Buy Cheap Sterling, OH Auto Insurance (2021)

Sterling, OH auto insurance rates average $227 a month. Minimum auto insurance requirements in Sterling, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Sterling, OH, compare Sterling auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sterling, OH for teens drivers are $5,636/year
  • Average auto insurance rates in Sterling, OH after a DUI are $3,171/year
  • Average auto insurance rates in Sterling, OH are $227/month

Finding affordable Sterling, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Sterling, OH auto insurance with confidence is right here. Auto insurance rates in Sterling are affected by local factors as well as personal ones like your driving record.

See how Sterling, OH car insurance rates compare to Dayton auto insurance rates, Toledo auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Sterling.

Don’t buy Sterling, OH auto insurance until you’ve compared rates. Get free Sterling, Ohio auto insurance quotes when you enter your ZIP code above.

Sterling, OH Minimum Auto Insurance Requirements

The required auto insurance in Sterling, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Sterling, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Sterling, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sterling, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sterling, OH. Take a look at Sterling, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sterling, Ohio

Insurance Company Poor Fair Good
Allstate $4,018 $2,925 $2,446
American Family $1,905 $1,296 $1,096
Farmers $3,704 $3,129 $2,979
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,200 $3,800 $2,976
Nationwide $3,783 $3,049 $2,575
Progressive $3,710 $3,216 $3,009
State Farm $3,434 $2,122 $1,673
Travelers $3,400 $2,958 $2,762
USAA $1,820 $1,291 $1,101

Buy Cheap Sterling, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sterling, Ohio auto insurance rates? Find out how car insurance rates in Sterling, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sterling, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $2,091 $1,886 $2,018 $5,770 $6,610 $2,207 $2,361
American Family $882 $915 $810 $812 $2,781 $3,013 $1,094 $1,150
Farmers $1,743 $1,736 $1,536 $1,618 $7,620 $7,909 $1,956 $2,047
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,007 $2,191 $1,543 $1,874 $10,574 $11,952 $2,131 $2,331
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,688 $1,584 $1,407 $1,451 $7,647 $8,596 $2,027 $2,094
State Farm $1,455 $1,455 $1,299 $1,299 $4,495 $5,643 $1,690 $1,941
Travelers $1,405 $1,426 $1,398 $1,389 $6,043 $9,521 $1,465 $1,673
USAA $852 $859 $812 $810 $2,621 $2,917 $1,137 $1,225

Buy Cheap Sterling, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sterling can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sterling, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sterling, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,770 $6,610
American Family $2,781 $3,013
Farmers $7,620 $7,909
GEICO $3,519 $3,281
Liberty Mutual $10,574 $11,952
Nationwide $5,290 $6,843
Progressive $7,647 $8,596
State Farm $4,495 $5,643
Travelers $6,043 $9,521
USAA $2,621 $2,917

Buy Cheap Sterling, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Sterling, Ohio by comparing Sterling senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sterling, OH here.

Annual Auto Insurance Rates for Senior Drivers in Sterling, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,886 $2,018
American Family $810 $812
Farmers $1,536 $1,618
GEICO $1,232 $1,237
Liberty Mutual $1,543 $1,874
Nationwide $1,900 $1,918
Progressive $1,407 $1,451
State Farm $1,299 $1,299
Travelers $1,398 $1,389
USAA $812 $810

Find Cheap Auto Insurance Rates in Sterling, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sterling, Ohio auto insurance. Compare Sterling, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sterling, Ohio

Insurance Company Low Medium High
Allstate $3,037 $3,124 $3,228
American Family $1,406 $1,443 $1,447
Farmers $3,110 $3,226 $3,476
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,168 $4,347 $4,461
Nationwide $3,466 $3,040 $2,901
Progressive $3,208 $3,289 $3,438
State Farm $2,301 $2,416 $2,512
Travelers $2,960 $3,080 $3,080
USAA $1,340 $1,403 $1,470

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Find Cheap Sterling, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sterling. Compare auto insurance rates in Sterling, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sterling, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,130 $3,130
American Family $1,415 $1,449
Farmers $3,271 $3,271
GEICO $1,792 $1,857
Liberty Mutual $4,325 $4,325
Nationwide $3,136 $3,136
Progressive $3,312 $3,312
State Farm $2,351 $2,468
Travelers $3,040 $3,040
USAA $1,351 $1,458

Find Cheap Sterling, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Sterling, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sterling, OH, take a look at the average cost for various violations versus rates for a clean driving record in Sterling.

Annual Sterling, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $3,183 $3,723 $2,977
American Family $1,373 $1,452 $1,452 $1,452
Farmers $2,696 $3,472 $3,385 $3,529
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,664 $4,765 $4,240
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,852 $3,892 $3,037 $3,465
State Farm $2,198 $2,621 $2,410 $2,410
Travelers $2,237 $2,917 $4,402 $2,604
USAA $1,078 $1,445 $1,899 $1,194

Find Cheap Sterling, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sterling, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Sterling for less when you shop around and compare rates from multiple Sterling, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sterling, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,723
American Family $1,452
Farmers $3,385
GEICO $2,571
Liberty Mutual $4,765
Nationwide $4,062
Progressive $3,037
State Farm $2,410
Travelers $4,402
USAA $1,899

Winners by Category: Where to Buy Cheap Auto Insurance in Sterling, OH

Compare rates from the cheapest auto insurance companies in Sterling, OH for your needs. Take a look at how Sterling, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sterling, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Sterling, Ohio Auto Insurance Companies

If you’re looking for the cheapest Sterling, OH auto insurance companies overall, you can compare them here. Find the best price for Sterling, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Sterling, Ohio

Insurance Company Average Annual Rates
Allstate $3,130
American Family $1,432
Farmers $3,271
GEICO $1,824
Liberty Mutual $4,325
Nationwide $3,136
Progressive $3,312
State Farm $2,410
Travelers $3,040
USAA $1,404

What affects Sterling, Ohio auto insurance rates?

Local factors affect auto insurance rates in Sterling, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Sterling auto insurance rates.

Commute Times in Sterling

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sterling, OH is 29.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Sterling, OH

You can buy cheap Sterling, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sterling, Ohio auto insurance quotes from top companies.

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