Buy Cheap Stockton, NJ Auto Insurance (2021)

Stockton, NJ auto insurance rates average $390 a month. Minimum auto insurance requirements in Stockton, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Stockton, NJ, compare Stockton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Stockton, NJ are $390/month
  • The most expensive auto insurance company in Stockton after a DUI is State Farm
  • Average auto insurance rates in Stockton, NJ after a DUI are $5,482/year

Finding affordable Stockton, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Stockton, NJ auto insurance with confidence is right here. Auto insurance rates in Stockton are affected by local factors as well as personal ones like your driving record.

See how Stockton, NJ car insurance rates compare to Bayonne auto insurance rates, Trenton auto insurance rates, and Jersey City auto insurance rates before you read more about the cost of auto insurance in Stockton.

Don’t buy Stockton, NJ auto insurance until you’ve compared rates. Get free Stockton, New Jersey auto insurance quotes when you enter your ZIP code above.

Stockton, NJ Minimum Auto Insurance Requirements

The required auto insurance in Stockton, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Stockton, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Stockton, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Stockton, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Stockton, NJ. Take a look at Stockton, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Stockton, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $7,957 $6,341 $5,995
GEICO $3,582 $2,073 $1,509
Liberty Mutual $6,978 $5,188 $4,390
Progressive $3,908 $3,440 $3,199
State Farm $8,684 $5,253 $4,104
Travelers $4,966 $3,681 $2,562

Buy Cheap Stockton, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Stockton, New Jersey auto insurance rates? Find out how car insurance rates in Stockton, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stockton, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $1,956 $1,905 $1,891 $1,891 $3,476 $3,553 $2,219 $2,211
Liberty Mutual $3,678 $3,678 $4,032 $4,032 $9,411 $10,670 $4,032 $4,616
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,559 $3,559 $3,200 $3,200 $11,392 $14,651 $4,039 $4,511
Travelers $2,789 $2,736 $2,572 $2,618 $6,402 $7,282 $2,745 $2,749

Buy Cheap Stockton, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Stockton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stockton, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Stockton, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $12,639 $14,551
GEICO $3,476 $3,553
Liberty Mutual $9,411 $10,670
Progressive $8,107 $9,157
State Farm $11,392 $14,651
Travelers $6,402 $7,282

Buy Cheap Stockton, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Stockton, New Jersey by comparing Stockton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stockton, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Stockton, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,092 $4,027
GEICO $1,891 $1,891
Liberty Mutual $4,032 $4,032
Progressive $1,606 $1,629
State Farm $3,200 $3,200
Travelers $2,572 $2,618

Find Cheap Auto Insurance Rates in Stockton, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Stockton, New Jersey auto insurance. Compare Stockton, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stockton, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $6,219 $6,756 $7,318
GEICO $2,163 $2,431 $2,569
Liberty Mutual $4,991 $5,676 $5,889
Progressive $3,254 $3,566 $3,726
State Farm $5,660 $6,080 $6,301
Travelers $3,442 $3,741 $4,027

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Find Cheap Stockton, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Stockton. Compare auto insurance rates in Stockton, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Stockton, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,764 $6,764
GEICO $2,369 $2,406
Liberty Mutual $5,465 $5,572
Progressive $3,516 $3,516
State Farm $5,866 $6,161
Travelers $3,736 $3,736

Find Cheap Stockton, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Stockton, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stockton, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Stockton.

Annual Stockton, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,862 $2,441 $3,387 $1,862
Liberty Mutual $5,302 $6,060 $5,410 $5,302
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,284 $5,945 $9,555 $5,272
Travelers $2,886 $4,249 $4,108 $3,703

Find Cheap Stockton, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Stockton, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Stockton for less when you shop around and compare rates from multiple Stockton, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Stockton, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,261
Farmers $7,202
GEICO $3,387
Liberty Mutual $5,410
Progressive $3,452
State Farm $9,555
Travelers $4,108

Winners by Category: Where to Buy Cheap Auto Insurance in Stockton, NJ

Compare rates from the cheapest auto insurance companies in Stockton, NJ for your needs. Take a look at how Stockton, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Stockton, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Stockton, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Stockton, NJ auto insurance companies overall, you can compare them here. Find the best price for Stockton, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Stockton, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,764
GEICO $2,388
Liberty Mutual $5,519
Progressive $3,516
State Farm $6,014
Travelers $3,736

What affects Stockton, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Stockton, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Stockton auto insurance rates.

Commute Times in Stockton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Stockton, NJ is 31.5 minutes according to City-Data.

Traffic in Stockton

How is traffic in Stockton, New Jersey? Inrix data shows that Stockton, NJ traffic makes it the 627th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Stockton, NJ

You can buy cheap Stockton, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stockton, New Jersey auto insurance quotes from top companies.

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