Buy Cheap Sun City, AZ Auto Insurance (2021)

Sun City, AZ auto insurance rates average $327 a month. Minimum auto insurance requirements in Sun City, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Sun City, AZ, compare Sun City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Sun City after a DUI is Farmers
  • The most expensive auto insurance company in Sun City is Farmers
  • Average auto insurance rates in Sun City, AZ are $327/month

Finding affordable Sun City, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Sun City, AZ auto insurance with confidence is right here. Auto insurance rates in Sun City are affected by local factors as well as personal ones like your driving record.

See how Sun City, AZ car insurance rates compare to Chandler auto insurance rates, Surprise auto insurance rates, and Phoenix auto insurance rates before you read more about the cost of auto insurance in Sun City.

Don’t buy Sun City, AZ auto insurance until you’ve compared rates. Get free Sun City, Arizona auto insurance quotes when you enter your ZIP code above.

Sun City, AZ Minimum Auto Insurance Requirements

The required auto insurance in Sun City, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Sun City, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Sun City, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Sun City, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sun City, AZ. Take a look at Sun City, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sun City, Arizona

Insurance Company Poor Fair Good
Allstate $6,437 $4,577 $4,066
American Family $5,304 $3,957 $3,412
Farmers $6,613 $5,542 $5,271
GEICO $3,262 $2,138 $1,718
Nationwide $4,140 $3,312 $2,901
Progressive $4,369 $3,827 $3,579
State Farm $7,756 $2,998 $1,875
Travelers $4,204 $3,429 $2,736
USAA $3,711 $2,600 $2,168

Buy Cheap Sun City, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sun City, Arizona auto insurance rates? Find out how car insurance rates in Sun City, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sun City, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,549 $3,549 $3,454 $3,454 $7,793 $10,105 $3,978 $4,330
American Family $2,759 $2,759 $2,534 $2,534 $7,447 $9,786 $2,759 $3,219
Farmers $3,085 $3,080 $2,740 $2,939 $13,588 $14,063 $3,452 $3,522
GEICO $1,607 $1,794 $1,357 $1,733 $4,665 $4,915 $1,468 $1,445
Nationwide $2,302 $2,338 $2,061 $2,177 $5,788 $7,394 $2,668 $2,880
Progressive $2,144 $1,866 $1,933 $1,830 $9,003 $10,048 $2,302 $2,274
State Farm $2,501 $2,501 $2,219 $2,219 $8,037 $10,093 $2,694 $3,413
Travelers $2,143 $2,254 $2,001 $2,127 $6,393 $8,084 $2,266 $2,382
USAA $1,547 $1,549 $1,448 $1,462 $5,789 $6,618 $2,030 $2,169

Buy Cheap Sun City, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sun City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sun City, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sun City, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,793 $10,105
American Family $7,447 $9,786
Farmers $13,588 $14,063
GEICO $4,665 $4,915
Nationwide $5,788 $7,394
Progressive $9,003 $10,048
State Farm $8,037 $10,093
Travelers $6,393 $8,084
USAA $5,789 $6,618

Buy Cheap Sun City, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Sun City, Arizona by comparing Sun City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sun City, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Sun City, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,534 $2,534
Farmers $2,740 $2,939
GEICO $1,357 $1,733
Nationwide $2,061 $2,177
Progressive $1,933 $1,830
State Farm $2,219 $2,219
Travelers $2,001 $2,127
USAA $1,448 $1,462

Find Cheap Auto Insurance Rates in Sun City, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sun City, Arizona auto insurance. Compare Sun City, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sun City, Arizona

Insurance Company Low Medium High
Allstate $4,729 $5,054 $5,296
American Family $4,034 $4,359 $4,279
Farmers $4,817 $5,879 $6,730
GEICO $2,005 $2,410 $2,704
Nationwide $3,279 $3,493 $3,580
Progressive $3,398 $4,008 $4,369
State Farm $3,740 $4,299 $4,591
Travelers $3,060 $3,515 $3,794
USAA $2,590 $2,868 $3,022

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Find Cheap Sun City, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sun City. Compare auto insurance rates in Sun City, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sun City, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
American Family $4,185 $4,264
Farmers $5,809 $5,809
GEICO $2,334 $2,412
Nationwide $3,451 $3,451
Progressive $3,925 $3,925
State Farm $4,100 $4,319
Travelers $3,456 $3,456
USAA $2,796 $2,857

Find Cheap Sun City, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Sun City, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sun City, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Sun City.

Annual Sun City, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,008 $5,100 $5,790 $5,207
American Family $2,990 $4,648 $5,786 $3,474
Farmers $4,912 $6,347 $6,197 $5,778
GEICO $1,832 $2,486 $3,341 $1,832
Nationwide $2,923 $3,071 $4,542 $3,268
Progressive $3,457 $4,577 $3,647 $4,019
State Farm $3,813 $4,607 $4,210 $4,210
Travelers $2,761 $3,602 $4,023 $3,439
USAA $2,055 $2,947 $3,885 $2,418

Find Cheap Sun City, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sun City, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Sun City for less when you shop around and compare rates from multiple Sun City, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sun City, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,790
American Family $5,786
Farmers $6,197
GEICO $3,341
Nationwide $4,542
Progressive $3,647
State Farm $4,210
Travelers $4,023
USAA $3,885

Winners by Category: Where to Buy Cheap Auto Insurance in Sun City, AZ

Compare rates from the cheapest auto insurance companies in Sun City, AZ for your needs. Take a look at how Sun City, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sun City, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Sun City, Arizona Auto Insurance Companies

If you’re looking for the cheapest Sun City, AZ auto insurance companies overall, you can compare them here. Find the best price for Sun City, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Sun City, Arizona

Insurance Company Average Annual Rates
Allstate $5,027
American Family $4,224
Farmers $5,809
GEICO $2,373
Nationwide $3,451
Progressive $3,925
State Farm $4,210
Travelers $3,456
USAA $2,826

What affects Sun City, Arizona auto insurance rates?

Local factors affect auto insurance rates in Sun City, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Sun City auto insurance rates.

Commute Times in Sun City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sun City, AZ is 25.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Sun City, AZ

You can buy cheap Sun City, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sun City, Arizona auto insurance quotes from top companies.

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