Buy Cheap Springfield, NJ Auto Insurance (2021)

Springfield, NJ auto insurance rates average $451 a month. Minimum auto insurance requirements in Springfield, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Springfield, NJ, compare Springfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Springfield, NJ for teens drivers are $10,060/year
  • Average auto insurance rates in Springfield, NJ are $451/month
  • Average auto insurance rates in Springfield, NJ after a DUI are $6,356/year

Finding affordable Springfield, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Springfield, NJ auto insurance with confidence is right here. Auto insurance rates in Springfield are affected by local factors as well as personal ones like your driving record.

See how Springfield, NJ car insurance rates compare to Passaic auto insurance rates, Clifton auto insurance rates, and Camden auto insurance rates before you read more about the cost of auto insurance in Springfield.

Don’t buy Springfield, NJ auto insurance until you’ve compared rates. Get free Springfield, New Jersey auto insurance quotes when you enter your ZIP code above.

Springfield, NJ Minimum Auto Insurance Requirements

The required auto insurance in Springfield, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Springfield, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Springfield, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Springfield, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Springfield, NJ. Take a look at Springfield, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Springfield, New Jersey

Insurance Company Poor Fair Good
Allstate $7,769 $5,088 $4,027
Farmers $9,406 $7,376 $6,963
GEICO $4,377 $2,514 $1,818
Liberty Mutual $8,219 $6,097 $5,150
Progressive $4,471 $3,919 $3,630
State Farm $10,023 $6,051 $4,720
Travelers $5,323 $3,956 $2,768

Buy Cheap Springfield, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Springfield, New Jersey auto insurance rates? Find out how car insurance rates in Springfield, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Springfield, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,332 $3,314 $3,214 $3,214 $10,658 $13,322 $3,891 $4,079
Farmers $4,969 $5,018 $4,833 $4,743 $14,748 $16,998 $5,927 $6,082
GEICO $2,344 $2,304 $2,289 $2,289 $4,302 $4,344 $2,700 $2,650
Liberty Mutual $4,270 $4,270 $4,688 $4,688 $11,188 $12,716 $4,688 $5,399
Progressive $2,032 $1,884 $1,839 $1,882 $9,348 $10,337 $2,410 $2,323
State Farm $4,049 $4,049 $3,665 $3,665 $13,246 $17,003 $4,614 $5,159
Travelers $2,934 $2,903 $2,717 $2,779 $6,932 $8,018 $2,912 $2,929

Buy Cheap Springfield, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Springfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Springfield, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Springfield, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,658 $13,322
Farmers $14,748 $16,998
GEICO $4,302 $4,344
Liberty Mutual $11,188 $12,716
Progressive $9,348 $10,337
State Farm $13,246 $17,003
Travelers $6,932 $8,018

Buy Cheap Springfield, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Springfield, New Jersey by comparing Springfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Springfield, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Springfield, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,214 $3,214
Farmers $4,833 $4,743
GEICO $2,289 $2,289
Liberty Mutual $4,688 $4,688
Progressive $1,839 $1,882
State Farm $3,665 $3,665
Travelers $2,717 $2,779

Find Cheap Auto Insurance Rates in Springfield, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Springfield, New Jersey auto insurance. Compare Springfield, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Springfield, New Jersey

Insurance Company Low Medium High
Allstate $5,216 $5,707 $5,961
Farmers $7,121 $7,879 $8,745
GEICO $2,608 $2,961 $3,140
Liberty Mutual $5,818 $6,683 $6,964
Progressive $3,606 $4,075 $4,339
State Farm $6,467 $7,017 $7,310
Travelers $3,652 $4,018 $4,377

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Find Cheap Springfield, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Springfield. Compare auto insurance rates in Springfield, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Springfield, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,617 $5,639
Farmers $7,915 $7,915
GEICO $2,879 $2,927
Liberty Mutual $6,425 $6,552
Progressive $4,007 $4,007
State Farm $6,756 $7,107
Travelers $4,016 $4,016

Find Cheap Springfield, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Springfield, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Springfield, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Springfield.

Annual Springfield, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $7,024 $6,156 $5,128
Farmers $6,117 $10,431 $8,456 $6,654
GEICO $2,257 $2,968 $4,129 $2,257
Liberty Mutual $6,233 $7,125 $6,364 $6,233
Progressive $3,460 $4,619 $3,934 $4,014
State Farm $3,773 $6,858 $11,017 $6,077
Travelers $3,098 $4,544 $4,436 $3,985

Find Cheap Springfield, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Springfield, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Springfield for less when you shop around and compare rates from multiple Springfield, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Springfield, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,156
Farmers $8,456
GEICO $4,129
Liberty Mutual $6,364
Progressive $3,934
State Farm $11,017
Travelers $4,436

Winners by Category: Where to Buy Cheap Auto Insurance in Springfield, NJ

Compare rates from the cheapest auto insurance companies in Springfield, NJ for your needs. Take a look at how Springfield, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Springfield, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Springfield, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Springfield, NJ auto insurance companies overall, you can compare them here. Find the best price for Springfield, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Springfield, New Jersey

Insurance Company Average Annual Rates
Allstate $5,628
Farmers $7,915
GEICO $2,903
Liberty Mutual $6,488
Progressive $4,007
State Farm $6,931
Travelers $4,016

What affects Springfield, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Springfield, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Springfield auto insurance rates.

Traffic in Springfield

How is traffic in Springfield, New Jersey? Inrix data shows that Springfield, NJ traffic makes it the 830th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Springfield, NJ

You can buy cheap Springfield, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Springfield, New Jersey auto insurance quotes from top companies.

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