Buy Cheap Summerfield, IL Auto Insurance (2021)

Summerfield, IL auto insurance rates average $280 a month. Minimum auto insurance requirements in Summerfield, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Summerfield, IL, compare Summerfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Summerfield, IL after a DUI are $3,933/year
  • The most expensive auto insurance company in Summerfield is Allstate
  • Average auto insurance rates in Summerfield, IL for teens drivers are $6,434/year

Finding affordable Summerfield, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Summerfield, IL auto insurance with confidence is right here. Auto insurance rates in Summerfield are affected by local factors as well as personal ones like your driving record.

See how Summerfield, IL car insurance rates compare to Rockford auto insurance rates, Cicero auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Summerfield.

Don’t buy Summerfield, IL auto insurance until you’ve compared rates. Get free Summerfield, Illinois auto insurance quotes when you enter your ZIP code above.

Summerfield, IL Minimum Auto Insurance Requirements

The required auto insurance in Summerfield, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Summerfield, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Summerfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Summerfield, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Summerfield, IL. Take a look at Summerfield, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Summerfield, Illinois

Insurance Company Poor Fair Good
Allstate $6,490 $4,683 $4,104
American Family $5,263 $3,578 $3,025
Farmers $5,281 $4,439 $4,223
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,140 $1,951 $1,557
Nationwide $4,662 $3,756 $3,280
Progressive $4,191 $3,563 $3,295
State Farm $3,265 $1,958 $1,520
Travelers $2,976 $2,394 $1,945
USAA $3,486 $2,391 $1,970

Buy Cheap Summerfield, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Summerfield, Illinois auto insurance rates? Find out how car insurance rates in Summerfield, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Summerfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,244 $3,259 $3,395 $3,395 $8,424 $10,922 $3,895 $4,206
American Family $2,459 $2,459 $2,251 $2,251 $6,951 $9,645 $2,459 $3,170
Farmers $2,477 $2,477 $2,196 $2,330 $10,750 $11,197 $2,819 $2,935
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,402 $1,515 $1,163 $1,300 $4,409 $4,906 $1,472 $1,562
Nationwide $2,457 $2,496 $2,181 $2,311 $6,897 $8,859 $2,876 $3,118
Progressive $2,116 $1,995 $1,744 $1,828 $7,781 $8,739 $2,522 $2,738
State Farm $1,400 $1,400 $1,259 $1,259 $4,082 $5,178 $1,584 $1,818
Travelers $1,554 $1,640 $1,412 $1,505 $4,449 $5,559 $1,650 $1,738
USAA $1,564 $1,591 $1,453 $1,430 $5,027 $5,547 $2,055 $2,258

Buy Cheap Summerfield, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Summerfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Summerfield, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Summerfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,424 $10,922
American Family $6,951 $9,645
Farmers $10,750 $11,197
GEICO $5,565 $5,775
Liberty Mutual $4,409 $4,906
Nationwide $6,897 $8,859
Progressive $7,781 $8,739
State Farm $4,082 $5,178
Travelers $4,449 $5,559
USAA $5,027 $5,547

Buy Cheap Summerfield, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Summerfield, Illinois by comparing Summerfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Summerfield, IL here.

Annual Auto Insurance Rates for Senior Drivers in Summerfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,395 $3,395
American Family $2,251 $2,251
Farmers $2,196 $2,330
GEICO $1,670 $2,030
Liberty Mutual $1,163 $1,300
Nationwide $2,181 $2,311
Progressive $1,744 $1,828
State Farm $1,259 $1,259
Travelers $1,412 $1,505
USAA $1,453 $1,430

Find Cheap Auto Insurance Rates in Summerfield, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Summerfield, Illinois auto insurance. Compare Summerfield, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Summerfield, Illinois

Insurance Company Low Medium High
Allstate $4,911 $5,086 $5,280
American Family $3,801 $4,101 $3,964
Farmers $4,405 $4,531 $5,007
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,104 $2,212 $2,332
Nationwide $3,847 $3,939 $3,912
Progressive $3,371 $3,672 $4,005
State Farm $2,111 $2,251 $2,381
Travelers $2,297 $2,436 $2,583
USAA $2,448 $2,613 $2,785

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Find Cheap Summerfield, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Summerfield. Compare auto insurance rates in Summerfield, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Summerfield, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,092 $5,092
American Family $3,905 $4,006
Farmers $4,648 $4,648
GEICO $2,792 $2,897
Liberty Mutual $2,216 $2,216
Nationwide $3,899 $3,899
Progressive $3,683 $3,683
State Farm $2,190 $2,305
Travelers $2,343 $2,534
USAA $2,542 $2,689

Find Cheap Summerfield, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Summerfield, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Summerfield, IL, take a look at the average cost for various violations versus rates for a clean driving record in Summerfield.

Annual Summerfield, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,624 $6,208 $5,757 $4,780
American Family $2,909 $4,123 $5,491 $3,300
Farmers $3,925 $5,064 $4,939 $4,663
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $1,854 $2,608 $2,305 $2,098
Nationwide $3,131 $4,069 $4,793 $3,604
Progressive $3,030 $4,513 $3,358 $3,831
State Farm $2,049 $2,446 $2,247 $2,247
Travelers $1,944 $2,545 $2,829 $2,436
USAA $1,867 $2,679 $3,665 $2,251

Find Cheap Summerfield, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Summerfield, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Summerfield for less when you shop around and compare rates from multiple Summerfield, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Summerfield, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,757
American Family $5,491
Farmers $4,939
GEICO $3,948
Liberty Mutual $2,305
Nationwide $4,793
Progressive $3,358
State Farm $2,247
Travelers $2,829
USAA $3,665

Winners by Category: Where to Buy Cheap Auto Insurance in Summerfield, IL

Compare rates from the cheapest auto insurance companies in Summerfield, IL for your needs. Take a look at how Summerfield, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Summerfield, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Summerfield, Illinois Auto Insurance Companies

If you’re looking for the cheapest Summerfield, IL auto insurance companies overall, you can compare them here. Find the best price for Summerfield, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Summerfield, Illinois

Insurance Company Average Annual Rates
Allstate $5,092
American Family $3,955
Farmers $4,648
GEICO $2,844
Liberty Mutual $2,216
Nationwide $3,899
Progressive $3,683
State Farm $2,247
Travelers $2,438
USAA $2,616

What affects Summerfield, Illinois auto insurance rates?

Local factors affect auto insurance rates in Summerfield, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Summerfield auto insurance rates.

Commute Times in Summerfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Summerfield, IL is 32.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Summerfield, IL

You can buy cheap Summerfield, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Summerfield, Illinois auto insurance quotes from top companies.

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