Buy Cheap Stratford, TX Auto Insurance (2021)

Stratford, TX auto insurance rates average $341 a month. Minimum auto insurance requirements in Stratford, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Stratford, TX, compare Stratford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Stratford is American Family
  • Average auto insurance rates in Stratford, TX after a DUI are $4,608/year
  • The most expensive auto insurance company in Stratford after a DUI is Allstate

Finding affordable Stratford, Texas auto insurance can be challenging, but everything you need to know to buy cheap Stratford, TX auto insurance with confidence is right here. Auto insurance rates in Stratford are affected by local factors as well as personal ones like your driving record.

See how Stratford, TX car insurance rates compare to Corpus Christi auto insurance rates, Arlington auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Stratford.

Don’t buy Stratford, TX auto insurance until you’ve compared rates. Get free Stratford, Texas auto insurance quotes when you enter your ZIP code above.

Stratford, TX Minimum Auto Insurance Requirements

The required auto insurance in Stratford, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Stratford, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Stratford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Stratford, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Stratford, TX. Take a look at Stratford, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Stratford, Texas

Insurance Company Poor Fair Good
Allstate $6,955 $5,077 $4,334
American Family $7,804 $4,620 $4,007
GEICO $5,112 $2,893 $1,929
Nationwide $5,100 $4,065 $3,531
Progressive $5,948 $5,093 $4,701
State Farm $3,531 $2,196 $1,749
USAA $3,624 $2,022 $1,606

Buy Cheap Stratford, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Stratford, Texas auto insurance rates? Find out how car insurance rates in Stratford, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stratford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,604 $3,660 $3,563 $3,563 $9,074 $11,025 $4,464 $4,691
American Family $3,715 $4,060 $3,165 $3,569 $7,983 $10,635 $5,001 $5,688
GEICO $2,499 $2,661 $2,339 $2,593 $5,343 $5,601 $2,709 $2,747
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,894 $2,711 $2,549 $2,618 $11,629 $12,859 $3,368 $3,349
State Farm $1,779 $1,779 $1,574 $1,574 $4,109 $5,210 $1,924 $1,988
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Buy Cheap Stratford, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Stratford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stratford, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Stratford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,074 $11,025
American Family $7,983 $10,635
GEICO $5,343 $5,601
Nationwide $7,453 $9,632
Progressive $11,629 $12,859
State Farm $4,109 $5,210
USAA $4,047 $4,518

Buy Cheap Stratford, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Stratford, Texas by comparing Stratford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stratford, TX here.

Annual Auto Insurance Rates for Senior Drivers in Stratford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,563 $3,563
American Family $3,165 $3,569
GEICO $2,339 $2,593
Nationwide $2,351 $2,503
Progressive $2,549 $2,618
State Farm $1,574 $1,574
USAA $1,497 $1,531

Find Cheap Auto Insurance Rates in Stratford, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Stratford, Texas auto insurance. Compare Stratford, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stratford, Texas

Insurance Company Low Medium High
Allstate $5,341 $5,413 $5,613
American Family $5,232 $5,353 $5,846
GEICO $3,184 $3,286 $3,465
Nationwide $4,596 $4,046 $4,054
Progressive $4,889 $5,204 $5,649
State Farm $2,377 $2,485 $2,615
USAA $2,364 $2,412 $2,475

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Find Cheap Stratford, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Stratford. Compare auto insurance rates in Stratford, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Stratford, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,334 $5,577
American Family $5,477 $5,477
GEICO $3,246 $3,377
Nationwide $4,232 $4,232
Progressive $5,247 $5,247
State Farm $2,492 $2,492
USAA $2,385 $2,449

Find Cheap Stratford, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Stratford, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stratford, TX, take a look at the average cost for various violations versus rates for a clean driving record in Stratford.

Annual Stratford, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,338 $6,449 $6,698 $4,338
American Family $5,038 $6,296 $5,537 $5,038
GEICO $2,810 $3,670 $3,136 $3,631
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,572 $5,902 $5,357 $5,156
State Farm $2,231 $2,537 $2,970 $2,231
USAA $1,833 $2,638 $3,094 $2,103

Find Cheap Stratford, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Stratford, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Stratford for less when you shop around and compare rates from multiple Stratford, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Stratford, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,698
American Family $5,537
GEICO $3,136
Nationwide $5,466
Progressive $5,357
State Farm $2,970
USAA $3,094

Winners by Category: Where to Buy Cheap Auto Insurance in Stratford, TX

Compare rates from the cheapest auto insurance companies in Stratford, TX for your needs. Take a look at how Stratford, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Stratford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Stratford, Texas Auto Insurance Companies

If you’re looking for the cheapest Stratford, TX auto insurance companies overall, you can compare them here. Find the best price for Stratford, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Stratford, Texas

Insurance Company Average Annual Rates
Allstate $5,456
American Family $5,477
GEICO $3,312
Nationwide $4,232
Progressive $5,247
State Farm $2,492
USAA $2,417

What affects Stratford, Texas auto insurance rates?

Local factors affect auto insurance rates in Stratford, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Stratford auto insurance rates.

Commute Times in Stratford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Stratford, TX is 24.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Stratford, TX

You can buy cheap Stratford, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stratford, Texas auto insurance quotes from top companies.

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