Buy Cheap Stillwater, OH Auto Insurance (2021)

Stillwater, OH auto insurance rates average $217 a month. Minimum auto insurance requirements in Stillwater, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Stillwater, OH, compare Stillwater auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Stillwater, OH are $217/month
  • The most expensive auto insurance company in Stillwater after a DUI is Liberty Mutual
  • Average auto insurance rates in Stillwater, OH for teens drivers are $5,318/year

Finding affordable Stillwater, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Stillwater, OH auto insurance with confidence is right here. Auto insurance rates in Stillwater are affected by local factors as well as personal ones like your driving record.

See how Stillwater, OH car insurance rates compare to Cincinnati auto insurance rates, Toledo auto insurance rates, and Akron auto insurance rates before you read more about the cost of auto insurance in Stillwater.

Don’t buy Stillwater, OH auto insurance until you’ve compared rates. Get free Stillwater, Ohio auto insurance quotes when you enter your ZIP code above.

Stillwater, OH Minimum Auto Insurance Requirements

The required auto insurance in Stillwater, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Stillwater, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Stillwater, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Stillwater, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Stillwater, OH. Take a look at Stillwater, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Stillwater, Ohio

Insurance Company Poor Fair Good
Allstate $3,959 $2,871 $2,408
American Family $1,822 $1,244 $1,052
Farmers $3,340 $2,817 $2,683
GEICO $2,258 $1,883 $1,508
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $3,156 $2,713 $2,529
State Farm $3,269 $2,021 $1,593
Travelers $3,404 $2,957 $2,759
USAA $1,792 $1,268 $1,081

Buy Cheap Stillwater, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Stillwater, Ohio auto insurance rates? Find out how car insurance rates in Stillwater, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stillwater, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,081 $2,084 $1,860 $1,992 $5,604 $6,421 $2,213 $2,381
American Family $868 $900 $789 $792 $2,607 $2,828 $1,072 $1,128
Farmers $1,569 $1,567 $1,383 $1,458 $6,869 $7,134 $1,757 $1,837
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,465 $1,391 $1,215 $1,254 $6,341 $7,145 $1,764 $1,820
State Farm $1,395 $1,395 $1,242 $1,242 $4,257 $5,353 $1,617 $1,853
Travelers $1,423 $1,445 $1,411 $1,401 $6,015 $9,442 $1,481 $1,704
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Stillwater, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Stillwater can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stillwater, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Stillwater, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,604 $6,421
American Family $2,607 $2,828
Farmers $6,869 $7,134
GEICO $3,627 $3,381
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $6,341 $7,145
State Farm $4,257 $5,353
Travelers $6,015 $9,442
USAA $2,571 $2,863

Buy Cheap Stillwater, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Stillwater, Ohio by comparing Stillwater senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stillwater, OH here.

Annual Auto Insurance Rates for Senior Drivers in Stillwater, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,860 $1,992
American Family $789 $792
Farmers $1,383 $1,458
GEICO $1,266 $1,267
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,215 $1,254
State Farm $1,242 $1,242
Travelers $1,411 $1,401
USAA $798 $797

Find Cheap Auto Insurance Rates in Stillwater, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Stillwater, Ohio auto insurance. Compare Stillwater, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stillwater, Ohio

Insurance Company Low Medium High
Allstate $3,000 $3,075 $3,163
American Family $1,355 $1,383 $1,381
Farmers $2,793 $2,901 $3,146
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $2,720 $2,782 $2,896
State Farm $2,189 $2,301 $2,393
Travelers $2,969 $3,079 $3,072
USAA $1,323 $1,379 $1,440

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Find Cheap Stillwater, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Stillwater. Compare auto insurance rates in Stillwater, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Stillwater, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,079 $3,079
American Family $1,357 $1,389
Farmers $2,947 $2,947
GEICO $1,849 $1,918
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $2,799 $2,799
State Farm $2,238 $2,350
Travelers $3,040 $3,040
USAA $1,328 $1,433

Find Cheap Stillwater, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Stillwater, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stillwater, OH, take a look at the average cost for various violations versus rates for a clean driving record in Stillwater.

Annual Stillwater, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,609 $3,133 $3,642 $2,933
American Family $1,316 $1,392 $1,392 $1,392
Farmers $2,433 $3,128 $3,051 $3,175
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,418 $3,271 $2,570 $2,939
State Farm $2,096 $2,493 $2,294 $2,294
Travelers $2,241 $2,917 $4,396 $2,608
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Stillwater, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Stillwater, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Stillwater for less when you shop around and compare rates from multiple Stillwater, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Stillwater, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,642
American Family $1,392
Farmers $3,051
GEICO $2,640
Liberty Mutual $4,584
Nationwide $4,062
Progressive $2,570
State Farm $2,294
Travelers $4,396
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Stillwater, OH

Compare rates from the cheapest auto insurance companies in Stillwater, OH for your needs. Take a look at how Stillwater, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Stillwater, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Stillwater, Ohio Auto Insurance Companies

If you’re looking for the cheapest Stillwater, OH auto insurance companies overall, you can compare them here. Find the best price for Stillwater, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Stillwater, Ohio

Insurance Company Average Annual Rates
Allstate $3,079
American Family $1,373
Farmers $2,947
GEICO $1,883
Liberty Mutual $4,158
Nationwide $3,136
Progressive $2,799
State Farm $2,294
Travelers $3,040
USAA $1,380

What affects Stillwater, Ohio auto insurance rates?

Local factors affect auto insurance rates in Stillwater, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Stillwater auto insurance rates.

Auto Theft in Stillwater

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Stillwater, OH auto theft show a total of 51 vehicle thefts annually.

Compare Auto Insurance Quotes in Stillwater, OH

You can buy cheap Stillwater, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stillwater, Ohio auto insurance quotes from top companies.

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