Buy Cheap Sterling, ND Auto Insurance (2021)

Sterling, ND auto insurance rates average $359 a month. Minimum auto insurance requirements in Sterling, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in Sterling, ND, compare Sterling auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sterling, ND after a DUI are $5,158/year
  • Average auto insurance rates in Sterling, ND for teens drivers are $8,463/year
  • Average auto insurance rates in Sterling, ND are $359/month

Finding affordable Sterling, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap Sterling, ND auto insurance with confidence is right here. Auto insurance rates in Sterling are affected by local factors as well as personal ones like your driving record.

See how Sterling, ND car insurance rates compare to Grand Forks auto insurance rates, Bismarck auto insurance rates, and Fargo auto insurance rates before you read more about the cost of auto insurance in Sterling.

Don’t buy Sterling, ND auto insurance until you’ve compared rates. Get free Sterling, North Dakota auto insurance quotes when you enter your ZIP code above.

Sterling, ND Minimum Auto Insurance Requirements

The required auto insurance in Sterling, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in Sterling, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Sterling, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sterling, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sterling, ND. Take a look at Sterling, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sterling, North Dakota

Insurance Company Poor Fair Good
Allstate $6,424 $4,905 $4,015
American Family $5,170 $3,587 $3,033
Farmers $3,673 $2,993 $2,845
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,293 $2,555 $2,248
Progressive $4,091 $3,408 $3,103
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Buy Cheap Sterling, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sterling, North Dakota auto insurance rates? Find out how car insurance rates in Sterling, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sterling, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,922 $2,968 $2,552 $2,718 $10,585 $12,334 $3,275 $3,564
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $1,916 $1,883 $1,714 $1,781 $6,718 $6,889 $2,169 $2,293
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,064 $1,970 $1,670 $1,730 $7,442 $8,318 $2,527 $2,550
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

Buy Cheap Sterling, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sterling can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sterling, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sterling, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,585 $12,334
American Family $5,947 $8,573
Farmers $6,718 $6,889
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,255 $5,290
Progressive $7,442 $8,318
State Farm $4,879 $6,182
USAA $3,802 $4,593

Buy Cheap Sterling, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in Sterling, North Dakota by comparing Sterling senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sterling, ND here.

Annual Auto Insurance Rates for Senior Drivers in Sterling, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,552 $2,718
American Family $2,553 $2,553
Farmers $1,714 $1,781
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,729 $1,853
Progressive $1,670 $1,730
State Farm $1,575 $1,575
USAA $900 $903

Find Cheap Auto Insurance Rates in Sterling, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sterling, North Dakota auto insurance. Compare Sterling, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sterling, North Dakota

Insurance Company Low Medium High
Allstate $5,025 $5,113 $5,206
American Family $4,061 $4,126 $3,604
Farmers $3,102 $3,158 $3,251
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,635 $2,684 $2,776
Progressive $3,430 $3,522 $3,650
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

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Find Cheap Sterling, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sterling. Compare auto insurance rates in Sterling, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sterling, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,989 $5,241
American Family $3,881 $3,979
Farmers $3,170 $3,170
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,699 $2,699
Progressive $3,534 $3,534
State Farm $2,683 $2,831
USAA $1,945 $1,985

Find Cheap Sterling, ND Auto Insurance Rates by Driving Record

Auto insurance rates in Sterling, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sterling, ND, take a look at the average cost for various violations versus rates for a clean driving record in Sterling.

Annual Sterling, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $4,598 $6,837 $4,819
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,678 $3,407 $3,361 $3,236
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,267 $4,003 $3,303 $3,563
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Find Cheap Sterling, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sterling, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Sterling for less when you shop around and compare rates from multiple Sterling, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sterling, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,837
American Family $5,457
Farmers $3,361
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,812
Progressive $3,303
State Farm $2,757
USAA $2,763

Winners by Category: Where to Buy Cheap Auto Insurance in Sterling, ND

Compare rates from the cheapest auto insurance companies in Sterling, ND for your needs. Take a look at how Sterling, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sterling, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Sterling, North Dakota Auto Insurance Companies

If you’re looking for the cheapest Sterling, ND auto insurance companies overall, you can compare them here. Find the best price for Sterling, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Sterling, North Dakota

Insurance Company Average Annual Rates
Allstate $5,115
American Family $3,930
Farmers $3,170
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,699
Progressive $3,534
State Farm $2,757
USAA $1,965

Compare Auto Insurance Quotes in Sterling, ND

You can buy cheap Sterling, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sterling, North Dakota auto insurance quotes from top companies.

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