Buy Cheap Sparkman, AR Auto Insurance (2021)

Sparkman, AR auto insurance rates average $344 a month. Minimum auto insurance requirements in Sparkman, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Sparkman, AR, compare Sparkman auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Sparkman after a DUI is Travelers
  • Average auto insurance rates in Sparkman, AR after a DUI are $4,976/year
  • Average auto insurance rates in Sparkman, AR are $344/month

Finding affordable Sparkman, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Sparkman, AR auto insurance with confidence is right here. Auto insurance rates in Sparkman are affected by local factors as well as personal ones like your driving record.

See how Sparkman, AR car insurance rates compare to Fort Smith auto insurance rates, North Little Rock auto insurance rates, and Hot Springs auto insurance rates before you read more about the cost of auto insurance in Sparkman.

Don’t buy Sparkman, AR auto insurance until you’ve compared rates. Get free Sparkman, Arkansas auto insurance quotes when you enter your ZIP code above.

Sparkman, AR Minimum Auto Insurance Requirements

The required auto insurance in Sparkman, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Sparkman, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Sparkman, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sparkman, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sparkman, AR. Take a look at Sparkman, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sparkman, Arkansas

Insurance Company Poor Fair Good
Allstate $6,406 $4,883 $3,965
Farmers $4,993 $4,173 $3,977
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,754 $4,868 $4,513
State Farm $4,043 $2,434 $1,895
Travelers $6,863 $5,717 $5,340
USAA $2,985 $2,031 $1,728

Buy Cheap Sparkman, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sparkman, Arkansas auto insurance rates? Find out how car insurance rates in Sparkman, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sparkman, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,971 $3,023 $2,618 $2,810 $10,184 $12,100 $3,332 $3,639
Farmers $2,420 $2,410 $2,166 $2,272 $9,865 $10,220 $2,769 $2,926
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,740 $2,619 $2,250 $2,341 $11,078 $12,504 $3,283 $3,546
State Farm $1,805 $1,805 $1,595 $1,595 $4,942 $6,237 $2,027 $2,318
Travelers $2,264 $2,311 $2,215 $2,226 $12,877 $20,663 $2,412 $2,818
USAA $1,389 $1,406 $1,285 $1,299 $4,329 $4,542 $1,794 $1,939

Buy Cheap Sparkman, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sparkman can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sparkman, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sparkman, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,184 $12,100
Farmers $9,865 $10,220
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $11,078 $12,504
State Farm $4,942 $6,237
Travelers $12,877 $20,663
USAA $4,329 $4,542

Buy Cheap Sparkman, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Sparkman, Arkansas by comparing Sparkman senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sparkman, AR here.

Annual Auto Insurance Rates for Senior Drivers in Sparkman, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,618 $2,810
Farmers $2,166 $2,272
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,250 $2,341
State Farm $1,595 $1,595
Travelers $2,215 $2,226
USAA $1,285 $1,299

Find Cheap Auto Insurance Rates in Sparkman, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sparkman, Arkansas auto insurance. Compare Sparkman, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sparkman, Arkansas

Insurance Company Low Medium High
Allstate $4,964 $5,082 $5,208
Farmers $4,187 $4,341 $4,615
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,698 $4,975 $5,462
State Farm $2,675 $2,787 $2,909
Travelers $5,714 $5,991 $6,215
USAA $2,158 $2,240 $2,345

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Find Cheap Sparkman, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sparkman. Compare auto insurance rates in Sparkman, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sparkman, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,085 $5,085
Farmers $4,381 $4,381
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,045 $5,045
State Farm $2,725 $2,856
Travelers $5,973 $5,973
USAA $2,183 $2,313

Find Cheap Sparkman, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Sparkman, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sparkman, AR, take a look at the average cost for various violations versus rates for a clean driving record in Sparkman.

Annual Sparkman, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,251 $5,290 $5,792 $5,006
Farmers $3,707 $4,739 $4,629 $4,449
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,358 $6,011 $4,574 $5,237
State Farm $2,578 $3,003 $2,791 $2,791
Travelers $5,011 $5,177 $7,554 $6,151
USAA $1,728 $2,188 $3,158 $1,918

Find Cheap Sparkman, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sparkman, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Sparkman for less when you shop around and compare rates from multiple Sparkman, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sparkman, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,792
Farmers $4,629
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,574
State Farm $2,791
Travelers $7,554
USAA $3,158

Winners by Category: Where to Buy Cheap Auto Insurance in Sparkman, AR

Compare rates from the cheapest auto insurance companies in Sparkman, AR for your needs. Take a look at how Sparkman, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sparkman, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Sparkman, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Sparkman, AR auto insurance companies overall, you can compare them here. Find the best price for Sparkman, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Sparkman, Arkansas

Insurance Company Average Annual Rates
Allstate $5,085
Farmers $4,381
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,045
State Farm $2,791
Travelers $5,973
USAA $2,248

What affects Sparkman, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Sparkman, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Sparkman auto insurance rates.

Commute Times in Sparkman

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sparkman, AR is 19.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Sparkman, AR

You can buy cheap Sparkman, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sparkman, Arkansas auto insurance quotes from top companies.

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