Buy Cheap Spring Valley Lake, CA Auto Insurance (2021)

Spring Valley Lake, CA auto insurance rates average $324 a month. Minimum auto insurance requirements in Spring Valley Lake, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Spring Valley Lake, CA, compare Spring Valley Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Spring Valley Lake, CA for teens drivers are $6,530/year
  • Average auto insurance rates in Spring Valley Lake, CA are $324/month
  • Average auto insurance rates in Spring Valley Lake, CA after a DUI are $5,492/year

Finding affordable Spring Valley Lake, California auto insurance can be challenging, but everything you need to know to buy cheap Spring Valley Lake, CA auto insurance with confidence is right here. Auto insurance rates in Spring Valley Lake are affected by local factors as well as personal ones like your driving record.

See how Spring Valley Lake, CA car insurance rates compare to Los Angeles auto insurance rates, Fresno auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Spring Valley Lake.

Don’t buy Spring Valley Lake, CA auto insurance until you’ve compared rates. Get free Spring Valley Lake, California auto insurance quotes when you enter your ZIP code above.

Spring Valley Lake, CA Minimum Auto Insurance Requirements

The required auto insurance in Spring Valley Lake, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Spring Valley Lake, California is outlined here.

Minimum Required Auto Insurance Coverage in Spring Valley Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Spring Valley Lake, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Spring Valley Lake, California auto insurance rates? Find out how car insurance rates in Spring Valley Lake, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Valley Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,970 $2,977 $2,152 $2,185 $8,218 $10,346 $3,838 $4,246
Farmers $2,685 $2,685 $2,423 $2,423 $8,563 $14,029 $3,182 $3,544
GEICO $1,858 $1,859 $1,747 $1,747 $5,653 $5,740 $2,669 $2,723
Liberty Mutual $2,281 $2,153 $2,121 $2,052 $4,902 $5,246 $2,562 $2,598
Nationwide $3,674 $3,506 $3,207 $3,022 $9,375 $10,350 $4,384 $4,335
Progressive $1,746 $1,796 $1,492 $1,767 $4,668 $5,615 $2,523 $2,711
State Farm $4,011 $4,011 $3,586 $3,586 $7,400 $9,167 $4,444 $4,584
Travelers $2,710 $2,625 $2,391 $2,364 $5,614 $6,471 $3,550 $3,469
USAA $1,914 $1,814 $1,865 $1,874 $4,377 $4,399 $2,647 $2,504

Buy Cheap Spring Valley Lake, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Spring Valley Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spring Valley Lake, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Spring Valley Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,218 $10,346
Farmers $8,563 $14,029
GEICO $5,653 $5,740
Liberty Mutual $4,902 $5,246
Nationwide $9,375 $10,350
Progressive $4,668 $5,615
State Farm $7,400 $9,167
Travelers $5,614 $6,471
USAA $4,377 $4,399

Buy Cheap Spring Valley Lake, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Spring Valley Lake, California by comparing Spring Valley Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spring Valley Lake, CA here.

Annual Auto Insurance Rates for Senior Drivers in Spring Valley Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,152 $2,185
Farmers $2,423 $2,423
GEICO $1,747 $1,747
Liberty Mutual $2,121 $2,052
Nationwide $3,207 $3,022
Progressive $1,492 $1,767
State Farm $3,586 $3,586
Travelers $2,391 $2,364
USAA $1,865 $1,874

Find Cheap Auto Insurance Rates in Spring Valley Lake, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Spring Valley Lake, California auto insurance. Compare Spring Valley Lake, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Valley Lake, California

Insurance Company Low Medium High
Allstate $4,384 $4,654 $4,811
Farmers $4,602 $4,979 $5,244
GEICO $2,674 $3,037 $3,287
Liberty Mutual $2,772 $3,015 $3,182
Nationwide $4,715 $5,319 $5,661
Progressive $2,484 $2,877 $3,009
State Farm $4,616 $5,183 $5,497
Travelers $3,213 $3,740 $3,995
USAA $2,424 $2,726 $2,872

Find Cheap Spring Valley Lake, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Spring Valley Lake. Compare auto insurance rates in Spring Valley Lake, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Spring Valley Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,165 $5,068
Farmers $4,484 $5,400
GEICO $2,724 $3,275
Liberty Mutual $2,742 $3,237
Nationwide $4,614 $5,849
Progressive $2,532 $3,048
State Farm $4,915 $5,282
Travelers $3,278 $4,021
USAA $2,464 $2,885

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Find Cheap Spring Valley Lake, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Spring Valley Lake, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spring Valley Lake, CA, take a look at the average cost for various violations versus rates for a clean driving record in Spring Valley Lake.

Annual Spring Valley Lake, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,769 $4,699 $7,357 $3,641
Farmers $3,653 $4,975 $6,198 $4,941
GEICO $2,095 $3,243 $4,060 $2,599
Liberty Mutual $2,594 $3,476 $3,139 $2,749
Nationwide $3,647 $4,676 $7,926 $4,676
Progressive $1,825 $3,105 $3,600 $2,630
State Farm $3,639 $4,340 $8,193 $4,223
Travelers $2,423 $3,969 $4,627 $3,579
USAA $1,777 $2,644 $4,331 $1,946

Find Cheap Spring Valley Lake, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Spring Valley Lake, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Spring Valley Lake for less when you shop around and compare rates from multiple Spring Valley Lake, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Spring Valley Lake, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,357
Farmers $6,198
GEICO $4,060
Liberty Mutual $3,139
Nationwide $7,926
Progressive $3,600
State Farm $8,193
Travelers $4,627
USAA $4,331

Winners by Category: Where to Buy Cheap Auto Insurance in Spring Valley Lake, CA

Compare rates from the cheapest auto insurance companies in Spring Valley Lake, CA for your needs. Take a look at how Spring Valley Lake, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Spring Valley Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Spring Valley Lake, California Auto Insurance Companies

If you’re looking for the cheapest Spring Valley Lake, CA auto insurance companies overall, you can compare them here. Find the best price for Spring Valley Lake, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Spring Valley Lake, California

Insurance Company Average Annual Rates
Allstate $4,616
Farmers $4,942
GEICO $2,999
Liberty Mutual $2,989
Nationwide $5,231
Progressive $2,790
State Farm $5,099
Travelers $3,649
USAA $2,674

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What affects Spring Valley Lake, California auto insurance rates?

Local factors affect auto insurance rates in Spring Valley Lake, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Spring Valley Lake auto insurance rates.

Commute Times in Spring Valley Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Spring Valley Lake, CA is 28.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Spring Valley Lake, CA

You can buy cheap Spring Valley Lake, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spring Valley Lake, California auto insurance quotes from top companies.

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