Buy Cheap Stratford, CT Auto Insurance (2021)

Stratford, CT auto insurance rates average $420 a month. Minimum auto insurance requirements in Stratford, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Stratford, CT, compare Stratford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Stratford after a DUI is Liberty Mutual
  • Average auto insurance rates in Stratford, CT for teens drivers are $10,538/year
  • Average auto insurance rates in Stratford, CT are $420/month

Finding affordable Stratford, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Stratford, CT auto insurance with confidence is right here. Auto insurance rates in Stratford are affected by local factors as well as personal ones like your driving record.

See how Stratford, CT car insurance rates compare to Bristol auto insurance rates, Meriden auto insurance rates, and New Haven auto insurance rates before you read more about the cost of auto insurance in Stratford.

Don’t buy Stratford, CT auto insurance until you’ve compared rates. Get free Stratford, Connecticut auto insurance quotes when you enter your ZIP code above.

Stratford, CT Minimum Auto Insurance Requirements

The required auto insurance in Stratford, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Stratford, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Stratford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Stratford, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Stratford, CT. Take a look at Stratford, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Stratford, Connecticut

Insurance Company Poor Fair Good
Allstate $8,203 $6,200 $4,912
GEICO $5,289 $3,186 $2,424
Liberty Mutual $11,787 $7,322 $5,746
Nationwide $5,010 $3,365 $2,977
Progressive $5,493 $4,933 $4,724
State Farm $4,633 $2,958 $2,376
Travelers $7,169 $5,982 $5,813
USAA $4,560 $3,077 $2,706

Buy Cheap Stratford, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Stratford, Connecticut auto insurance rates? Find out how car insurance rates in Stratford, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stratford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,052 $3,988 $3,747 $4,016 $12,425 $14,677 $4,213 $4,390
GEICO $2,681 $2,688 $2,487 $2,507 $6,251 $7,368 $2,583 $2,499
Liberty Mutual $3,997 $4,363 $3,075 $3,811 $20,005 $22,594 $4,030 $4,402
Nationwide $2,404 $2,431 $2,159 $2,265 $6,705 $8,510 $2,793 $3,005
Progressive $2,711 $2,519 $2,306 $2,405 $11,334 $12,581 $3,086 $3,457
State Farm $2,011 $2,011 $1,853 $1,853 $6,189 $7,801 $2,265 $2,597
Travelers $1,906 $1,935 $1,896 $1,894 $14,705 $23,835 $2,072 $2,327
USAA $2,112 $2,089 $1,971 $1,945 $6,687 $7,013 $2,833 $2,934

Buy Cheap Stratford, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Stratford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stratford, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Stratford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,425 $14,677
GEICO $6,251 $7,368
Liberty Mutual $20,005 $22,594
Nationwide $6,705 $8,510
Progressive $11,334 $12,581
State Farm $6,189 $7,801
Travelers $14,705 $23,835
USAA $6,687 $7,013

Buy Cheap Stratford, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Stratford, Connecticut by comparing Stratford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stratford, CT here.

Annual Auto Insurance Rates for Senior Drivers in Stratford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,747 $4,016
GEICO $2,487 $2,507
Liberty Mutual $3,075 $3,811
Nationwide $2,159 $2,265
Progressive $2,306 $2,405
State Farm $1,853 $1,853
Travelers $1,896 $1,894
USAA $1,971 $1,945

Find Cheap Auto Insurance Rates in Stratford, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Stratford, Connecticut auto insurance. Compare Stratford, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stratford, Connecticut

Insurance Company Low Medium High
Allstate $5,999 $6,427 $6,889
GEICO $3,315 $3,577 $4,007
Liberty Mutual $7,909 $8,208 $8,737
Nationwide $3,840 $3,816 $3,696
Progressive $4,649 $4,998 $5,502
State Farm $3,104 $3,329 $3,535
Travelers $5,837 $6,276 $6,851
USAA $3,217 $3,452 $3,675

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Find Cheap Stratford, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Stratford. Compare auto insurance rates in Stratford, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Stratford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,439 $6,439
GEICO $3,577 $3,689
Liberty Mutual $8,285 $8,285
Nationwide $3,784 $3,784
Progressive $5,050 $5,050
State Farm $3,238 $3,407
Travelers $6,321 $6,321
USAA $3,407 $3,489

Find Cheap Stratford, CT Auto Insurance Rates by ZIP Code

Auto insurance rates in Stratford, Connecticut can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Stratford, CT to see how much where you live in Stratford affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Stratford, Connecticut

ZIP Code Average Annual Rates
6614 $5,086
6615 $5,086

Find Cheap Stratford, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Stratford, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stratford, CT, take a look at the average cost for various violations versus rates for a clean driving record in Stratford.

Annual Stratford, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,467 $6,789 $8,030 $5,467
GEICO $2,296 $3,013 $6,402 $2,820
Liberty Mutual $7,250 $9,083 $9,001 $7,804
Nationwide $3,078 $4,022 $4,608 $3,428
Progressive $4,312 $6,250 $4,541 $5,097
State Farm $3,089 $3,400 $3,400 $3,400
Travelers $5,094 $5,517 $8,019 $6,655
USAA $2,665 $3,350 $5,112 $2,665

Find Cheap Stratford, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Stratford, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Stratford for less when you shop around and compare rates from multiple Stratford, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Stratford, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,030
GEICO $6,402
Liberty Mutual $9,001
Nationwide $4,608
Progressive $4,541
State Farm $3,400
Travelers $8,019
USAA $5,112

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Winners by Category: Where to Buy Cheap Auto Insurance in Stratford, CT

Compare rates from the cheapest auto insurance companies in Stratford, CT for your needs. Take a look at how Stratford, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Stratford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Stratford, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Stratford, CT auto insurance companies overall, you can compare them here. Find the best price for Stratford, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Stratford, Connecticut

Insurance Company Average Annual Rates
Allstate $6,439
GEICO $3,633
Liberty Mutual $8,285
Nationwide $3,784
Progressive $5,050
State Farm $3,323
Travelers $6,321
USAA $3,448

What affects Stratford, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Stratford, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Stratford auto insurance rates.

Commute Times in Stratford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Stratford, CT is 29.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Stratford, CT

You can buy cheap Stratford, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stratford, Connecticut auto insurance quotes from top companies.

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