Buy Cheap Stephensport, KY Auto Insurance (2022)

Stephensport, KY auto insurance rates average $358 a month. Minimum auto insurance requirements in Stephensport, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Stephensport, KY, compare Stephensport auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Stephensport is Allstate
  • The most expensive auto insurance company in Stephensport after a DUI is GEICO
  • Average auto insurance rates in Stephensport, KY are $358/month

Finding affordable Stephensport, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Stephensport, KY auto insurance with confidence is right here. Auto insurance rates in Stephensport are affected by local factors as well as personal ones like your driving record.

See how Stephensport, KY car insurance rates compare to Florence auto insurance rates, Frankfort auto insurance rates, and Nicholasville auto insurance rates before you read more about the cost of auto insurance in Stephensport.

Don’t buy Stephensport, KY auto insurance until you’ve compared rates. Get free Stephensport, Kentucky auto insurance quotes when you enter your ZIP code above.

Stephensport, KY Minimum Auto Insurance Requirements

The required auto insurance in Stephensport, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Stephensport, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Stephensport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Stephensport, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Stephensport, KY. Take a look at Stephensport, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Stephensport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,366 $5,083 $4,238
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,129 $4,387 $3,459
Nationwide $4,672 $3,666 $3,197
Progressive $5,306 $4,606 $4,286
State Farm $4,536 $2,742 $2,142
Travelers $5,628 $4,760 $4,740
USAA $4,321 $2,415 $1,966

Buy Cheap Stephensport, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Stephensport, Kentucky auto insurance rates? Find out how car insurance rates in Stephensport, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stephensport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,191 $3,160 $2,879 $3,070 $11,741 $13,163 $3,544 $3,751
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,714 $2,940 $2,324 $2,594 $11,228 $12,400 $2,822 $2,911
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,307 $2,206 $2,059 $2,074 $10,978 $12,434 $2,865 $2,938
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

Buy Cheap Stephensport, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Stephensport can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Stephensport, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Stephensport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,741 $13,163
GEICO $6,851 $8,131
Liberty Mutual $11,228 $12,400
Nationwide $6,037 $7,550
Progressive $10,978 $12,434
State Farm $5,542 $6,928
Travelers $10,289 $16,460
USAA $5,158 $5,444

Buy Cheap Stephensport, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Stephensport, Kentucky by comparing Stephensport senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Stephensport, KY here.

Annual Auto Insurance Rates for Senior Drivers in Stephensport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,879 $3,070
GEICO $3,510 $3,179
Liberty Mutual $2,324 $2,594
Nationwide $2,519 $2,640
Progressive $2,059 $2,074
State Farm $1,831 $1,831
Travelers $2,135 $2,140
USAA $1,748 $1,785

Find Cheap Auto Insurance Rates in Stephensport, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Stephensport, Kentucky auto insurance. Compare Stephensport, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stephensport, Kentucky

Insurance Company Low Medium High
Allstate $5,169 $5,540 $5,977
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,728 $4,956 $5,290
Nationwide $3,908 $3,801 $3,826
Progressive $4,381 $4,671 $5,146
State Farm $2,981 $3,134 $3,305
Travelers $4,803 $5,068 $5,257
USAA $2,776 $2,894 $3,031

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Find Cheap Stephensport, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Stephensport. Compare auto insurance rates in Stephensport, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Stephensport, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,562 $5,562
GEICO $4,119 $4,197
Liberty Mutual $4,992 $4,992
Nationwide $3,845 $3,845
Progressive $4,733 $4,733
State Farm $3,060 $3,220
Travelers $5,043 $5,043
USAA $2,793 $3,009

Find Cheap Stephensport, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Stephensport, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Stephensport, KY, take a look at the average cost for various violations versus rates for a clean driving record in Stephensport.

Annual Stephensport, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,620 $6,017 $6,409 $5,204
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,160 $6,405 $4,978 $4,425
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,916 $5,782 $4,468 $4,765
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,399 $4,527 $6,527 $4,718
USAA $2,183 $3,094 $3,697 $2,629

Find Cheap Stephensport, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Stephensport, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Stephensport for less when you shop around and compare rates from multiple Stephensport, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Stephensport, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,409
GEICO $6,731
Liberty Mutual $4,978
Nationwide $4,997
Progressive $4,468
State Farm $3,140
Travelers $6,527
USAA $3,697

Winners by Category: Where to Buy Cheap Auto Insurance in Stephensport, KY

Compare rates from the cheapest auto insurance companies in Stephensport, KY for your needs. Take a look at how Stephensport, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Stephensport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Stephensport, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Stephensport, KY auto insurance companies overall, you can compare them here. Find the best price for Stephensport, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Stephensport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,562
GEICO $4,158
Liberty Mutual $4,992
Nationwide $3,845
Progressive $4,733
State Farm $3,140
Travelers $5,043
USAA $2,901

Compare Auto Insurance Quotes in Stephensport, KY

You can buy cheap Stephensport, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Stephensport, Kentucky auto insurance quotes from top companies.

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