Buy Cheap Stone, KY Auto Insurance (2022)

Stone, KY auto insurance rates average $604 a month. Minimum auto insurance requirements in Stone, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Stone, KY, compare Stone auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Stone, KY after a DUI are $8,560/year
  • The most expensive auto insurance company in Stone is Travelers
  • The most expensive auto insurance company in Stone after a DUI is Travelers

Finding affordable Stone, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Stone, KY auto insurance with confidence is right here. Auto insurance rates in Stone are affected by local factors as well as personal ones like your driving record.

See how Stone, KY car insurance rates compare to Independence auto insurance rates, Nicholasville auto insurance rates, and Richmond auto insurance rates before you read more about the cost of auto insurance in Stone.

Don’t buy Stone, KY auto insurance until you’ve compared rates. Get free Stone, Kentucky auto insurance quotes when you enter your ZIP code above.

Stone, KY Minimum Auto Insurance Requirements

The required auto insurance in Stone, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Stone, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Stone, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Stone, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Stone, KY. Take a look at Stone, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Stone, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,209 $8,037 $6,288
Nationwide $9,520 $7,384 $6,351
Progressive $10,121 $8,870 $8,276
State Farm $5,386 $3,294 $2,593
Travelers $11,031 $9,310 $9,279
USAA $5,323 $3,004 $2,452

Buy Cheap Stone, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Stone, Kentucky auto insurance rates? Find out how car insurance rates in Stone, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stone, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,915 $5,345 $4,199 $4,712 $20,863 $23,065 $5,094 $5,235
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $4,181 $3,935 $3,781 $3,763 $21,725 $24,773 $5,217 $5,335
State Farm $2,465 $2,465 $2,185 $2,185 $6,615 $8,403 $2,732 $3,010
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,359 $2,351 $2,136 $2,157 $6,595 $6,905 $2,984 $3,258

Buy Cheap Stone, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Stone can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stone, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Stone, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,863 $23,065
Nationwide $12,492 $15,331
Progressive $21,725 $24,773
State Farm $6,615 $8,403
Travelers $20,555 $33,336
USAA $6,595 $6,905

Buy Cheap Stone, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Stone, Kentucky by comparing Stone senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stone, KY here.

Annual Auto Insurance Rates for Senior Drivers in Stone, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,199 $4,712
Nationwide $5,035 $5,213
Progressive $3,781 $3,763
State Farm $2,185 $2,185
Travelers $3,958 $3,963
USAA $2,136 $2,157

Find Cheap Auto Insurance Rates in Stone, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Stone, Kentucky auto insurance. Compare Stone, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stone, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,591 $9,100 $9,844
Nationwide $7,743 $7,625 $7,887
Progressive $8,344 $8,925 $9,997
State Farm $3,511 $3,745 $4,017
Travelers $9,335 $9,905 $10,380
USAA $3,410 $3,584 $3,786

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Find Cheap Stone, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Stone. Compare auto insurance rates in Stone, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Stone, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,178 $9,178
Nationwide $7,752 $7,752
Progressive $9,089 $9,089
State Farm $3,667 $3,848
Travelers $9,873 $9,873
USAA $3,460 $3,727

Find Cheap Stone, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Stone, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stone, KY, take a look at the average cost for various violations versus rates for a clean driving record in Stone.

Annual Stone, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,727
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,606 $11,834 $9,153 $8,120
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $7,484 $11,204 $8,550 $9,118
State Farm $3,477 $4,038 $3,757 $3,757
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,691 $3,820 $4,613 $3,249

Find Cheap Stone, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Stone, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Stone for less when you shop around and compare rates from multiple Stone, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Stone, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,153
Nationwide $10,149
Progressive $8,550
State Farm $3,757
Travelers $12,875
USAA $4,613

Winners by Category: Where to Buy Cheap Auto Insurance in Stone, KY

Compare rates from the cheapest auto insurance companies in Stone, KY for your needs. Take a look at how Stone, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Stone, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Stone, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Stone, KY auto insurance companies overall, you can compare them here. Find the best price for Stone, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Stone, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,178
Nationwide $7,752
Progressive $9,089
State Farm $3,757
Travelers $9,873
USAA $3,593

Compare Auto Insurance Quotes in Stone, KY

You can buy cheap Stone, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stone, Kentucky auto insurance quotes from top companies.

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