Buy Cheap Spur, TX Auto Insurance (2022)

Spur, TX auto insurance rates average $314 a month. Minimum auto insurance requirements in Spur, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Spur, TX, compare Spur auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Spur is Allstate
  • Average auto insurance rates in Spur, TX for teens drivers are $6,577/year
  • The most expensive auto insurance company in Spur after a DUI is Allstate

Finding affordable Spur, Texas auto insurance can be challenging, but everything you need to know to buy cheap Spur, TX auto insurance with confidence is right here. Auto insurance rates in Spur are affected by local factors as well as personal ones like your driving record.

See how Spur, TX car insurance rates compare to Laredo auto insurance rates, El Paso auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Spur.

Don’t buy Spur, TX auto insurance until you’ve compared rates. Get free Spur, Texas auto insurance quotes when you enter your ZIP code above.

Spur, TX Minimum Auto Insurance Requirements

The required auto insurance in Spur, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Spur, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Spur, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Spur, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Spur, TX. Take a look at Spur, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Spur, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $5,657 $3,503 $3,050
GEICO $4,807 $2,726 $1,822
Nationwide $5,059 $4,032 $3,507
Progressive $5,321 $4,556 $4,206
State Farm $3,648 $2,265 $1,802
USAA $3,528 $1,968 $1,564

Buy Cheap Spur, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Spur, Texas auto insurance rates? Find out how car insurance rates in Spur, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spur, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $2,576 $2,845 $2,334 $2,653 $6,267 $8,212 $3,593 $4,079
GEICO $2,375 $2,513 $2,188 $2,408 $5,017 $5,246 $2,577 $2,622
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,567 $2,463 $2,267 $2,319 $10,285 $11,489 $3,053 $3,111
State Farm $1,865 $1,865 $1,642 $1,642 $4,188 $5,288 $2,008 $2,077
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Buy Cheap Spur, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Spur can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spur, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Spur, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $6,267 $8,212
GEICO $5,017 $5,246
Nationwide $7,378 $9,563
Progressive $10,285 $11,489
State Farm $4,188 $5,288
USAA $3,909 $4,372

Buy Cheap Spur, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Spur, Texas by comparing Spur senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spur, TX here.

Annual Auto Insurance Rates for Senior Drivers in Spur, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $2,334 $2,653
GEICO $2,188 $2,408
Nationwide $2,331 $2,486
Progressive $2,267 $2,319
State Farm $1,642 $1,642
USAA $1,464 $1,501

Find Cheap Auto Insurance Rates in Spur, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Spur, Texas auto insurance. Compare Spur, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spur, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $3,821 $3,939 $4,450
GEICO $3,009 $3,099 $3,247
Nationwide $4,557 $4,013 $4,028
Progressive $4,458 $4,674 $4,951
State Farm $2,457 $2,565 $2,694
USAA $2,300 $2,347 $2,412

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Spur, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Spur. Compare auto insurance rates in Spur, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Spur, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,488
American Family $4,070 $4,070
GEICO $3,053 $3,183
Nationwide $4,199 $4,199
Progressive $4,694 $4,694
State Farm $2,572 $2,572
USAA $2,322 $2,384

Find Cheap Spur, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Spur, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spur, TX, take a look at the average cost for various violations versus rates for a clean driving record in Spur.

Annual Spur, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $3,726 $4,698 $4,131 $3,726
GEICO $2,647 $3,429 $2,970 $3,427
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $4,095 $5,260 $4,797 $4,625
State Farm $2,315 $2,616 $3,042 $2,315
USAA $1,787 $2,568 $3,006 $2,051

Find Cheap Spur, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Spur, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Spur for less when you shop around and compare rates from multiple Spur, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Spur, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,615
American Family $4,131
GEICO $2,970
Nationwide $5,439
Progressive $4,797
State Farm $3,042
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Spur, TX

Compare rates from the cheapest auto insurance companies in Spur, TX for your needs. Take a look at how Spur, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Spur, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Spur, Texas Auto Insurance Companies

If you’re looking for the cheapest Spur, TX auto insurance companies overall, you can compare them here. Find the best price for Spur, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Spur, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $4,070
GEICO $3,118
Nationwide $4,199
Progressive $4,694
State Farm $2,572
USAA $2,353

What affects Spur, Texas auto insurance rates?

Local factors affect auto insurance rates in Spur, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Spur auto insurance rates.

Commute Times in Spur

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Spur, TX is 20.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Spur, TX

You can buy cheap Spur, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spur, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption