Buy Cheap Suffolk, VA Auto Insurance (2022)

Suffolk, VA auto insurance rates average $199 a month. Minimum auto insurance requirements in Suffolk, Virginia are 25/50/20 to comply with Virginia laws. To buy cheap auto insurance in Suffolk, VA, compare Suffolk auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Suffolk, VA for teens drivers are $4,472/year
  • Average auto insurance rates in Suffolk, VA are $199/month
  • The most expensive auto insurance company in Suffolk after a DUI is Allstate

Finding affordable Suffolk, Virginia auto insurance can be challenging, but everything you need to know to buy cheap Suffolk, VA auto insurance with confidence is right here. Auto insurance rates in Suffolk are affected by local factors as well as personal ones like your driving record.

See how Suffolk, VA car insurance rates compare to Norfolk auto insurance rates, Hampton auto insurance rates, and Richmond auto insurance rates before you read more about the cost of auto insurance in Suffolk.

Don’t buy Suffolk, VA auto insurance until you’ve compared rates. Get free Suffolk, Virginia auto insurance quotes when you enter your ZIP code above.

Suffolk, VA Minimum Auto Insurance Requirements

The required auto insurance in Suffolk, VA is 25/50/20 according to the auto insurance laws in Virginia. The minimum auto insurance in Suffolk, Virginia is outlined here.

Minimum Required Auto Insurance Coverage in Suffolk, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Suffolk, VA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Suffolk, VA. Take a look at Suffolk, Virginia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Suffolk, Virginia

Insurance Company Poor Fair Good
Allstate $4,052 $3,252 $2,690
GEICO $2,283 $1,941 $1,941
Nationwide $2,509 $2,019 $1,834
Progressive $2,765 $2,430 $2,275
State Farm $3,321 $2,059 $1,626
USAA $2,693 $1,841 $1,521

Buy Cheap Suffolk, VA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Suffolk, Virginia auto insurance rates? Find out how car insurance rates in Suffolk, VA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Suffolk, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,014 $1,897 $2,003 $2,003 $6,308 $7,205 $2,615 $2,605
GEICO $1,472 $1,469 $1,398 $1,398 $3,125 $4,177 $1,710 $1,691
Nationwide $1,464 $1,473 $1,299 $1,334 $3,503 $4,515 $1,616 $1,759
Progressive $1,230 $1,162 $1,119 $1,119 $5,793 $6,501 $1,486 $1,510
State Farm $1,418 $1,418 $1,287 $1,287 $4,354 $5,472 $1,605 $1,840
USAA $1,211 $1,193 $1,137 $1,143 $3,748 $4,447 $1,557 $1,711

Buy Cheap Suffolk, VA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Suffolk can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Suffolk, VA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Suffolk, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,308 $7,205
GEICO $3,125 $4,177
Nationwide $3,503 $4,515
Progressive $5,793 $6,501
State Farm $4,354 $5,472
USAA $3,748 $4,447

Buy Cheap Suffolk, VA Auto Insurance for Seniors

You can save on senior auto insurance rates in Suffolk, Virginia by comparing Suffolk senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Suffolk, VA here.

Annual Auto Insurance Rates for Senior Drivers in Suffolk, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,003 $2,003
GEICO $1,398 $1,398
Nationwide $1,299 $1,334
Progressive $1,119 $1,119
State Farm $1,287 $1,287
USAA $1,137 $1,143

Find Cheap Auto Insurance Rates in Suffolk, VA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Suffolk, Virginia auto insurance. Compare Suffolk, VA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Suffolk, Virginia

Insurance Company Low Medium High
Allstate $3,211 $3,332 $3,451
GEICO $1,967 $2,052 $2,146
Nationwide $2,212 $2,101 $2,048
Progressive $2,369 $2,459 $2,642
State Farm $2,182 $2,332 $2,491
USAA $1,925 $2,022 $2,108

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Find Cheap Suffolk, VA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Suffolk. Compare auto insurance rates in Suffolk, VA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Suffolk, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,227 $3,436
GEICO $2,017 $2,094
Nationwide $2,121 $2,121
Progressive $2,490 $2,490
State Farm $2,276 $2,394
USAA $1,944 $2,093

Find Cheap Suffolk, VA Auto Insurance Rates by ZIP Code

Auto insurance rates in Suffolk, Virginia can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Suffolk, VA to see how much where you live in Suffolk affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Suffolk, Virginia

ZIP Code Average Annual Rates
23432 $2,036
23433 $2,043
23434 $2,088
23435 $2,082
23436 $2,056
23437 $2,091
23438 $2,122

Find Cheap Suffolk, VA Auto Insurance Rates by Driving Record

Auto insurance rates in Suffolk, Virginia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Suffolk, VA, take a look at the average cost for various violations versus rates for a clean driving record in Suffolk.

Annual Suffolk, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,477 $4,001 $3,642 $3,205
GEICO $1,560 $2,026 $3,074 $1,560
Nationwide $1,843 $1,843 $2,703 $2,092
Progressive $2,118 $2,831 $2,542 $2,470
State Farm $2,127 $2,543 $2,335 $2,335
USAA $1,561 $2,036 $2,680 $1,797

Find Cheap Suffolk, VA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Suffolk, Virginia is higher than for a clean driving record. You can buy auto insurance after a DUI in Suffolk for less when you shop around and compare rates from multiple Suffolk, VA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Suffolk, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,642
GEICO $3,074
Nationwide $2,703
Progressive $2,542
State Farm $2,335
USAA $2,680

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Winners by Category: Where to Buy Cheap Auto Insurance in Suffolk, VA

Compare rates from the cheapest auto insurance companies in Suffolk, VA for your needs. Take a look at how Suffolk, Virginia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Suffolk, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Suffolk, Virginia Auto Insurance Companies

If you’re looking for the cheapest Suffolk, VA auto insurance companies overall, you can compare them here. Find the best price for Suffolk, Virginia car insurance by company.

Average Annual Auto Insurance Rates by Company in Suffolk, Virginia

Insurance Company Average Annual Rates
Allstate $3,331
GEICO $2,055
Nationwide $2,121
Progressive $2,490
State Farm $2,335
USAA $2,018

What affects Suffolk, Virginia auto insurance rates?

Local factors affect auto insurance rates in Suffolk, VA, including traffic, theft statistics, and commute length. Take a look at the things that impact Suffolk auto insurance rates.

Commute Times in Suffolk

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Suffolk, VA is 29.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Suffolk, VA

You can buy cheap Suffolk, VA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Suffolk, Virginia auto insurance quotes from top companies.

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