Buy Cheap Spurgeon, IN Auto Insurance (2021)

Spurgeon, IN auto insurance rates average $275 a month. Minimum auto insurance requirements in Spurgeon, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Spurgeon, IN, compare Spurgeon auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Spurgeon after a DUI is Liberty Mutual
  • Average auto insurance rates in Spurgeon, IN are $275/month
  • Average auto insurance rates in Spurgeon, IN for teens drivers are $6,476/year

Finding affordable Spurgeon, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Spurgeon, IN auto insurance with confidence is right here. Auto insurance rates in Spurgeon are affected by local factors as well as personal ones like your driving record.

See how Spurgeon, IN car insurance rates compare to South Bend auto insurance rates, Bloomington auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Spurgeon.

Don’t buy Spurgeon, IN auto insurance until you’ve compared rates. Get free Spurgeon, Indiana auto insurance quotes when you enter your ZIP code above.

Spurgeon, IN Minimum Auto Insurance Requirements

The required auto insurance in Spurgeon, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Spurgeon, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Spurgeon, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Spurgeon, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Spurgeon, IN. Take a look at Spurgeon, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Spurgeon, Indiana

Insurance Company Poor Fair Good
Allstate $4,896 $3,649 $3,316
American Family $4,601 $2,998 $2,512
Farmers $4,215 $3,432 $3,178
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,111 $2,627 $2,461
Progressive $4,555 $4,023 $3,790
State Farm $3,486 $2,079 $1,612
Travelers $3,531 $2,990 $2,987
USAA $1,945 $1,280 $1,095

Buy Cheap Spurgeon, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Spurgeon, Indiana auto insurance rates? Find out how car insurance rates in Spurgeon, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spurgeon, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,426 $2,481 $2,136 $2,337 $7,569 $9,563 $2,453 $2,666
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,648 $1,627 $1,410 $1,581 $8,765 $9,322 $2,166 $2,349
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,769 $1,679 $1,597 $1,610 $10,270 $11,562 $2,221 $2,273
State Farm $1,486 $1,486 $1,316 $1,316 $4,412 $5,658 $1,638 $1,827
Travelers $1,162 $1,183 $1,088 $1,088 $7,061 $11,120 $1,228 $1,426
USAA $928 $918 $858 $871 $2,512 $2,823 $1,257 $1,354

Buy Cheap Spurgeon, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Spurgeon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spurgeon, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Spurgeon, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,569 $9,563
American Family $5,738 $8,356
Farmers $8,765 $9,322
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,919 $6,384
Progressive $10,270 $11,562
State Farm $4,412 $5,658
Travelers $7,061 $11,120
USAA $2,512 $2,823

Buy Cheap Spurgeon, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Spurgeon, Indiana by comparing Spurgeon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spurgeon, IN here.

Annual Auto Insurance Rates for Senior Drivers in Spurgeon, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,337
American Family $1,913 $1,913
Farmers $1,410 $1,581
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,471 $1,570
Progressive $1,597 $1,610
State Farm $1,316 $1,316
Travelers $1,088 $1,088
USAA $858 $871

Find Cheap Auto Insurance Rates in Spurgeon, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Spurgeon, Indiana auto insurance. Compare Spurgeon, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spurgeon, Indiana

Insurance Company Low Medium High
Allstate $3,757 $3,938 $4,166
American Family $3,351 $3,483 $3,278
Farmers $3,487 $3,601 $3,737
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,770 $2,712 $2,717
Progressive $3,907 $4,062 $4,399
State Farm $2,291 $2,391 $2,495
Travelers $3,113 $3,199 $3,196
USAA $1,391 $1,436 $1,493

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Find Cheap Spurgeon, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Spurgeon. Compare auto insurance rates in Spurgeon, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Spurgeon, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,954 $3,954
American Family $3,330 $3,411
Farmers $3,608 $3,608
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,733 $2,733
Progressive $4,123 $4,123
State Farm $2,325 $2,460
Travelers $3,169 $3,169
USAA $1,421 $1,459

Find Cheap Spurgeon, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Spurgeon, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spurgeon, IN, take a look at the average cost for various violations versus rates for a clean driving record in Spurgeon.

Annual Spurgeon, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,148 $4,639 $4,278 $3,750
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,226 $3,768 $3,877 $3,563
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $3,092 $5,403 $3,692 $4,304
State Farm $2,338 $2,556 $2,338 $2,338
Travelers $2,692 $3,328 $3,770 $2,888
USAA $1,092 $1,546 $1,770 $1,352

Find Cheap Spurgeon, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Spurgeon, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Spurgeon for less when you shop around and compare rates from multiple Spurgeon, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Spurgeon, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,278
American Family $4,682
Farmers $3,877
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,905
Progressive $3,692
State Farm $2,338
Travelers $3,770
USAA $1,770

Winners by Category: Where to Buy Cheap Auto Insurance in Spurgeon, IN

Compare rates from the cheapest auto insurance companies in Spurgeon, IN for your needs. Take a look at how Spurgeon, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Spurgeon, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Spurgeon, Indiana Auto Insurance Companies

If you’re looking for the cheapest Spurgeon, IN auto insurance companies overall, you can compare them here. Find the best price for Spurgeon, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Spurgeon, Indiana

Insurance Company Average Annual Rates
Allstate $3,954
American Family $3,370
Farmers $3,608
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,733
Progressive $4,123
State Farm $2,392
Travelers $3,169
USAA $1,440

What affects Spurgeon, Indiana auto insurance rates?

Local factors affect auto insurance rates in Spurgeon, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Spurgeon auto insurance rates.

Commute Times in Spurgeon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Spurgeon, IN is 27.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Spurgeon, IN

You can buy cheap Spurgeon, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spurgeon, Indiana auto insurance quotes from top companies.

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