Buy Cheap St. John, IN Auto Insurance (2021)

St. John, IN auto insurance rates average $307 a month. Minimum auto insurance requirements in St. John, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in St. John, IN, compare St. John auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in St. John, IN are $307/month
  • Average auto insurance rates in St. John, IN after a DUI are $4,381/year
  • The most expensive auto insurance company in St. John is Liberty Mutual

Finding affordable St. John, Indiana auto insurance can be challenging, but everything you need to know to buy cheap St. John, IN auto insurance with confidence is right here. Auto insurance rates in St. John are affected by local factors as well as personal ones like your driving record.

See how St. John, IN car insurance rates compare to Fort Wayne auto insurance rates, Hammond auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in St. John.

Don’t buy St. John, IN auto insurance until you’ve compared rates. Get free St. John, Indiana auto insurance quotes when you enter your ZIP code above.

St. John, IN Minimum Auto Insurance Requirements

The required auto insurance in St. John, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in St. John, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in St. John, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap St. John, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in St. John, IN. Take a look at St. John, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in St. John, Indiana

Insurance Company Poor Fair Good
Allstate $5,164 $3,843 $3,492
American Family $5,891 $3,816 $3,192
Farmers $4,472 $3,648 $3,381
GEICO $3,254 $2,701 $2,149
Liberty Mutual $8,522 $5,551 $5,134
Nationwide $3,229 $2,724 $2,543
Progressive $4,639 $4,122 $3,892
State Farm $4,091 $2,446 $1,899
Travelers $4,240 $3,597 $3,598
USAA $2,290 $1,521 $1,307

Buy Cheap St. John, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect St. John, Indiana auto insurance rates? Find out how car insurance rates in St. John, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in St. John, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,612 $2,248 $2,460 $7,982 $10,090 $2,582 $2,806
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $1,725 $1,701 $1,474 $1,660 $9,368 $10,001 $2,279 $2,459
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $4,381 $4,381 $4,028 $4,028 $9,573 $14,447 $4,381 $6,001
Nationwide $1,757 $1,797 $1,544 $1,647 $5,054 $6,558 $2,055 $2,245
Progressive $1,775 $1,671 $1,614 $1,623 $10,633 $11,944 $2,225 $2,257
State Farm $1,691 $1,691 $1,527 $1,527 $5,306 $6,789 $1,882 $2,082
Travelers $1,338 $1,361 $1,254 $1,256 $8,563 $13,678 $1,416 $1,629
USAA $1,084 $1,067 $1,014 $1,020 $3,044 $3,389 $1,466 $1,564

Buy Cheap St. John, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in St. John can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in St. John, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in St. John, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,982 $10,090
American Family $7,485 $10,799
Farmers $9,368 $10,001
GEICO $5,458 $5,044
Liberty Mutual $9,573 $14,447
Nationwide $5,054 $6,558
Progressive $10,633 $11,944
State Farm $5,306 $6,789
Travelers $8,563 $13,678
USAA $3,044 $3,389

Buy Cheap St. John, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in St. John, Indiana by comparing St. John senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in St. John, IN here.

Annual Auto Insurance Rates for Senior Drivers in St. John, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,248 $2,460
American Family $2,409 $2,409
Farmers $1,474 $1,660
GEICO $1,725 $1,804
Liberty Mutual $4,028 $4,028
Nationwide $1,544 $1,647
Progressive $1,614 $1,623
State Farm $1,527 $1,527
Travelers $1,254 $1,256
USAA $1,014 $1,020

Find Cheap Auto Insurance Rates in St. John, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of St. John, Indiana auto insurance. Compare St. John, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in St. John, Indiana

Insurance Company Low Medium High
Allstate $3,955 $4,149 $4,396
American Family $4,250 $4,440 $4,209
Farmers $3,691 $3,825 $3,984
GEICO $2,510 $2,695 $2,899
Liberty Mutual $6,184 $6,383 $6,639
Nationwide $2,860 $2,807 $2,829
Progressive $3,954 $4,143 $4,555
State Farm $2,651 $2,812 $2,972
Travelers $3,709 $3,848 $3,878
USAA $1,638 $1,702 $1,779

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Find Cheap St. John, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in St. John. Compare auto insurance rates in St. John, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in St. John, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,167 $4,167
American Family $4,248 $4,352
Farmers $3,834 $3,834
GEICO $2,654 $2,749
Liberty Mutual $6,232 $6,572
Nationwide $2,832 $2,832
Progressive $4,218 $4,218
State Farm $2,732 $2,892
Travelers $3,812 $3,812
USAA $1,684 $1,729

Find Cheap St. John, IN Auto Insurance Rates by Driving Record

Auto insurance rates in St. John, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in St. John, IN, take a look at the average cost for various violations versus rates for a clean driving record in St. John.

Annual St. John, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,317 $4,891 $4,508 $3,951
American Family $2,969 $4,705 $5,988 $3,537
Farmers $3,430 $3,996 $4,121 $3,786
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $4,990 $5,887 $9,232 $5,500
Nationwide $2,440 $3,136 $3,008 $2,744
Progressive $3,144 $5,581 $3,758 $4,388
State Farm $2,742 $3,022 $2,742 $2,742
Travelers $3,239 $3,999 $4,532 $3,477
USAA $1,287 $1,836 $2,104 $1,598

Find Cheap St. John, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in St. John, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in St. John for less when you shop around and compare rates from multiple St. John, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in St. John, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,508
American Family $5,988
Farmers $4,121
GEICO $3,818
Liberty Mutual $9,232
Nationwide $3,008
Progressive $3,758
State Farm $2,742
Travelers $4,532
USAA $2,104

Winners by Category: Where to Buy Cheap Auto Insurance in St. John, IN

Compare rates from the cheapest auto insurance companies in St. John, IN for your needs. Take a look at how St. John, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in St. John, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap St. John, Indiana Auto Insurance Companies

If you’re looking for the cheapest St. John, IN auto insurance companies overall, you can compare them here. Find the best price for St. John, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in St. John, Indiana

Insurance Company Average Annual Rates
Allstate $4,167
American Family $4,300
Farmers $3,834
GEICO $2,701
Liberty Mutual $6,402
Nationwide $2,832
Progressive $4,218
State Farm $2,812
Travelers $3,812
USAA $1,706

What affects St. John, Indiana auto insurance rates?

Local factors affect auto insurance rates in St. John, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact St. John auto insurance rates.

Auto Theft in St. John

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for St. John, IN auto theft show a total of 7 vehicle thefts annually.

Commute Times in St. John

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in St. John, IN is 37.7 minutes according to City-Data.

Compare Auto Insurance Quotes in St. John, IN

You can buy cheap St. John, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free St. John, Indiana auto insurance quotes from top companies.

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