Buy Cheap Sun City, FL Auto Insurance (2021)

Sun City, FL auto insurance rates average $470 a month. Minimum auto insurance requirements in Sun City, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Sun City, FL, compare Sun City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sun City, FL after a DUI are $6,854/year
  • The most expensive auto insurance company in Sun City after a DUI is Liberty Mutual
  • Average auto insurance rates in Sun City, FL are $470/month

Finding affordable Sun City, Florida auto insurance can be challenging, but everything you need to know to buy cheap Sun City, FL auto insurance with confidence is right here. Auto insurance rates in Sun City are affected by local factors as well as personal ones like your driving record.

See how Sun City, FL car insurance rates compare to Hialeah auto insurance rates, Cape Coral auto insurance rates, and Orlando auto insurance rates before you read more about the cost of auto insurance in Sun City.

Don’t buy Sun City, FL auto insurance until you’ve compared rates. Get free Sun City, Florida auto insurance quotes when you enter your ZIP code above.

Sun City, FL Minimum Auto Insurance Requirements

The required auto insurance in Sun City, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Sun City, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Sun City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Sun City, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sun City, FL. Take a look at Sun City, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sun City, Florida

Insurance Company Poor Fair Good
Allstate $12,041 $7,651 $6,213
GEICO $7,090 $4,321 $3,264
Liberty Mutual $10,256 $7,447 $5,978
Nationwide $6,331 $4,634 $4,188
Progressive $7,716 $5,485 $4,560
State Farm $5,301 $3,451 $2,817
USAA $5,224 $2,548 $1,845

Buy Cheap Sun City, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sun City, Florida auto insurance rates? Find out how car insurance rates in Sun City, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sun City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,143 $4,982 $4,537 $4,644 $18,715 $20,629 $5,164 $5,265
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $5,371 $5,371 $4,896 $4,896 $11,684 $18,164 $5,371 $7,393
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,973 $3,729 $3,393 $3,639 $11,186 $12,148 $4,775 $4,522
State Farm $2,388 $2,388 $2,165 $2,165 $7,115 $9,117 $2,663 $2,849
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Buy Cheap Sun City, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sun City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sun City, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sun City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,715 $20,629
GEICO $6,874 $8,661
Liberty Mutual $11,684 $18,164
Nationwide $8,598 $10,611
Progressive $11,186 $12,148
State Farm $7,115 $9,117
USAA $6,347 $7,353

Buy Cheap Sun City, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Sun City, Florida by comparing Sun City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sun City, FL here.

Annual Auto Insurance Rates for Senior Drivers in Sun City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,537 $4,644
GEICO $3,607 $3,607
Liberty Mutual $4,896 $4,896
Nationwide $3,117 $3,226
Progressive $3,393 $3,639
State Farm $2,165 $2,165
USAA $1,736 $1,720

Find Cheap Auto Insurance Rates in Sun City, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sun City, Florida auto insurance. Compare Sun City, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sun City, Florida

Insurance Company Low Medium High
Allstate $6,369 $9,147 $10,388
GEICO $3,969 $5,072 $5,635
Liberty Mutual $7,186 $8,040 $8,454
Nationwide $3,956 $5,256 $5,942
Progressive $4,896 $6,066 $6,800
State Farm $3,248 $3,962 $4,359
USAA $2,746 $3,324 $3,547

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Find Cheap Sun City, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sun City. Compare auto insurance rates in Sun City, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sun City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,386 $8,884
GEICO $4,867 $4,917
Liberty Mutual $7,628 $8,159
Nationwide $5,051 $5,051
Progressive $5,921 $5,921
State Farm $3,721 $3,991
USAA $3,169 $3,242

Find Cheap Sun City, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Sun City, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sun City, FL, take a look at the average cost for various violations versus rates for a clean driving record in Sun City.

Annual Sun City, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,399 $8,897 $9,982 $8,260
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $5,575 $7,362 $10,872 $7,765
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,672 $6,913 $5,824 $6,272
State Farm $3,519 $4,193 $3,856 $3,856
USAA $2,511 $3,100 $4,580 $2,633

Find Cheap Sun City, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sun City, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Sun City for less when you shop around and compare rates from multiple Sun City, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sun City, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,982
GEICO $6,458
Liberty Mutual $10,872
Nationwide $6,405
Progressive $5,824
State Farm $3,856
USAA $4,580

Winners by Category: Where to Buy Cheap Auto Insurance in Sun City, FL

Compare rates from the cheapest auto insurance companies in Sun City, FL for your needs. Take a look at how Sun City, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sun City, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Sun City, Florida Auto Insurance Companies

If you’re looking for the cheapest Sun City, FL auto insurance companies overall, you can compare them here. Find the best price for Sun City, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Sun City, Florida

Insurance Company Average Annual Rates
Allstate $8,635
GEICO $4,892
Liberty Mutual $7,893
Nationwide $5,051
Progressive $5,921
State Farm $3,856
USAA $3,206

What affects Sun City, Florida auto insurance rates?

Local factors affect auto insurance rates in Sun City, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Sun City auto insurance rates.

Commute Times in Sun City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sun City, FL is 34.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Sun City, FL

You can buy cheap Sun City, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sun City, Florida auto insurance quotes from top companies.

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