Buy Cheap Springfield, AR Auto Insurance (2021)

Springfield, AR auto insurance rates average $334 a month. Minimum auto insurance requirements in Springfield, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Springfield, AR, compare Springfield auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Springfield, AR after a DUI are $4,829/year
  • Average auto insurance rates in Springfield, AR are $334/month
  • The most expensive auto insurance company in Springfield after a DUI is Travelers

Finding affordable Springfield, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Springfield, AR auto insurance with confidence is right here. Auto insurance rates in Springfield are affected by local factors as well as personal ones like your driving record.

See how Springfield, AR car insurance rates compare to Rogers auto insurance rates, Fort Smith auto insurance rates, and Little Rock auto insurance rates before you read more about the cost of auto insurance in Springfield.

Don’t buy Springfield, AR auto insurance until you’ve compared rates. Get free Springfield, Arkansas auto insurance quotes when you enter your ZIP code above.

Springfield, AR Minimum Auto Insurance Requirements

The required auto insurance in Springfield, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Springfield, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Springfield, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Springfield, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Springfield, AR. Take a look at Springfield, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Springfield, Arkansas

Insurance Company Poor Fair Good
Allstate $6,230 $4,782 $3,877
Farmers $4,867 $4,077 $3,884
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,968 $5,091 $4,736
State Farm $3,570 $2,152 $1,677
Travelers $6,780 $5,658 $5,288
USAA $2,891 $1,977 $1,686

Buy Cheap Springfield, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Springfield, Arkansas auto insurance rates? Find out how car insurance rates in Springfield, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Springfield, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,775 $2,784 $2,489 $2,659 $10,296 $12,363 $3,045 $3,292
Farmers $2,326 $2,315 $2,079 $2,185 $9,738 $10,090 $2,666 $2,811
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,779 $2,634 $2,285 $2,387 $11,803 $13,295 $3,329 $3,607
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,202 $2,244 $2,177 $2,183 $12,820 $20,557 $2,358 $2,727
USAA $1,339 $1,351 $1,244 $1,251 $4,257 $4,449 $1,727 $1,859

Buy Cheap Springfield, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Springfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Springfield, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Springfield, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,296 $12,363
Farmers $9,738 $10,090
GEICO $6,903 $6,896
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,803 $13,295
State Farm $4,447 $5,591
Travelers $12,820 $20,557
USAA $4,257 $4,449

Buy Cheap Springfield, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Springfield, Arkansas by comparing Springfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Springfield, AR here.

Annual Auto Insurance Rates for Senior Drivers in Springfield, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,659
Farmers $2,079 $2,185
GEICO $2,354 $2,288
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,285 $2,387
State Farm $1,395 $1,395
Travelers $2,177 $2,183
USAA $1,244 $1,251

Find Cheap Auto Insurance Rates in Springfield, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Springfield, Arkansas auto insurance. Compare Springfield, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Springfield, Arkansas

Insurance Company Low Medium High
Allstate $4,807 $4,960 $5,121
Farmers $4,067 $4,232 $4,529
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,866 $5,185 $5,744
State Farm $2,351 $2,463 $2,585
Travelers $5,640 $5,925 $6,161
USAA $2,087 $2,176 $2,292

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Find Cheap Springfield, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Springfield. Compare auto insurance rates in Springfield, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Springfield, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,963 $4,963
Farmers $4,276 $4,276
GEICO $3,548 $3,606
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,265 $5,265
State Farm $2,408 $2,524
Travelers $5,909 $5,909
USAA $2,122 $2,248

Find Cheap Springfield, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Springfield, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Springfield, AR, take a look at the average cost for various violations versus rates for a clean driving record in Springfield.

Annual Springfield, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $5,149 $5,733 $4,890
Farmers $3,614 $4,632 $4,524 $4,336
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,537 $6,311 $4,767 $5,445
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,950 $5,114 $7,491 $6,079
USAA $1,677 $2,131 $3,070 $1,861

Find Cheap Springfield, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Springfield, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Springfield for less when you shop around and compare rates from multiple Springfield, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Springfield, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,733
Farmers $4,524
GEICO $5,514
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,767
State Farm $2,466
Travelers $7,491
USAA $3,070

Winners by Category: Where to Buy Cheap Auto Insurance in Springfield, AR

Compare rates from the cheapest auto insurance companies in Springfield, AR for your needs. Take a look at how Springfield, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Springfield, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Springfield, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Springfield, AR auto insurance companies overall, you can compare them here. Find the best price for Springfield, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Springfield, Arkansas

Insurance Company Average Annual Rates
Allstate $4,963
Farmers $4,276
GEICO $3,577
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,265
State Farm $2,466
Travelers $5,909
USAA $2,185

What affects Springfield, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Springfield, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Springfield auto insurance rates.

Traffic in Springfield

How is traffic in Springfield, Arkansas? Inrix data shows that Springfield, AR traffic makes it the 830th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Springfield, AR

You can buy cheap Springfield, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Springfield, Arkansas auto insurance quotes from top companies.

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