Buy Cheap Stuart, IA Auto Insurance (2022)

Stuart, IA auto insurance rates average $249 a month. Minimum auto insurance requirements in Stuart, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Stuart, IA, compare Stuart auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Stuart, IA after a DUI are $3,605/year
  • Average auto insurance rates in Stuart, IA are $249/month
  • The most expensive auto insurance company in Stuart after a DUI is Travelers

Finding affordable Stuart, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Stuart, IA auto insurance with confidence is right here. Auto insurance rates in Stuart are affected by local factors as well as personal ones like your driving record.

See how Stuart, IA car insurance rates compare to Des Moines auto insurance rates, Ankeny auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Stuart.

Don’t buy Stuart, IA auto insurance until you’ve compared rates. Get free Stuart, Iowa auto insurance quotes when you enter your ZIP code above.

Stuart, IA Minimum Auto Insurance Requirements

The required auto insurance in Stuart, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Stuart, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Stuart, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Stuart, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Stuart, IA. Take a look at Stuart, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Stuart, Iowa

Insurance Company Poor Fair Good
Allstate $3,609 $2,865 $2,579
American Family $3,901 $2,866 $2,409
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $2,978 $2,393 $2,162
State Farm $3,233 $2,000 $1,577
Travelers $6,084 $5,191 $4,942
USAA $2,447 $1,671 $1,444

Buy Cheap Stuart, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Stuart, Iowa auto insurance rates? Find out how car insurance rates in Stuart, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stuart, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,971 $1,885 $1,756 $1,785 $5,826 $6,584 $2,137 $2,199
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,790 $1,733 $1,476 $1,527 $4,258 $4,813 $2,158 $2,332
State Farm $1,519 $1,519 $1,319 $1,319 $3,891 $4,961 $1,702 $1,928
Travelers $2,453 $2,503 $2,386 $2,389 $10,795 $17,149 $2,551 $3,021
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

Buy Cheap Stuart, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Stuart can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stuart, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Stuart, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,826 $6,584
American Family $5,251 $7,378
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $4,258 $4,813
State Farm $3,891 $4,961
Travelers $10,795 $17,149
USAA $3,268 $3,494

Buy Cheap Stuart, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Stuart, Iowa by comparing Stuart senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stuart, IA here.

Annual Auto Insurance Rates for Senior Drivers in Stuart, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,756 $1,785
American Family $1,766 $1,766
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,476 $1,527
State Farm $1,319 $1,319
Travelers $2,386 $2,389
USAA $1,148 $1,184

Find Cheap Auto Insurance Rates in Stuart, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Stuart, Iowa auto insurance. Compare Stuart, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stuart, Iowa

Insurance Company Low Medium High
Allstate $2,899 $3,022 $3,133
American Family $3,076 $3,228 $2,872
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,383 $2,519 $2,631
State Farm $2,175 $2,281 $2,354
Travelers $5,094 $5,487 $5,636
USAA $1,764 $1,860 $1,939

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Find Cheap Stuart, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Stuart. Compare auto insurance rates in Stuart, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Stuart, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,946 $3,090
American Family $3,023 $3,094
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,511 $2,511
State Farm $2,216 $2,324
Travelers $5,406 $5,406
USAA $1,786 $1,922

Find Cheap Stuart, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Stuart, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stuart, IA, take a look at the average cost for various violations versus rates for a clean driving record in Stuart.

Annual Stuart, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,552 $3,105 $3,551 $2,865
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,023 $3,296 $2,192 $2,533
State Farm $2,116 $2,424 $2,270 $2,270
Travelers $3,937 $5,248 $7,035 $5,404
USAA $1,423 $1,897 $2,467 $1,631

Find Cheap Stuart, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Stuart, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Stuart for less when you shop around and compare rates from multiple Stuart, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Stuart, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,551
American Family $4,197
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,192
State Farm $2,270
Travelers $7,035
USAA $2,467

Winners by Category: Where to Buy Cheap Auto Insurance in Stuart, IA

Compare rates from the cheapest auto insurance companies in Stuart, IA for your needs. Take a look at how Stuart, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Stuart, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Stuart, Iowa Auto Insurance Companies

If you’re looking for the cheapest Stuart, IA auto insurance companies overall, you can compare them here. Find the best price for Stuart, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Stuart, Iowa

Insurance Company Average Annual Rates
Allstate $3,018
American Family $3,059
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,511
State Farm $2,270
Travelers $5,406
USAA $1,854

What affects Stuart, Iowa auto insurance rates?

Local factors affect auto insurance rates in Stuart, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Stuart auto insurance rates.

Commute Times in Stuart

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Stuart, IA is 24.9 minutes according to City-Data.

Traffic in Stuart

How is traffic in Stuart, Iowa? Inrix data shows that Stuart, IA traffic makes it the 642nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Stuart, IA

You can buy cheap Stuart, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stuart, Iowa auto insurance quotes from top companies.

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