Buy Cheap Spruce Pine, AL Auto Insurance (2021)

Spruce Pine, AL auto insurance rates average $289 a month. Minimum auto insurance requirements in Spruce Pine, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Spruce Pine, AL, compare Spruce Pine auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Spruce Pine, AL for teens drivers are $7,016/year
  • The most expensive auto insurance company in Spruce Pine after a DUI is Liberty Mutual
  • Average auto insurance rates in Spruce Pine, AL are $289/month

Finding affordable Spruce Pine, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Spruce Pine, AL auto insurance with confidence is right here. Auto insurance rates in Spruce Pine are affected by local factors as well as personal ones like your driving record.

See how Spruce Pine, AL car insurance rates compare to Dothan auto insurance rates, Decatur auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Spruce Pine.

Don’t buy Spruce Pine, AL auto insurance until you’ve compared rates. Get free Spruce Pine, Alabama auto insurance quotes when you enter your ZIP code above.

Spruce Pine, AL Minimum Auto Insurance Requirements

The required auto insurance in Spruce Pine, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Spruce Pine, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Spruce Pine, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Spruce Pine, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Spruce Pine, AL. Take a look at Spruce Pine, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Spruce Pine, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,488 $3,856 $3,655
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,122 $4,354 $3,423
Nationwide $3,266 $2,547 $2,303
Progressive $4,862 $4,147 $3,863
State Farm $6,860 $3,475 $2,363
Travelers $3,474 $3,013 $3,069
USAA $2,744 $1,780 $1,588

Buy Cheap Spruce Pine, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Spruce Pine, Alabama auto insurance rates? Find out how car insurance rates in Spruce Pine, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spruce Pine, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,304 $2,287 $2,061 $2,182 $8,764 $9,021 $2,629 $2,749
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,949 $3,190 $2,423 $2,712 $10,388 $11,559 $3,148 $3,362
Nationwide $1,762 $1,783 $1,605 $1,661 $4,672 $6,014 $1,957 $2,187
Progressive $2,372 $2,235 $1,938 $2,073 $9,446 $10,554 $2,771 $2,939
State Farm $2,615 $2,615 $2,358 $2,358 $7,795 $9,768 $2,952 $3,401
Travelers $1,305 $1,324 $1,230 $1,225 $6,916 $10,834 $1,238 $1,410
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Buy Cheap Spruce Pine, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Spruce Pine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spruce Pine, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Spruce Pine, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,764 $9,021
GEICO $4,918 $4,831
Liberty Mutual $10,388 $11,559
Nationwide $4,672 $6,014
Progressive $9,446 $10,554
State Farm $7,795 $9,768
Travelers $6,916 $10,834
USAA $3,761 $4,171

Buy Cheap Spruce Pine, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Spruce Pine, Alabama by comparing Spruce Pine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spruce Pine, AL here.

Annual Auto Insurance Rates for Senior Drivers in Spruce Pine, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,061 $2,182
GEICO $1,804 $1,850
Liberty Mutual $2,423 $2,712
Nationwide $1,605 $1,661
Progressive $1,938 $2,073
State Farm $2,358 $2,358
Travelers $1,230 $1,225
USAA $1,187 $1,164

Find Cheap Auto Insurance Rates in Spruce Pine, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Spruce Pine, Alabama auto insurance. Compare Spruce Pine, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spruce Pine, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,797 $3,952 $4,250
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,740 $4,943 $5,216
Nationwide $2,698 $2,680 $2,738
Progressive $3,845 $4,264 $4,763
State Farm $4,009 $4,227 $4,462
Travelers $3,022 $3,249 $3,285
USAA $1,967 $2,027 $2,117

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Find Cheap Spruce Pine, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Spruce Pine. Compare auto insurance rates in Spruce Pine, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Spruce Pine, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,000 $4,000
GEICO $2,587 $2,686
Liberty Mutual $4,966 $4,966
Nationwide $2,705 $2,705
Progressive $4,291 $4,291
State Farm $4,131 $4,334
Travelers $3,185 $3,185
USAA $1,944 $2,130

Find Cheap Spruce Pine, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Spruce Pine, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spruce Pine, AL, take a look at the average cost for various violations versus rates for a clean driving record in Spruce Pine.

Annual Spruce Pine, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,363 $4,348 $4,240 $4,047
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,901 $5,410 $5,310 $5,244
Nationwide $2,367 $2,367 $3,444 $2,642
Progressive $3,884 $4,858 $4,153 $4,268
State Farm $3,829 $4,727 $4,188 $4,188
Travelers $2,654 $2,785 $4,071 $3,232
USAA $1,568 $1,965 $2,921 $1,696

Find Cheap Spruce Pine, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Spruce Pine, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Spruce Pine for less when you shop around and compare rates from multiple Spruce Pine, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Spruce Pine, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,700
Farmers $4,240
GEICO $3,504
Liberty Mutual $5,310
Nationwide $3,444
Progressive $4,153
State Farm $4,188
Travelers $4,071
USAA $2,921

Winners by Category: Where to Buy Cheap Auto Insurance in Spruce Pine, AL

Compare rates from the cheapest auto insurance companies in Spruce Pine, AL for your needs. Take a look at how Spruce Pine, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Spruce Pine, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Spruce Pine, Alabama Auto Insurance Companies

If you’re looking for the cheapest Spruce Pine, AL auto insurance companies overall, you can compare them here. Find the best price for Spruce Pine, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Spruce Pine, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,000
GEICO $2,637
Liberty Mutual $4,966
Nationwide $2,705
Progressive $4,291
State Farm $4,233
Travelers $3,185
USAA $2,037

Compare Auto Insurance Quotes in Spruce Pine, AL

You can buy cheap Spruce Pine, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spruce Pine, Alabama auto insurance quotes from top companies.

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