Buy Cheap Summerland, CA Auto Insurance (2022)

Summerland, CA auto insurance rates average $266 a month. Minimum auto insurance requirements in Summerland, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Summerland, CA, compare Summerland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Summerland, CA are $266/month
  • The most expensive auto insurance company in Summerland is Nationwide
  • Average auto insurance rates in Summerland, CA after a DUI are $4,498/year

Finding affordable Summerland, California auto insurance can be challenging, but everything you need to know to buy cheap Summerland, CA auto insurance with confidence is right here. Auto insurance rates in Summerland are affected by local factors as well as personal ones like your driving record.

See how Summerland, CA car insurance rates compare to San Diego auto insurance rates, San Francisco auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Summerland.

Don’t buy Summerland, CA auto insurance until you’ve compared rates. Get free Summerland, California auto insurance quotes when you enter your ZIP code above.

Summerland, CA Minimum Auto Insurance Requirements

The required auto insurance in Summerland, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Summerland, California is outlined here.

Minimum Required Auto Insurance Coverage in Summerland, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Summerland, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Summerland, California auto insurance rates? Find out how car insurance rates in Summerland, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Summerland, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,555 $2,549 $1,870 $1,881 $7,106 $8,915 $3,246 $3,540
Farmers $1,932 $1,932 $1,762 $1,762 $6,139 $9,943 $2,290 $2,553
GEICO $1,636 $1,636 $1,538 $1,538 $4,978 $5,065 $2,350 $2,402
Liberty Mutual $2,035 $1,921 $1,902 $1,841 $4,435 $4,736 $2,286 $2,311
Nationwide $2,950 $2,813 $2,587 $2,436 $7,541 $8,311 $3,521 $3,476
Progressive $1,538 $1,585 $1,305 $1,550 $4,086 $4,932 $2,208 $2,375
State Farm $2,847 $2,847 $2,546 $2,546 $5,272 $6,543 $3,153 $3,251
Travelers $2,274 $2,199 $2,019 $1,998 $4,712 $5,366 $2,953 $2,884
USAA $1,855 $1,754 $1,813 $1,818 $4,220 $4,245 $2,568 $2,424

Buy Cheap Summerland, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Summerland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Summerland, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Summerland, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,106 $8,915
Farmers $6,139 $9,943
GEICO $4,978 $5,065
Liberty Mutual $4,435 $4,736
Nationwide $7,541 $8,311
Progressive $4,086 $4,932
State Farm $5,272 $6,543
Travelers $4,712 $5,366
USAA $4,220 $4,245

Buy Cheap Summerland, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Summerland, California by comparing Summerland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Summerland, CA here.

Annual Auto Insurance Rates for Senior Drivers in Summerland, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,881
Farmers $1,762 $1,762
GEICO $1,538 $1,538
Liberty Mutual $1,902 $1,841
Nationwide $2,587 $2,436
Progressive $1,305 $1,550
State Farm $2,546 $2,546
Travelers $2,019 $1,998
USAA $1,813 $1,818

Find Cheap Auto Insurance Rates in Summerland, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Summerland, California auto insurance. Compare Summerland, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Summerland, California

Insurance Company Low Medium High
Allstate $3,730 $3,994 $4,149
Farmers $3,256 $3,571 $3,790
GEICO $2,396 $2,672 $2,861
Liberty Mutual $2,493 $2,708 $2,849
Nationwide $3,777 $4,278 $4,558
Progressive $2,209 $2,519 $2,614
State Farm $3,248 $3,692 $3,936
Travelers $2,649 $3,136 $3,366
USAA $2,352 $2,636 $2,774

Find Cheap Summerland, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Summerland. Compare auto insurance rates in Summerland, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Summerland, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,569 $4,346
Farmers $3,210 $3,868
GEICO $2,401 $2,885
Liberty Mutual $2,465 $2,902
Nationwide $3,711 $4,698
Progressive $2,221 $2,673
State Farm $3,493 $3,757
Travelers $2,748 $3,353
USAA $2,385 $2,790

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Find Cheap Summerland, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Summerland, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Summerland, CA, take a look at the average cost for various violations versus rates for a clean driving record in Summerland.

Annual Summerland, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,394 $4,007 $6,297 $3,133
Farmers $2,624 $3,568 $4,429 $3,537
GEICO $1,848 $2,854 $3,578 $2,292
Liberty Mutual $2,330 $3,120 $2,816 $2,468
Nationwide $2,937 $3,763 $6,355 $3,763
Progressive $1,607 $2,721 $3,151 $2,310
State Farm $2,589 $3,087 $5,822 $3,004
Travelers $2,040 $3,320 $3,845 $2,998
USAA $1,720 $2,559 $4,186 $1,884

Find Cheap Summerland, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Summerland, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Summerland for less when you shop around and compare rates from multiple Summerland, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Summerland, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,297
Farmers $4,429
GEICO $3,578
Liberty Mutual $2,816
Nationwide $6,355
Progressive $3,151
State Farm $5,822
Travelers $3,845
USAA $4,186

Winners by Category: Where to Buy Cheap Auto Insurance in Summerland, CA

Compare rates from the cheapest auto insurance companies in Summerland, CA for your needs. Take a look at how Summerland, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Summerland, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Summerland, California Auto Insurance Companies

If you’re looking for the cheapest Summerland, CA auto insurance companies overall, you can compare them here. Find the best price for Summerland, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Summerland, California

Insurance Company Average Annual Rates
Allstate $3,958
Farmers $3,539
GEICO $2,643
Liberty Mutual $2,683
Nationwide $4,204
Progressive $2,447
State Farm $3,625
Travelers $3,051
USAA $2,587

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What affects Summerland, California auto insurance rates?

Local factors affect auto insurance rates in Summerland, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Summerland auto insurance rates.

Commute Times in Summerland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Summerland, CA is 12.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Summerland, CA

You can buy cheap Summerland, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Summerland, California auto insurance quotes from top companies.

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