Buy Cheap Sugar City, CO Auto Insurance (2021)

Sugar City, CO auto insurance rates average $327 a month. Minimum auto insurance requirements in Sugar City, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Sugar City, CO, compare Sugar City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sugar City, CO for teens drivers are $7,450/year
  • Average auto insurance rates in Sugar City, CO are $327/month
  • The most expensive auto insurance company in Sugar City after a DUI is Allstate

Finding affordable Sugar City, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Sugar City, CO auto insurance with confidence is right here. Auto insurance rates in Sugar City are affected by local factors as well as personal ones like your driving record.

See how Sugar City, CO car insurance rates compare to Colorado Springs auto insurance rates, Fort Collins auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Sugar City.

Don’t buy Sugar City, CO auto insurance until you’ve compared rates. Get free Sugar City, Colorado auto insurance quotes when you enter your ZIP code above.

Sugar City, CO Minimum Auto Insurance Requirements

The required auto insurance in Sugar City, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Sugar City, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Sugar City, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Sugar City, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sugar City, CO. Take a look at Sugar City, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sugar City, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,309 $5,081 $4,829
GEICO $4,257 $3,537 $2,817
Liberty Mutual $3,640 $2,222 $1,771
Nationwide $4,848 $3,820 $3,334
Progressive $5,525 $4,652 $4,232
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

Buy Cheap Sugar City, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sugar City, Colorado auto insurance rates? Find out how car insurance rates in Sugar City, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sugar City, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,247 $3,220 $2,954 $3,190 $11,769 $11,781 $3,534 $3,553
GEICO $2,302 $2,476 $2,372 $2,642 $6,910 $7,307 $2,116 $2,168
Liberty Mutual $1,730 $1,692 $1,476 $1,619 $4,952 $5,383 $1,743 $1,758
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,109 $2,931 $2,613 $2,633 $9,505 $10,653 $3,528 $3,453
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Sugar City, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sugar City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sugar City, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sugar City, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $11,769 $11,781
GEICO $6,910 $7,307
Liberty Mutual $4,952 $5,383
Nationwide $6,687 $8,617
Progressive $9,505 $10,653
State Farm $5,211 $6,661
USAA $5,826 $6,723

Buy Cheap Sugar City, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Sugar City, Colorado by comparing Sugar City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sugar City, CO here.

Annual Auto Insurance Rates for Senior Drivers in Sugar City, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,954 $3,190
GEICO $2,372 $2,642
Liberty Mutual $1,476 $1,619
Nationwide $2,380 $2,529
Progressive $2,613 $2,633
State Farm $1,717 $1,717
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Sugar City, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sugar City, Colorado auto insurance. Compare Sugar City, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sugar City, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,721 $5,328 $6,170
GEICO $3,217 $3,475 $3,919
Liberty Mutual $2,399 $2,533 $2,700
Nationwide $4,052 $4,001 $3,949
Progressive $4,536 $4,812 $5,061
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

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Find Cheap Sugar City, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sugar City. Compare auto insurance rates in Sugar City, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sugar City, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,406 $5,406
GEICO $3,453 $3,621
Liberty Mutual $2,544 $2,544
Nationwide $4,001 $4,001
Progressive $4,803 $4,803
State Farm $2,913 $3,059
USAA $3,485 $3,692

Find Cheap Sugar City, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Sugar City, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sugar City, CO, take a look at the average cost for various violations versus rates for a clean driving record in Sugar City.

Annual Sugar City, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,578 $5,865 $5,784 $5,396
GEICO $2,530 $3,896 $4,376 $3,345
Liberty Mutual $2,225 $2,608 $2,712 $2,632
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,185 $5,683 $4,423 $4,921
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Sugar City, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sugar City, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Sugar City for less when you shop around and compare rates from multiple Sugar City, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sugar City, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,784
GEICO $4,376
Liberty Mutual $2,712
Nationwide $5,371
Progressive $4,423
State Farm $2,986
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Sugar City, CO

Compare rates from the cheapest auto insurance companies in Sugar City, CO for your needs. Take a look at how Sugar City, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sugar City, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Sugar City, Colorado Auto Insurance Companies

If you’re looking for the cheapest Sugar City, CO auto insurance companies overall, you can compare them here. Find the best price for Sugar City, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Sugar City, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,406
GEICO $3,537
Liberty Mutual $2,544
Nationwide $4,001
Progressive $4,803
State Farm $2,986
USAA $3,589

What affects Sugar City, Colorado auto insurance rates?

Local factors affect auto insurance rates in Sugar City, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Sugar City auto insurance rates.

Commute Times in Sugar City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sugar City, CO is 20.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Sugar City, CO

You can buy cheap Sugar City, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sugar City, Colorado auto insurance quotes from top companies.

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