Buy Cheap Spencerville, IN Auto Insurance (2021)

Spencerville, IN auto insurance rates average $267 a month. Minimum auto insurance requirements in Spencerville, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Spencerville, IN, compare Spencerville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Spencerville, IN are $267/month
  • Average auto insurance rates in Spencerville, IN after a DUI are $3,800/year
  • The most expensive auto insurance company in Spencerville after a DUI is Liberty Mutual

Finding affordable Spencerville, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Spencerville, IN auto insurance with confidence is right here. Auto insurance rates in Spencerville are affected by local factors as well as personal ones like your driving record.

See how Spencerville, IN car insurance rates compare to Hammond auto insurance rates, Carmel auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Spencerville.

Don’t buy Spencerville, IN auto insurance until you’ve compared rates. Get free Spencerville, Indiana auto insurance quotes when you enter your ZIP code above.

Spencerville, IN Minimum Auto Insurance Requirements

The required auto insurance in Spencerville, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Spencerville, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Spencerville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Spencerville, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Spencerville, IN. Take a look at Spencerville, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Spencerville, Indiana

Insurance Company Poor Fair Good
Allstate $4,989 $3,714 $3,373
American Family $4,759 $3,096 $2,593
Farmers $3,848 $3,133 $2,903
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,985 $2,523 $2,357
Progressive $4,072 $3,607 $3,401
State Farm $3,086 $1,842 $1,428
Travelers $3,940 $3,336 $3,334
USAA $2,107 $1,401 $1,204

Buy Cheap Spencerville, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Spencerville, Indiana auto insurance rates? Find out how car insurance rates in Spencerville, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spencerville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,484 $2,545 $2,180 $2,385 $7,672 $9,671 $2,522 $2,745
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,493 $1,472 $1,277 $1,437 $8,034 $8,553 $1,966 $2,125
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,620 $1,659 $1,420 $1,518 $4,687 $6,096 $1,896 $2,076
Progressive $1,566 $1,480 $1,420 $1,427 $9,254 $10,427 $1,964 $2,008
State Farm $1,289 $1,289 $1,153 $1,153 $3,969 $5,077 $1,428 $1,592
Travelers $1,272 $1,295 $1,190 $1,190 $7,895 $12,551 $1,341 $1,556
USAA $994 $976 $931 $933 $2,823 $3,138 $1,342 $1,427

Buy Cheap Spencerville, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Spencerville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spencerville, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Spencerville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,672 $9,671
American Family $5,962 $8,663
Farmers $8,034 $8,553
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,687 $6,096
Progressive $9,254 $10,427
State Farm $3,969 $5,077
Travelers $7,895 $12,551
USAA $2,823 $3,138

Buy Cheap Spencerville, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Spencerville, Indiana by comparing Spencerville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spencerville, IN here.

Annual Auto Insurance Rates for Senior Drivers in Spencerville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,180 $2,385
American Family $1,970 $1,970
Farmers $1,277 $1,437
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,420 $1,518
Progressive $1,420 $1,427
State Farm $1,153 $1,153
Travelers $1,190 $1,190
USAA $931 $933

Find Cheap Auto Insurance Rates in Spencerville, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Spencerville, Indiana auto insurance. Compare Spencerville, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spencerville, Indiana

Insurance Company Low Medium High
Allstate $3,839 $4,012 $4,225
American Family $3,456 $3,598 $3,394
Farmers $3,170 $3,286 $3,427
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,665 $2,600 $2,599
Progressive $3,493 $3,637 $3,950
State Farm $2,017 $2,118 $2,222
Travelers $3,446 $3,570 $3,592
USAA $1,507 $1,566 $1,639

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Find Cheap Spencerville, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Spencerville. Compare auto insurance rates in Spencerville, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Spencerville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,026 $4,026
American Family $3,441 $3,525
Farmers $3,295 $3,295
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,621 $2,621
Progressive $3,693 $3,693
State Farm $2,059 $2,178
Travelers $3,536 $3,536
USAA $1,550 $1,591

Find Cheap Spencerville, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Spencerville, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spencerville, IN, take a look at the average cost for various violations versus rates for a clean driving record in Spencerville.

Annual Spencerville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,208 $4,720 $4,353 $3,821
American Family $2,399 $3,832 $4,841 $2,858
Farmers $2,947 $3,435 $3,542 $3,255
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,254 $2,906 $2,786 $2,539
Progressive $2,768 $4,850 $3,304 $3,851
State Farm $2,068 $2,272 $2,068 $2,068
Travelers $3,001 $3,712 $4,209 $3,223
USAA $1,183 $1,692 $1,940 $1,467

Find Cheap Spencerville, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Spencerville, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Spencerville for less when you shop around and compare rates from multiple Spencerville, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Spencerville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,353
American Family $4,841
Farmers $3,542
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,786
Progressive $3,304
State Farm $2,068
Travelers $4,209
USAA $1,940

Winners by Category: Where to Buy Cheap Auto Insurance in Spencerville, IN

Compare rates from the cheapest auto insurance companies in Spencerville, IN for your needs. Take a look at how Spencerville, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Spencerville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Spencerville, Indiana Auto Insurance Companies

If you’re looking for the cheapest Spencerville, IN auto insurance companies overall, you can compare them here. Find the best price for Spencerville, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Spencerville, Indiana

Insurance Company Average Annual Rates
Allstate $4,026
American Family $3,483
Farmers $3,295
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,621
Progressive $3,693
State Farm $2,119
Travelers $3,536
USAA $1,570

Compare Auto Insurance Quotes in Spencerville, IN

You can buy cheap Spencerville, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spencerville, Indiana auto insurance quotes from top companies.

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