Buy Cheap St. Pete Beach, FL Auto Insurance (2021)

St. Pete Beach, FL auto insurance rates average $434 a month. Minimum auto insurance requirements in St. Pete Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in St. Pete Beach, FL, compare St. Pete Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in St. Pete Beach, FL for teens drivers are $9,400/year
  • Average auto insurance rates in St. Pete Beach, FL are $434/month
  • Average auto insurance rates in St. Pete Beach, FL after a DUI are $6,289/year

Finding affordable St. Pete Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap St. Pete Beach, FL auto insurance with confidence is right here. Auto insurance rates in St. Pete Beach are affected by local factors as well as personal ones like your driving record.

See how St. Pete Beach, FL car insurance rates compare to Fort Lauderdale auto insurance rates, Jacksonville auto insurance rates, and Cape Coral auto insurance rates before you read more about the cost of auto insurance in St. Pete Beach.

Don’t buy St. Pete Beach, FL auto insurance until you’ve compared rates. Get free St. Pete Beach, Florida auto insurance quotes when you enter your ZIP code above.

St. Pete Beach, FL Minimum Auto Insurance Requirements

The required auto insurance in St. Pete Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in St. Pete Beach, Florida is outlined here.

Minimum Required Auto Insurance Coverage in St. Pete Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap St. Pete Beach, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in St. Pete Beach, FL. Take a look at St. Pete Beach, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in St. Pete Beach, Florida

Insurance Company Poor Fair Good
Allstate $11,797 $7,466 $6,051
GEICO $6,429 $3,888 $2,918
Liberty Mutual $7,687 $5,608 $4,521
Nationwide $6,314 $4,634 $4,192
Progressive $7,785 $5,551 $4,619
State Farm $4,781 $3,108 $2,534
USAA $5,101 $2,509 $1,823

Buy Cheap St. Pete Beach, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect St. Pete Beach, Florida auto insurance rates? Find out how car insurance rates in St. Pete Beach, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in St. Pete Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,051 $4,895 $4,462 $4,564 $18,227 $20,094 $5,056 $5,153
GEICO $3,487 $3,502 $3,265 $3,265 $6,232 $7,808 $3,841 $3,892
Liberty Mutual $4,072 $4,072 $3,719 $3,719 $8,744 $13,541 $4,072 $5,570
Nationwide $3,515 $3,472 $3,134 $3,243 $8,543 $10,544 $3,879 $4,044
Progressive $4,011 $3,751 $3,428 $3,675 $11,363 $12,322 $4,804 $4,526
State Farm $2,152 $2,152 $1,961 $1,961 $6,405 $8,200 $2,400 $2,563
USAA $1,803 $1,769 $1,694 $1,674 $6,284 $7,257 $2,250 $2,423

Buy Cheap St. Pete Beach, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in St. Pete Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in St. Pete Beach, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in St. Pete Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,227 $20,094
GEICO $6,232 $7,808
Liberty Mutual $8,744 $13,541
Nationwide $8,543 $10,544
Progressive $11,363 $12,322
State Farm $6,405 $8,200
USAA $6,284 $7,257

Buy Cheap St. Pete Beach, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in St. Pete Beach, Florida by comparing St. Pete Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in St. Pete Beach, FL here.

Annual Auto Insurance Rates for Senior Drivers in St. Pete Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,462 $4,564
GEICO $3,265 $3,265
Liberty Mutual $3,719 $3,719
Nationwide $3,134 $3,243
Progressive $3,428 $3,675
State Farm $1,961 $1,961
USAA $1,694 $1,674

Find Cheap Auto Insurance Rates in St. Pete Beach, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of St. Pete Beach, Florida auto insurance. Compare St. Pete Beach, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in St. Pete Beach, Florida

Insurance Company Low Medium High
Allstate $6,119 $8,962 $10,232
GEICO $3,417 $4,596 $5,222
Liberty Mutual $5,409 $6,045 $6,362
Nationwide $3,836 $5,273 $6,031
Progressive $4,807 $6,151 $6,998
State Farm $2,902 $3,572 $3,948
USAA $2,660 $3,271 $3,502

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Find Cheap St. Pete Beach, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in St. Pete Beach. Compare auto insurance rates in St. Pete Beach, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in St. Pete Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,195 $8,681
GEICO $4,390 $4,433
Liberty Mutual $5,742 $6,135
Nationwide $5,047 $5,047
Progressive $5,985 $5,985
State Farm $3,354 $3,595
USAA $3,108 $3,180

Find Cheap St. Pete Beach, FL Auto Insurance Rates by Driving Record

Auto insurance rates in St. Pete Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in St. Pete Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in St. Pete Beach.

Annual St. Pete Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,240 $8,701 $9,738 $8,073
GEICO $3,070 $3,926 $5,849 $4,800
Liberty Mutual $4,202 $5,539 $8,171 $5,842
Nationwide $4,298 $4,722 $6,385 $4,782
Progressive $4,739 $6,977 $5,892 $6,333
State Farm $3,169 $3,779 $3,474 $3,474
USAA $2,450 $3,039 $4,515 $2,572

Find Cheap St. Pete Beach, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in St. Pete Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in St. Pete Beach for less when you shop around and compare rates from multiple St. Pete Beach, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in St. Pete Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,738
GEICO $5,849
Liberty Mutual $8,171
Nationwide $6,385
Progressive $5,892
State Farm $3,474
USAA $4,515

Winners by Category: Where to Buy Cheap Auto Insurance in St. Pete Beach, FL

Compare rates from the cheapest auto insurance companies in St. Pete Beach, FL for your needs. Take a look at how St. Pete Beach, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in St. Pete Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap St. Pete Beach, Florida Auto Insurance Companies

If you’re looking for the cheapest St. Pete Beach, FL auto insurance companies overall, you can compare them here. Find the best price for St. Pete Beach, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in St. Pete Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,438
GEICO $4,411
Liberty Mutual $5,939
Nationwide $5,047
Progressive $5,985
State Farm $3,474
USAA $3,144

What affects St. Pete Beach, Florida auto insurance rates?

Local factors affect auto insurance rates in St. Pete Beach, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact St. Pete Beach auto insurance rates.

Auto Theft in St. Pete Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for St. Pete Beach, FL auto theft show a total of 14 vehicle thefts annually.

Commute Times in St. Pete Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in St. Pete Beach, FL is 25.7 minutes according to City-Data.

Compare Auto Insurance Quotes in St. Pete Beach, FL

You can buy cheap St. Pete Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free St. Pete Beach, Florida auto insurance quotes from top companies.

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