Buy Cheap Spring Hill, TN Auto Insurance (2021)

Spring Hill, TN auto insurance rates average $267 a month. Minimum auto insurance requirements in Spring Hill, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Spring Hill, TN, compare Spring Hill auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Spring Hill, TN are $267/month
  • The most expensive auto insurance company in Spring Hill is Allstate
  • The most expensive auto insurance company in Spring Hill after a DUI is Liberty Mutual

Finding affordable Spring Hill, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Spring Hill, TN auto insurance with confidence is right here. Auto insurance rates in Spring Hill are affected by local factors as well as personal ones like your driving record.

See how Spring Hill, TN car insurance rates compare to Murfreesboro auto insurance rates, Jackson auto insurance rates, and Bartlett auto insurance rates before you read more about the cost of auto insurance in Spring Hill.

Don’t buy Spring Hill, TN auto insurance until you’ve compared rates. Get free Spring Hill, Tennessee auto insurance quotes when you enter your ZIP code above.

Spring Hill, TN Minimum Auto Insurance Requirements

The required auto insurance in Spring Hill, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Spring Hill, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Spring Hill, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Spring Hill, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Spring Hill, TN. Take a look at Spring Hill, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Spring Hill, Tennessee

Insurance Company Poor Fair Good
Allstate $5,998 $4,604 $3,518
Farmers $3,091 $2,435 $2,305
GEICO $3,767 $3,225 $2,966
Liberty Mutual $8,617 $5,303 $4,149
Nationwide $4,094 $3,259 $2,892
Progressive $4,092 $3,537 $3,309
State Farm $3,652 $2,191 $1,702
Travelers $3,446 $2,723 $1,984
USAA $3,954 $2,315 $1,909

Buy Cheap Spring Hill, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Spring Hill, Tennessee auto insurance rates? Find out how car insurance rates in Spring Hill, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Hill, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,712 $2,603 $2,444 $2,537 $10,282 $11,210 $2,886 $2,982
Farmers $1,380 $1,404 $1,232 $1,351 $5,634 $6,001 $1,877 $2,002
GEICO $2,208 $2,229 $2,035 $2,035 $6,685 $6,808 $2,242 $2,313
Nationwide $2,179 $2,195 $1,954 $1,983 $6,026 $7,761 $2,507 $2,717
Progressive $1,845 $1,736 $1,507 $1,573 $8,398 $9,448 $2,227 $2,432
State Farm $1,525 $1,525 $1,379 $1,379 $4,704 $5,880 $1,724 $2,006
Travelers $1,727 $1,818 $1,584 $1,685 $4,963 $6,200 $1,836 $1,931
USAA $1,540 $1,566 $1,389 $1,388 $5,480 $6,298 $2,009 $2,140

Buy Cheap Spring Hill, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Spring Hill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spring Hill, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Spring Hill, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,282 $11,210
Farmers $5,634 $6,001
GEICO $6,685 $6,808
Nationwide $6,026 $7,761
Progressive $8,398 $9,448
State Farm $4,704 $5,880
Travelers $4,963 $6,200
USAA $5,480 $6,298

Buy Cheap Spring Hill, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Spring Hill, Tennessee by comparing Spring Hill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spring Hill, TN here.

Annual Auto Insurance Rates for Senior Drivers in Spring Hill, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,444 $2,537
Farmers $1,232 $1,351
GEICO $2,035 $2,035
Nationwide $1,954 $1,983
Progressive $1,507 $1,573
State Farm $1,379 $1,379
Travelers $1,584 $1,685
USAA $1,389 $1,388

Find Cheap Auto Insurance Rates in Spring Hill, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Spring Hill, Tennessee auto insurance. Compare Spring Hill, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Hill, Tennessee

Insurance Company Low Medium High
Allstate $4,540 $4,696 $4,885
Farmers $2,486 $2,603 $2,741
GEICO $3,165 $3,314 $3,479
Liberty Mutual $5,772 $6,025 $6,273
Nationwide $3,438 $3,344 $3,464
Progressive $3,420 $3,650 $3,867
State Farm $2,370 $2,527 $2,649
Travelers $2,545 $2,716 $2,892
USAA $2,644 $2,718 $2,817

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Find Cheap Spring Hill, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Spring Hill. Compare auto insurance rates in Spring Hill, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Spring Hill, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,707 $4,707
Farmers $2,610 $2,610
GEICO $3,300 $3,339
Liberty Mutual $6,023 $6,023
Nationwide $3,415 $3,415
Progressive $3,646 $3,646
State Farm $2,455 $2,575
Travelers $2,611 $2,824
USAA $2,650 $2,802

Find Cheap Spring Hill, TN Auto Insurance Rates by ZIP Code

Auto insurance rates in Spring Hill, Tennessee can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Spring Hill, TN to see how much where you live in Spring Hill affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Spring Hill, Tennessee

ZIP Code Average Annual Rates
37174 $3,569
37179 $3,582

Find Cheap Spring Hill, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Spring Hill, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spring Hill, TN, take a look at the average cost for various violations versus rates for a clean driving record in Spring Hill.

Annual Spring Hill, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,938 $4,698 $5,683 $4,508
Farmers $2,237 $2,755 $2,805 $2,643
GEICO $2,408 $3,231 $5,229 $2,408
Liberty Mutual $4,881 $7,048 $6,550 $5,613
Nationwide $2,956 $2,956 $4,435 $3,313
Progressive $3,211 $4,174 $3,418 $3,780
State Farm $2,290 $2,741 $2,515 $2,515
Travelers $2,200 $2,831 $3,135 $2,705
USAA $1,983 $2,970 $3,492 $2,461

Find Cheap Spring Hill, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Spring Hill, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Spring Hill for less when you shop around and compare rates from multiple Spring Hill, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Spring Hill, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,683
Farmers $2,805
GEICO $5,229
Liberty Mutual $6,550
Nationwide $4,435
Progressive $3,418
State Farm $2,515
Travelers $3,135
USAA $3,492

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Winners by Category: Where to Buy Cheap Auto Insurance in Spring Hill, TN

Compare rates from the cheapest auto insurance companies in Spring Hill, TN for your needs. Take a look at how Spring Hill, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Spring Hill, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors Farmers
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Spring Hill, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Spring Hill, TN auto insurance companies overall, you can compare them here. Find the best price for Spring Hill, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Spring Hill, Tennessee

Insurance Company Average Annual Rates
Allstate $4,707
Farmers $2,610
GEICO $3,319
Nationwide $3,415
Progressive $3,646
State Farm $2,515
Travelers $2,718
USAA $2,726

What affects Spring Hill, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Spring Hill, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Spring Hill auto insurance rates.

Commute Times in Spring Hill

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Spring Hill, TN is 31.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Spring Hill, TN

You can buy cheap Spring Hill, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spring Hill, Tennessee auto insurance quotes from top companies.

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