $7,214 $7,340 $2,412 $2,488
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $2,025 $1,911 $1,647 $1,722 $9,172 $10,338 $2,450 $2,694
State Farm $1,691 $1,691 $1,513 $1,513 $5,054 $6,315 $1,908 $2,230
Travelers $1,784 $1,878 $1,611 $1,715 $4,895 $6,029 $1,903 $2,004
USAA $1,510 $1,535 $1,364 $1,363 $5,404 $6,201 $1,971 $2,098

Buy Cheap Sunbright, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sunbright can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sunbright, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sunbright, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,977 $10,851
Farmers $6,734 $7,118
GEICO $7,214 $7,340
Nationwide $5,607 $7,245
Progressive $9,172 $10,338
State Farm $5,054 $6,315
Travelers $4,895 $6,029
USAA $5,404 $6,201

Buy Cheap Sunbright, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Sunbright, Tennessee by comparing Sunbright senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sunbright, TN here.

Annual Auto Insurance Rates for Senior Drivers in Sunbright, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,461
Farmers $1,528 $1,660
GEICO $2,189 $2,189
Nationwide $1,864 $1,897
Progressive $1,647 $1,722
State Farm $1,513 $1,513
Travelers $1,611 $1,715
USAA $1,364 $1,363

Find Cheap Auto Insurance Rates in Sunbright, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sunbright, Tennessee auto insurance. Compare Sunbright, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sunbright, Tennessee

Insurance Company Low Medium High
Allstate $4,401 $4,552 $4,736
Farmers $2,987 $3,134 $3,324
GEICO $3,402 $3,566 $3,759
Liberty Mutual $6,201 $6,470 $6,752
Nationwide $3,248 $3,150 $3,267
Progressive $3,778 $3,996 $4,211
State Farm $2,615 $2,749 $2,855
Travelers $2,574 $2,725 $2,884
USAA $2,596 $2,672 $2,775

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sunbright, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sunbright. Compare auto insurance rates in Sunbright, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sunbright, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,563 $4,563
Farmers $3,148 $3,148
GEICO $3,554 $3,598
Liberty Mutual $6,474 $6,474
Nationwide $3,222 $3,222
Progressive $3,995 $3,995
State Farm $2,677 $2,802
Travelers $2,620 $2,835
USAA $2,606 $2,756

Find Cheap Sunbright, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Sunbright, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sunbright, TN, take a look at the average cost for various violations versus rates for a clean driving record in Sunbright.

Annual Sunbright, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,812 $4,550 $5,519 $4,370
Farmers $2,683 $3,332 $3,405 $3,173
GEICO $2,603 $3,482 $5,613 $2,603
Liberty Mutual $5,249 $7,563 $7,040 $6,045
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,516 $4,571 $3,744 $4,148
State Farm $2,504 $2,975 $2,740 $2,740
Travelers $2,215 $2,839 $3,131 $2,725
USAA $1,949 $2,922 $3,434 $2,418

Find Cheap Sunbright, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sunbright, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Sunbright for less when you shop around and compare rates from multiple Sunbright, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sunbright, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,519
Farmers $3,405
GEICO $5,613
Liberty Mutual $7,040
Nationwide $4,187
Progressive $3,744
State Farm $2,740
Travelers $3,131
USAA $3,434

Winners by Category: Where to Buy Cheap Auto Insurance in Sunbright, TN

Compare rates from the cheapest auto insurance companies in Sunbright, TN for your needs. Take a look at how Sunbright, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sunbright, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sunbright, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Sunbright, TN auto insurance companies overall, you can compare them here. Find the best price for Sunbright, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Sunbright, Tennessee

Insurance Company Average Annual Rates
Allstate $4,563
Farmers $3,148
GEICO $3,576
Nationwide $3,222
Progressive $3,995
State Farm $2,740
Travelers $2,728
USAA $2,681

What affects Sunbright, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Sunbright, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Sunbright auto insurance rates.

Commute Times in Sunbright

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sunbright, TN is 27.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Sunbright, TN

You can buy cheap Sunbright, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sunbright, Tennessee auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption