Buy Cheap Sumiton, AL Auto Insurance (2021)

Sumiton, AL auto insurance rates average $332 a month. Minimum auto insurance requirements in Sumiton, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Sumiton, AL, compare Sumiton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Sumiton is Liberty Mutual
  • Average auto insurance rates in Sumiton, AL are $332/month
  • The most expensive auto insurance company in Sumiton after a DUI is Liberty Mutual

Finding affordable Sumiton, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Sumiton, AL auto insurance with confidence is right here. Auto insurance rates in Sumiton are affected by local factors as well as personal ones like your driving record.

See how Sumiton, AL car insurance rates compare to Tuscaloosa auto insurance rates, Hoover auto insurance rates, and Auburn auto insurance rates before you read more about the cost of auto insurance in Sumiton.

Don’t buy Sumiton, AL auto insurance until you’ve compared rates. Get free Sumiton, Alabama auto insurance quotes when you enter your ZIP code above.

Sumiton, AL Minimum Auto Insurance Requirements

The required auto insurance in Sumiton, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Sumiton, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Sumiton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sumiton, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sumiton, AL. Take a look at Sumiton, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sumiton, Alabama

Insurance Company Poor Fair Good
Allstate $4,391 $3,456 $2,826
Farmers $5,086 $4,372 $4,144
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,849 $4,806 $3,770
Nationwide $3,571 $2,778 $2,510
Progressive $5,614 $4,817 $4,503
State Farm $8,109 $4,106 $2,791
Travelers $4,376 $3,796 $3,869
USAA $3,003 $1,953 $1,743

Buy Cheap Sumiton, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sumiton, Alabama auto insurance rates? Find out how car insurance rates in Sumiton, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sumiton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,134 $2,030 $1,940 $1,976 $7,515 $8,073 $2,373 $2,421
Farmers $2,591 $2,575 $2,316 $2,463 $10,026 $10,319 $2,936 $3,047
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,188 $3,444 $2,608 $2,914 $11,650 $12,953 $3,405 $3,637
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,678 $2,516 $2,194 $2,338 $11,123 $12,438 $3,151 $3,387
State Farm $3,065 $3,065 $2,769 $2,769 $9,277 $11,596 $3,463 $4,011
Travelers $1,614 $1,638 $1,519 $1,511 $8,770 $13,793 $1,524 $1,742
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Buy Cheap Sumiton, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sumiton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sumiton, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sumiton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,515 $8,073
Farmers $10,026 $10,319
GEICO $5,858 $5,765
Liberty Mutual $11,650 $12,953
Nationwide $5,097 $6,597
Progressive $11,123 $12,438
State Farm $9,277 $11,596
Travelers $8,770 $13,793
USAA $4,155 $4,609

Buy Cheap Sumiton, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Sumiton, Alabama by comparing Sumiton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sumiton, AL here.

Annual Auto Insurance Rates for Senior Drivers in Sumiton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,940 $1,976
Farmers $2,316 $2,463
GEICO $2,095 $2,161
Liberty Mutual $2,608 $2,914
Nationwide $1,740 $1,806
Progressive $2,194 $2,338
State Farm $2,769 $2,769
Travelers $1,519 $1,511
USAA $1,291 $1,264

Find Cheap Auto Insurance Rates in Sumiton, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sumiton, Alabama auto insurance. Compare Sumiton, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sumiton, Alabama

Insurance Company Low Medium High
Allstate $3,418 $3,550 $3,705
Farmers $4,266 $4,471 $4,866
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,241 $5,451 $5,733
Nationwide $2,958 $2,923 $2,978
Progressive $4,520 $4,955 $5,459
State Farm $4,747 $4,995 $5,265
Travelers $3,813 $4,094 $4,134
USAA $2,155 $2,221 $2,322

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Find Cheap Sumiton, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sumiton. Compare auto insurance rates in Sumiton, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sumiton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,558 $3,558
Farmers $4,534 $4,534
GEICO $3,046 $3,158
Liberty Mutual $5,475 $5,475
Nationwide $2,953 $2,953
Progressive $4,978 $4,978
State Farm $4,884 $5,120
Travelers $4,014 $4,014
USAA $2,131 $2,335

Find Cheap Sumiton, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Sumiton, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sumiton, AL, take a look at the average cost for various violations versus rates for a clean driving record in Sumiton.

Annual Sumiton, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,017 $3,561 $4,237 $3,416
Farmers $3,817 $4,937 $4,817 $4,566
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,289 $5,980 $5,846 $5,784
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,503 $5,664 $4,808 $4,937
State Farm $4,515 $5,598 $4,948 $4,948
Travelers $3,338 $3,503 $5,142 $4,072
USAA $1,716 $2,155 $3,205 $1,856

Find Cheap Sumiton, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sumiton, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Sumiton for less when you shop around and compare rates from multiple Sumiton, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sumiton, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,237
Farmers $4,817
GEICO $4,162
Liberty Mutual $5,846
Nationwide $3,777
Progressive $4,808
State Farm $4,948
Travelers $5,142
USAA $3,205

Winners by Category: Where to Buy Cheap Auto Insurance in Sumiton, AL

Compare rates from the cheapest auto insurance companies in Sumiton, AL for your needs. Take a look at how Sumiton, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sumiton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Sumiton, Alabama Auto Insurance Companies

If you’re looking for the cheapest Sumiton, AL auto insurance companies overall, you can compare them here. Find the best price for Sumiton, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Sumiton, Alabama

Insurance Company Average Annual Rates
Allstate $3,558
Farmers $4,534
GEICO $3,102
Liberty Mutual $5,475
Nationwide $2,953
Progressive $4,978
State Farm $5,002
Travelers $4,014
USAA $2,233

What affects Sumiton, Alabama auto insurance rates?

Local factors affect auto insurance rates in Sumiton, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Sumiton auto insurance rates.

Auto Theft in Sumiton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Sumiton, AL auto theft show a total of 4 vehicle thefts annually.

Commute Times in Sumiton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sumiton, AL is 27.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Sumiton, AL

You can buy cheap Sumiton, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sumiton, Alabama auto insurance quotes from top companies.

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