Buy Cheap Spring Grove, IL Auto Insurance (2021)

Spring Grove, IL auto insurance rates average $277 a month. Minimum auto insurance requirements in Spring Grove, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Spring Grove, IL, compare Spring Grove auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Spring Grove after a DUI is Allstate
  • The most expensive auto insurance company in Spring Grove is Allstate
  • Average auto insurance rates in Spring Grove, IL are $277/month

Finding affordable Spring Grove, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Spring Grove, IL auto insurance with confidence is right here. Auto insurance rates in Spring Grove are affected by local factors as well as personal ones like your driving record.

See how Spring Grove, IL car insurance rates compare to Champaign auto insurance rates, Naperville auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Spring Grove.

Don’t buy Spring Grove, IL auto insurance until you’ve compared rates. Get free Spring Grove, Illinois auto insurance quotes when you enter your ZIP code above.

Spring Grove, IL Minimum Auto Insurance Requirements

The required auto insurance in Spring Grove, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Spring Grove, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Spring Grove, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Spring Grove, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Spring Grove, IL. Take a look at Spring Grove, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Spring Grove, Illinois

Insurance Company Poor Fair Good
Allstate $6,908 $4,983 $4,368
American Family $4,972 $3,397 $2,878
Farmers $5,692 $4,816 $4,581
GEICO $4,192 $2,051 $1,599
Liberty Mutual $3,110 $1,955 $1,556
Nationwide $3,117 $2,525 $2,211
Progressive $3,946 $3,351 $3,100
State Farm $3,813 $2,285 $1,773
Travelers $3,331 $2,706 $2,189
USAA $3,632 $2,497 $2,059

Buy Cheap Spring Grove, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Spring Grove, Illinois auto insurance rates? Find out how car insurance rates in Spring Grove, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spring Grove, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,431 $3,447 $3,601 $3,601 $9,027 $11,676 $4,123 $4,452
American Family $2,310 $2,310 $2,122 $2,122 $6,656 $9,176 $2,310 $2,986
Farmers $2,619 $2,620 $2,312 $2,454 $11,798 $12,330 $2,991 $3,112
GEICO $1,508 $1,549 $1,474 $1,647 $5,498 $5,672 $1,752 $1,814
Liberty Mutual $1,331 $1,432 $1,105 $1,231 $4,596 $5,102 $1,392 $1,464
Nationwide $1,678 $1,702 $1,500 $1,582 $4,576 $5,845 $1,952 $2,107
Progressive $1,976 $1,851 $1,632 $1,716 $7,394 $8,280 $2,347 $2,530
State Farm $1,562 $1,562 $1,415 $1,415 $4,960 $6,266 $1,772 $2,038
Travelers $1,667 $1,758 $1,551 $1,653 $5,136 $6,563 $1,758 $1,851
USAA $1,625 $1,652 $1,512 $1,488 $5,269 $5,804 $2,139 $2,348

Buy Cheap Spring Grove, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Spring Grove can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spring Grove, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Spring Grove, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,027 $11,676
American Family $6,656 $9,176
Farmers $11,798 $12,330
GEICO $5,498 $5,672
Liberty Mutual $4,596 $5,102
Nationwide $4,576 $5,845
Progressive $7,394 $8,280
State Farm $4,960 $6,266
Travelers $5,136 $6,563
USAA $5,269 $5,804

Buy Cheap Spring Grove, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Spring Grove, Illinois by comparing Spring Grove senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spring Grove, IL here.

Annual Auto Insurance Rates for Senior Drivers in Spring Grove, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,601 $3,601
American Family $2,122 $2,122
Farmers $2,312 $2,454
GEICO $1,474 $1,647
Liberty Mutual $1,105 $1,231
Nationwide $1,500 $1,582
Progressive $1,632 $1,716
State Farm $1,415 $1,415
Travelers $1,551 $1,653
USAA $1,512 $1,488

Find Cheap Auto Insurance Rates in Spring Grove, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Spring Grove, Illinois auto insurance. Compare Spring Grove, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spring Grove, Illinois

Insurance Company Low Medium High
Allstate $5,213 $5,414 $5,632
American Family $3,594 $3,887 $3,766
Farmers $4,757 $4,894 $5,437
GEICO $2,364 $2,613 $2,866
Liberty Mutual $2,093 $2,203 $2,323
Nationwide $2,576 $2,643 $2,633
Progressive $3,159 $3,447 $3,791
State Farm $2,453 $2,628 $2,790
Travelers $2,528 $2,738 $2,960
USAA $2,544 $2,727 $2,918

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Find Cheap Spring Grove, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Spring Grove. Compare auto insurance rates in Spring Grove, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Spring Grove, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,420 $5,420
American Family $3,701 $3,797
Farmers $5,030 $5,030
GEICO $2,571 $2,658
Liberty Mutual $2,207 $2,207
Nationwide $2,618 $2,618
Progressive $3,466 $3,466
State Farm $2,557 $2,690
Travelers $2,634 $2,850
USAA $2,653 $2,806

Find Cheap Spring Grove, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Spring Grove, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spring Grove, IL, take a look at the average cost for various violations versus rates for a clean driving record in Spring Grove.

Annual Spring Grove, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,816 $6,642 $6,144 $5,077
American Family $2,756 $3,914 $5,202 $3,125
Farmers $4,244 $5,488 $5,351 $5,035
GEICO $1,750 $2,820 $3,833 $2,053
Liberty Mutual $1,835 $2,615 $2,292 $2,085
Nationwide $2,121 $2,728 $3,195 $2,427
Progressive $2,850 $4,255 $3,160 $3,598
State Farm $2,381 $2,866 $2,624 $2,624
Travelers $2,166 $2,855 $3,223 $2,725
USAA $1,944 $2,798 $3,830 $2,346

Find Cheap Spring Grove, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Spring Grove, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Spring Grove for less when you shop around and compare rates from multiple Spring Grove, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Spring Grove, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,144
American Family $5,202
Farmers $5,351
GEICO $3,833
Liberty Mutual $2,292
Nationwide $3,195
Progressive $3,160
State Farm $2,624
Travelers $3,223
USAA $3,830

Winners by Category: Where to Buy Cheap Auto Insurance in Spring Grove, IL

Compare rates from the cheapest auto insurance companies in Spring Grove, IL for your needs. Take a look at how Spring Grove, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Spring Grove, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Spring Grove, Illinois Auto Insurance Companies

If you’re looking for the cheapest Spring Grove, IL auto insurance companies overall, you can compare them here. Find the best price for Spring Grove, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Spring Grove, Illinois

Insurance Company Average Annual Rates
Allstate $5,420
American Family $3,749
Farmers $5,030
GEICO $2,614
Liberty Mutual $2,207
Nationwide $2,618
Progressive $3,466
State Farm $2,624
Travelers $2,742
USAA $2,730

What affects Spring Grove, Illinois auto insurance rates?

Local factors affect auto insurance rates in Spring Grove, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Spring Grove auto insurance rates.

Commute Times in Spring Grove

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Spring Grove, IL is 35.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Spring Grove, IL

You can buy cheap Spring Grove, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spring Grove, Illinois auto insurance quotes from top companies.

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