Buy Cheap Springfield, CO Auto Insurance (2021)

Springfield, CO auto insurance rates average $322 a month. Minimum auto insurance requirements in Springfield, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Springfield, CO, compare Springfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Springfield, CO for teens drivers are $7,295/year
  • Average auto insurance rates in Springfield, CO are $322/month
  • The most expensive auto insurance company in Springfield is Allstate

Finding affordable Springfield, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Springfield, CO auto insurance with confidence is right here. Auto insurance rates in Springfield are affected by local factors as well as personal ones like your driving record.

See how Springfield, CO car insurance rates compare to Pueblo auto insurance rates, Boulder auto insurance rates, and Fort Collins auto insurance rates before you read more about the cost of auto insurance in Springfield.

Don’t buy Springfield, CO auto insurance until you’ve compared rates. Get free Springfield, Colorado auto insurance quotes when you enter your ZIP code above.

Springfield, CO Minimum Auto Insurance Requirements

The required auto insurance in Springfield, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Springfield, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Springfield, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Springfield, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Springfield, CO. Take a look at Springfield, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Springfield, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $5,579 $4,500 $4,277
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,935 $2,386 $1,905
Nationwide $4,848 $3,820 $3,334
Progressive $5,183 $4,369 $3,979
State Farm $4,431 $2,843 $2,290
USAA $5,346 $3,014 $2,405

Buy Cheap Springfield, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Springfield, Colorado auto insurance rates? Find out how car insurance rates in Springfield, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Springfield, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $2,861 $2,835 $2,600 $2,805 $10,437 $10,461 $3,128 $3,157
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,907 $1,882 $1,616 $1,771 $5,209 $5,672 $1,924 $1,957
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,919 $2,750 $2,451 $2,470 $8,930 $10,011 $3,312 $3,243
State Farm $2,072 $2,072 $1,833 $1,833 $5,562 $7,122 $2,305 $2,706
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Springfield, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Springfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Springfield, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Springfield, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $10,437 $10,461
GEICO $6,808 $7,210
Liberty Mutual $5,209 $5,672
Nationwide $6,687 $8,617
Progressive $8,930 $10,011
State Farm $5,562 $7,122
USAA $5,826 $6,723

Buy Cheap Springfield, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Springfield, Colorado by comparing Springfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Springfield, CO here.

Annual Auto Insurance Rates for Senior Drivers in Springfield, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,600 $2,805
GEICO $2,320 $2,581
Liberty Mutual $1,616 $1,771
Nationwide $2,380 $2,529
Progressive $2,451 $2,470
State Farm $1,833 $1,833
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Springfield, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Springfield, Colorado auto insurance. Compare Springfield, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Springfield, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,200 $4,718 $5,438
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,599 $2,731 $2,896
Nationwide $4,052 $4,001 $3,949
Progressive $4,278 $4,519 $4,736
State Farm $3,004 $3,189 $3,371
USAA $3,452 $3,588 $3,726

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Find Cheap Springfield, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Springfield. Compare auto insurance rates in Springfield, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Springfield, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $4,785 $4,785
GEICO $3,397 $3,562
Liberty Mutual $2,742 $2,742
Nationwide $4,001 $4,001
Progressive $4,511 $4,511
State Farm $3,109 $3,267
USAA $3,485 $3,692

Find Cheap Springfield, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Springfield, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Springfield, CO, take a look at the average cost for various violations versus rates for a clean driving record in Springfield.

Annual Springfield, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,047 $5,189 $5,121 $4,784
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,389 $2,807 $2,935 $2,838
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,935 $5,329 $4,157 $4,622
State Farm $2,964 $3,413 $3,188 $3,188
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Springfield, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Springfield, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Springfield for less when you shop around and compare rates from multiple Springfield, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Springfield, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,121
GEICO $4,302
Liberty Mutual $2,935
Nationwide $5,371
Progressive $4,157
State Farm $3,188
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Springfield, CO

Compare rates from the cheapest auto insurance companies in Springfield, CO for your needs. Take a look at how Springfield, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Springfield, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation American Family

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Find Cheap Springfield, Colorado Auto Insurance Companies

If you’re looking for the cheapest Springfield, CO auto insurance companies overall, you can compare them here. Find the best price for Springfield, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Springfield, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $4,785
GEICO $3,480
Liberty Mutual $2,742
Nationwide $4,001
Progressive $4,511
State Farm $3,188
USAA $3,589

What affects Springfield, Colorado auto insurance rates?

Local factors affect auto insurance rates in Springfield, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Springfield auto insurance rates.

Commute Times in Springfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Springfield, CO is 9.2 minutes according to City-Data.

Traffic in Springfield

How is traffic in Springfield, Colorado? Inrix data shows that Springfield, CO traffic makes it the 830th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Springfield, CO

You can buy cheap Springfield, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Springfield, Colorado auto insurance quotes from top companies.

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