Buy Cheap Stockton, CA Auto Insurance (2021)

Stockton, CA auto insurance rates average $323 a month. Minimum auto insurance requirements in Stockton, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Stockton, CA, compare Stockton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Stockton, CA after a DUI are $5,453/year
  • Average auto insurance rates in Stockton, CA are $323/month
  • The most expensive auto insurance company in Stockton after a DUI is State Farm

Finding affordable Stockton, California auto insurance can be challenging, but everything you need to know to buy cheap Stockton, CA auto insurance with confidence is right here. Auto insurance rates in Stockton are affected by local factors as well as personal ones like your driving record.

See how Stockton, CA car insurance rates compare to Los Angeles auto insurance rates, Bakersfield auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Stockton.

Don’t buy Stockton, CA auto insurance until you’ve compared rates. Get free Stockton, California auto insurance quotes when you enter your ZIP code above.

Stockton, CA Minimum Auto Insurance Requirements

The required auto insurance in Stockton, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Stockton, California is outlined here.

Minimum Required Auto Insurance Coverage in Stockton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Stockton, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Stockton, California auto insurance rates? Find out how car insurance rates in Stockton, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stockton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,982 $2,993 $2,161 $2,189 $8,149 $10,264 $3,827 $4,229
Farmers $2,916 $2,916 $2,621 $2,621 $9,287 $15,257 $3,453 $3,842
GEICO $1,880 $1,882 $1,770 $1,770 $5,686 $5,790 $2,696 $2,763
Liberty Mutual $2,363 $2,238 $2,189 $2,123 $5,117 $5,450 $2,665 $2,690
Nationwide $3,431 $3,278 $3,002 $2,832 $8,671 $9,593 $4,095 $4,047
Progressive $1,797 $1,850 $1,530 $1,816 $4,803 $5,791 $2,597 $2,793
State Farm $3,738 $3,738 $3,338 $3,338 $6,854 $8,507 $4,136 $4,263
Travelers $2,578 $2,498 $2,272 $2,248 $5,313 $6,093 $3,356 $3,288
USAA $2,018 $1,911 $1,969 $1,976 $4,618 $4,642 $2,794 $2,640

Buy Cheap Stockton, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Stockton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stockton, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Stockton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,149 $10,264
Farmers $9,287 $15,257
GEICO $5,686 $5,790
Liberty Mutual $5,117 $5,450
Nationwide $8,671 $9,593
Progressive $4,803 $5,791
State Farm $6,854 $8,507
Travelers $5,313 $6,093
USAA $4,618 $4,642

Buy Cheap Stockton, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Stockton, California by comparing Stockton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stockton, CA here.

Annual Auto Insurance Rates for Senior Drivers in Stockton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,161 $2,189
Farmers $2,621 $2,621
GEICO $1,770 $1,770
Liberty Mutual $2,189 $2,123
Nationwide $3,002 $2,832
Progressive $1,530 $1,816
State Farm $3,338 $3,338
Travelers $2,272 $2,248
USAA $1,969 $1,976

Find Cheap Auto Insurance Rates in Stockton, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Stockton, California auto insurance. Compare Stockton, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stockton, California

Insurance Company Low Medium High
Allstate $4,340 $4,641 $4,817
Farmers $5,010 $5,403 $5,680
GEICO $2,741 $3,064 $3,285
Liberty Mutual $2,894 $3,131 $3,288
Nationwide $4,360 $4,957 $5,289
Progressive $2,571 $2,958 $3,087
State Farm $4,285 $4,817 $5,115
Travelers $3,029 $3,545 $3,794
USAA $2,556 $2,876 $3,031

Find Cheap Stockton, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Stockton. Compare auto insurance rates in Stockton, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Stockton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,141 $5,058
Farmers $4,867 $5,861
GEICO $2,752 $3,307
Liberty Mutual $2,849 $3,360
Nationwide $4,303 $5,434
Progressive $2,607 $3,137
State Farm $4,566 $4,912
Travelers $3,107 $3,805
USAA $2,599 $3,043

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Find Cheap Stockton, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Stockton, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Stockton, CA to see how much where you live in Stockton affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Stockton, California

ZIP Code Average Annual Rates
95202 $5,774
95203 $5,232
95204 $5,162
95205 $5,353
95206 $5,513
95207 $5,237
95209 $5,170
95210 $5,363
95211 $5,191
95212 $5,254
95215 $5,144
95219 $5,013

Find Cheap Stockton, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Stockton, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stockton, CA, take a look at the average cost for various violations versus rates for a clean driving record in Stockton.

Annual Stockton, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,766 $4,661 $7,337 $3,633
Farmers $3,963 $5,399 $6,732 $5,363
GEICO $2,121 $3,260 $4,106 $2,632
Liberty Mutual $2,694 $3,611 $3,259 $2,855
Nationwide $3,393 $4,354 $7,372 $4,354
Progressive $1,878 $3,194 $3,710 $2,705
State Farm $3,379 $4,032 $7,622 $3,923
Travelers $2,304 $3,755 $4,373 $3,391
USAA $1,873 $2,790 $4,569 $2,052

Find Cheap Stockton, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Stockton, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Stockton for less when you shop around and compare rates from multiple Stockton, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Stockton, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,337
Farmers $6,732
GEICO $4,106
Liberty Mutual $3,259
Nationwide $7,372
Progressive $3,710
State Farm $7,622
Travelers $4,373
USAA $4,569

Winners by Category: Where to Buy Cheap Auto Insurance in Stockton, CA

Compare rates from the cheapest auto insurance companies in Stockton, CA for your needs. Take a look at how Stockton, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Stockton, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Stockton, California Auto Insurance Companies

If you’re looking for the cheapest Stockton, CA auto insurance companies overall, you can compare them here. Find the best price for Stockton, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Stockton, California

Insurance Company Average Annual Rates
Allstate $4,599
Farmers $5,364
GEICO $3,030
Liberty Mutual $3,104
Nationwide $4,869
Progressive $2,872
State Farm $4,739
Travelers $3,456
USAA $2,821

What affects Stockton, California auto insurance rates?

Local factors affect auto insurance rates in Stockton, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Stockton auto insurance rates.

Auto Theft in Stockton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Stockton, CA auto theft show a total of 2,054 vehicle thefts annually.

Commute Times in Stockton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Stockton, CA is 31.1 minutes according to City-Data.

Traffic in Stockton

How is traffic in Stockton, California? Inrix data shows that Stockton, CA traffic makes it the 627th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Stockton, CA

You can buy cheap Stockton, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stockton, California auto insurance quotes from top companies.

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