Buy Cheap Summertown, TN Auto Insurance (2021)

Summertown, TN auto insurance rates average $266 a month. Minimum auto insurance requirements in Summertown, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Summertown, TN, compare Summertown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Summertown, TN after a DUI are $4,116/year
  • The most expensive auto insurance company in Summertown is Allstate
  • The most expensive auto insurance company in Summertown after a DUI is Liberty Mutual

Finding affordable Summertown, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Summertown, TN auto insurance with confidence is right here. Auto insurance rates in Summertown are affected by local factors as well as personal ones like your driving record.

See how Summertown, TN car insurance rates compare to Murfreesboro auto insurance rates, Memphis auto insurance rates, and Bartlett auto insurance rates before you read more about the cost of auto insurance in Summertown.

Don’t buy Summertown, TN auto insurance until you’ve compared rates. Get free Summertown, Tennessee auto insurance quotes when you enter your ZIP code above.

Summertown, TN Minimum Auto Insurance Requirements

The required auto insurance in Summertown, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Summertown, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Summertown, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Summertown, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Summertown, TN. Take a look at Summertown, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Summertown, Tennessee

Insurance Company Poor Fair Good
Allstate $6,191 $4,735 $3,621
Farmers $4,149 $3,236 $3,061
GEICO $3,482 $2,976 $2,735
Liberty Mutual $8,658 $5,301 $4,143
Nationwide $3,761 $2,980 $2,643
Progressive $3,796 $3,266 $3,050
State Farm $3,366 $2,021 $1,570
Travelers $3,338 $2,609 $1,908
USAA $3,987 $2,320 $1,910

Buy Cheap Summertown, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Summertown, Tennessee auto insurance rates? Find out how car insurance rates in Summertown, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Summertown, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,845 $2,741 $2,548 $2,647 $10,438 $11,350 $3,055 $3,170
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,066 $2,089 $1,909 $1,909 $6,088 $6,214 $2,087 $2,151
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,726 $1,632 $1,404 $1,467 $7,698 $8,672 $2,083 $2,282
State Farm $1,438 $1,438 $1,288 $1,288 $4,260 $5,335 $1,621 $1,883
Travelers $1,713 $1,803 $1,548 $1,648 $4,701 $5,784 $1,827 $1,923
USAA $1,567 $1,604 $1,408 $1,416 $5,437 $6,234 $2,047 $2,199

Buy Cheap Summertown, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Summertown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Summertown, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Summertown, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,438 $11,350
Farmers $7,422 $7,867
GEICO $6,088 $6,214
Nationwide $5,414 $7,005
Progressive $7,698 $8,672
State Farm $4,260 $5,335
Travelers $4,701 $5,784
USAA $5,437 $6,234

Buy Cheap Summertown, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Summertown, Tennessee by comparing Summertown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Summertown, TN here.

Annual Auto Insurance Rates for Senior Drivers in Summertown, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,548 $2,647
Farmers $1,690 $1,844
GEICO $1,909 $1,909
Nationwide $1,818 $1,853
Progressive $1,404 $1,467
State Farm $1,288 $1,288
Travelers $1,548 $1,648
USAA $1,408 $1,416

Find Cheap Auto Insurance Rates in Summertown, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Summertown, Tennessee auto insurance. Compare Summertown, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Summertown, Tennessee

Insurance Company Low Medium High
Allstate $4,679 $4,838 $5,031
Farmers $3,305 $3,467 $3,674
GEICO $2,927 $3,058 $3,208
Liberty Mutual $5,791 $6,032 $6,279
Nationwide $3,154 $3,057 $3,173
Progressive $3,183 $3,371 $3,558
State Farm $2,201 $2,328 $2,428
Travelers $2,474 $2,617 $2,765
USAA $2,657 $2,730 $2,830

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Find Cheap Summertown, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Summertown. Compare auto insurance rates in Summertown, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Summertown, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,849 $4,849
Farmers $3,482 $3,482
GEICO $3,048 $3,080
Liberty Mutual $6,034 $6,034
Nationwide $3,128 $3,128
Progressive $3,370 $3,370
State Farm $2,265 $2,373
Travelers $2,516 $2,721
USAA $2,660 $2,818

Find Cheap Summertown, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Summertown, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Summertown, TN, take a look at the average cost for various violations versus rates for a clean driving record in Summertown.

Annual Summertown, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $4,850 $5,819 $4,648
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,215 $2,982 $4,845 $2,215
Liberty Mutual $4,885 $7,054 $6,566 $5,631
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $2,970 $3,850 $3,162 $3,500
State Farm $2,122 $2,516 $2,319 $2,319
Travelers $2,128 $2,726 $3,003 $2,617
USAA $1,997 $2,976 $3,511 $2,472

Find Cheap Summertown, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Summertown, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Summertown for less when you shop around and compare rates from multiple Summertown, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Summertown, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,819
Farmers $3,753
GEICO $4,845
Liberty Mutual $6,566
Nationwide $4,070
Progressive $3,162
State Farm $2,319
Travelers $3,003
USAA $3,511

Winners by Category: Where to Buy Cheap Auto Insurance in Summertown, TN

Compare rates from the cheapest auto insurance companies in Summertown, TN for your needs. Take a look at how Summertown, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Summertown, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Summertown, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Summertown, TN auto insurance companies overall, you can compare them here. Find the best price for Summertown, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Summertown, Tennessee

Insurance Company Average Annual Rates
Allstate $4,849
Farmers $3,482
GEICO $3,064
Nationwide $3,128
Progressive $3,370
State Farm $2,319
Travelers $2,618
USAA $2,739

What affects Summertown, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Summertown, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Summertown auto insurance rates.

Commute Times in Summertown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Summertown, TN is 34.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Summertown, TN

You can buy cheap Summertown, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Summertown, Tennessee auto insurance quotes from top companies.

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