Buy Cheap St. Augustine, FL Auto Insurance (2021)

St. Augustine, FL auto insurance rates average $321 a month. Minimum auto insurance requirements in St. Augustine, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in St. Augustine, FL, compare St. Augustine auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in St. Augustine, FL after a DUI are $4,594/year
  • The most expensive auto insurance company in St. Augustine is Allstate
  • Average auto insurance rates in St. Augustine, FL for teens drivers are $6,955/year

Finding affordable St. Augustine, Florida auto insurance can be challenging, but everything you need to know to buy cheap St. Augustine, FL auto insurance with confidence is right here. Auto insurance rates in St. Augustine are affected by local factors as well as personal ones like your driving record.

See how St. Augustine, FL car insurance rates compare to Hialeah auto insurance rates, Port St. Lucie auto insurance rates, and Cape Coral auto insurance rates before you read more about the cost of auto insurance in St. Augustine.

Don’t buy St. Augustine, FL auto insurance until you’ve compared rates. Get free St. Augustine, Florida auto insurance quotes when you enter your ZIP code above.

St. Augustine, FL Minimum Auto Insurance Requirements

The required auto insurance in St. Augustine, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in St. Augustine, Florida is outlined here.

Minimum Required Auto Insurance Coverage in St. Augustine, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap St. Augustine, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in St. Augustine, FL. Take a look at St. Augustine, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in St. Augustine, Florida

Insurance Company Poor Fair Good
Allstate $9,027 $5,762 $4,702
GEICO $4,775 $2,886 $2,165
Liberty Mutual $4,889 $3,623 $2,963
Nationwide $4,327 $3,194 $2,897
Progressive $6,283 $4,478 $3,756
State Farm $3,611 $2,378 $1,955
USAA $3,920 $1,934 $1,415

Buy Cheap St. Augustine, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect St. Augustine, Florida auto insurance rates? Find out how car insurance rates in St. Augustine, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in St. Augustine, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,965 $3,822 $3,466 $3,541 $13,895 $15,160 $4,023 $4,105
GEICO $2,572 $2,585 $2,408 $2,408 $4,636 $5,863 $2,839 $2,891
Liberty Mutual $2,689 $2,689 $2,476 $2,476 $5,535 $8,451 $2,689 $3,595
Nationwide $2,428 $2,402 $2,171 $2,246 $5,847 $7,219 $2,675 $2,791
Progressive $3,196 $3,027 $2,771 $2,957 $9,147 $10,034 $3,859 $3,720
State Farm $1,652 $1,652 $1,500 $1,500 $4,848 $6,221 $1,830 $1,979
USAA $1,402 $1,379 $1,307 $1,298 $4,778 $5,574 $1,752 $1,894

Buy Cheap St. Augustine, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in St. Augustine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in St. Augustine, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in St. Augustine, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,895 $15,160
GEICO $4,636 $5,863
Liberty Mutual $5,535 $8,451
Nationwide $5,847 $7,219
Progressive $9,147 $10,034
State Farm $4,848 $6,221
USAA $4,778 $5,574

Buy Cheap St. Augustine, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in St. Augustine, Florida by comparing St. Augustine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in St. Augustine, FL here.

Annual Auto Insurance Rates for Senior Drivers in St. Augustine, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,466 $3,541
GEICO $2,408 $2,408
Liberty Mutual $2,476 $2,476
Nationwide $2,171 $2,246
Progressive $2,771 $2,957
State Farm $1,500 $1,500
USAA $1,307 $1,298

Find Cheap Auto Insurance Rates in St. Augustine, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of St. Augustine, Florida auto insurance. Compare St. Augustine, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in St. Augustine, Florida

Insurance Company Low Medium High
Allstate $5,128 $6,806 $7,558
GEICO $2,695 $3,391 $3,740
Liberty Mutual $3,514 $3,880 $4,081
Nationwide $2,762 $3,606 $4,049
Progressive $4,041 $4,953 $5,522
State Farm $2,269 $2,710 $2,964
USAA $2,091 $2,510 $2,669

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Find Cheap St. Augustine, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in St. Augustine. Compare auto insurance rates in St. Augustine, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in St. Augustine, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,310 $6,685
GEICO $3,259 $3,292
Liberty Mutual $3,706 $3,944
Nationwide $3,473 $3,473
Progressive $4,839 $4,839
State Farm $2,561 $2,735
USAA $2,396 $2,450

Find Cheap St. Augustine, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in St. Augustine, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in St. Augustine, FL to see how much where you live in St. Augustine affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in St. Augustine, Florida

ZIP Code Average Annual Rates
32084 $2,985
32086 $2,969
32092 $2,985
32095 $2,985

Find Cheap St. Augustine, FL Auto Insurance Rates by Driving Record

Auto insurance rates in St. Augustine, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in St. Augustine, FL, take a look at the average cost for various violations versus rates for a clean driving record in St. Augustine.

Annual St. Augustine, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,597 $6,687 $7,480 $6,225
GEICO $2,282 $2,916 $4,340 $3,563
Liberty Mutual $2,824 $3,599 $5,107 $3,770
Nationwide $2,972 $3,253 $4,369 $3,297
Progressive $3,811 $5,661 $4,754 $5,130
State Farm $2,423 $2,872 $2,648 $2,648
USAA $1,898 $2,340 $3,464 $1,989

Find Cheap St. Augustine, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in St. Augustine, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in St. Augustine for less when you shop around and compare rates from multiple St. Augustine, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in St. Augustine, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,480
GEICO $4,340
Liberty Mutual $5,107
Nationwide $4,369
Progressive $4,754
State Farm $2,648
USAA $3,464

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Winners by Category: Where to Buy Cheap Auto Insurance in St. Augustine, FL

Compare rates from the cheapest auto insurance companies in St. Augustine, FL for your needs. Take a look at how St. Augustine, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in St. Augustine, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap St. Augustine, Florida Auto Insurance Companies

If you’re looking for the cheapest St. Augustine, FL auto insurance companies overall, you can compare them here. Find the best price for St. Augustine, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in St. Augustine, Florida

Insurance Company Average Annual Rates
Allstate $6,497
GEICO $3,275
Liberty Mutual $3,825
Nationwide $3,473
Progressive $4,839
State Farm $2,648
USAA $2,423

What affects St. Augustine, Florida auto insurance rates?

Local factors affect auto insurance rates in St. Augustine, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact St. Augustine auto insurance rates.

Auto Theft in St. Augustine

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for St. Augustine, FL auto theft show a total of 28 vehicle thefts annually.

Commute Times in St. Augustine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in St. Augustine, FL is 25.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in St. Augustine, FL

You can buy cheap St. Augustine, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free St. Augustine, Florida auto insurance quotes from top companies.

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