Buy Cheap South Wilmington, IL Auto Insurance (2021)

South Wilmington, IL auto insurance rates average $261 a month. Minimum auto insurance requirements in South Wilmington, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in South Wilmington, IL, compare South Wilmington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in South Wilmington, IL for teens drivers are $5,994/year
  • The most expensive auto insurance company in South Wilmington is Allstate
  • The most expensive auto insurance company in South Wilmington after a DUI is Allstate

Finding affordable South Wilmington, Illinois auto insurance can be challenging, but everything you need to know to buy cheap South Wilmington, IL auto insurance with confidence is right here. Auto insurance rates in South Wilmington are affected by local factors as well as personal ones like your driving record.

See how South Wilmington, IL car insurance rates compare to Chicago auto insurance rates, Naperville auto insurance rates, and Springfield auto insurance rates before you read more about the cost of auto insurance in South Wilmington.

Don’t buy South Wilmington, IL auto insurance until you’ve compared rates. Get free South Wilmington, Illinois auto insurance quotes when you enter your ZIP code above.

South Wilmington, IL Minimum Auto Insurance Requirements

The required auto insurance in South Wilmington, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in South Wilmington, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in South Wilmington, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap South Wilmington, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in South Wilmington, IL. Take a look at South Wilmington, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in South Wilmington, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,012 $4,387
American Family $4,815 $3,281 $2,776
Farmers $5,041 $4,248 $4,040
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,109 $1,947 $1,551
Nationwide $3,134 $2,540 $2,224
Progressive $3,821 $3,239 $2,993
State Farm $3,246 $1,947 $1,512
Travelers $2,837 $2,288 $1,857
USAA $3,649 $2,490 $2,046

Buy Cheap South Wilmington, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect South Wilmington, Illinois auto insurance rates? Find out how car insurance rates in South Wilmington, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Wilmington, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,036 $11,754 $4,156 $4,493
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,345 $2,343 $2,076 $2,200 $10,324 $10,767 $2,684 $2,803
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,345 $1,450 $1,118 $1,248 $4,534 $5,041 $1,405 $1,479
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,936 $1,830 $1,592 $1,670 $7,049 $7,916 $2,308 $2,507
State Farm $1,397 $1,397 $1,255 $1,255 $4,047 $5,141 $1,580 $1,808
Travelers $1,467 $1,547 $1,346 $1,433 $4,268 $5,371 $1,552 $1,634
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

Buy Cheap South Wilmington, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in South Wilmington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in South Wilmington, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in South Wilmington, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,036 $11,754
American Family $6,391 $8,844
Farmers $10,324 $10,767
GEICO $4,524 $4,715
Liberty Mutual $4,534 $5,041
Nationwide $4,616 $5,894
Progressive $7,049 $7,916
State Farm $4,047 $5,141
Travelers $4,268 $5,371
USAA $5,146 $5,708

Buy Cheap South Wilmington, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in South Wilmington, Illinois by comparing South Wilmington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in South Wilmington, IL here.

Annual Auto Insurance Rates for Senior Drivers in South Wilmington, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,059 $2,059
Farmers $2,076 $2,200
GEICO $1,429 $1,724
Liberty Mutual $1,118 $1,248
Nationwide $1,503 $1,585
Progressive $1,592 $1,670
State Farm $1,255 $1,255
Travelers $1,346 $1,433
USAA $1,528 $1,521

Find Cheap Auto Insurance Rates in South Wilmington, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of South Wilmington, Illinois auto insurance. Compare South Wilmington, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Wilmington, Illinois

Insurance Company Low Medium High
Allstate $5,275 $5,444 $5,629
American Family $3,482 $3,757 $3,633
Farmers $4,217 $4,332 $4,779
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,079 $2,198 $2,330
Nationwide $2,596 $2,658 $2,643
Progressive $3,081 $3,339 $3,633
State Farm $2,097 $2,238 $2,370
Travelers $2,175 $2,324 $2,483
USAA $2,560 $2,725 $2,900

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Find Cheap South Wilmington, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in South Wilmington. Compare auto insurance rates in South Wilmington, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in South Wilmington, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,578 $3,670
Farmers $4,443 $4,443
GEICO $2,338 $2,425
Liberty Mutual $2,202 $2,202
Nationwide $2,632 $2,632
Progressive $3,351 $3,351
State Farm $2,177 $2,293
Travelers $2,236 $2,418
USAA $2,651 $2,805

Find Cheap South Wilmington, IL Auto Insurance Rates by Driving Record

Auto insurance rates in South Wilmington, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in South Wilmington, IL, take a look at the average cost for various violations versus rates for a clean driving record in South Wilmington.

Annual South Wilmington, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,171 $5,113
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,747 $4,841 $4,720 $4,463
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,834 $2,606 $2,288 $2,082
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,761 $4,098 $3,056 $3,489
State Farm $2,039 $2,431 $2,235 $2,235
Travelers $1,852 $2,425 $2,711 $2,321
USAA $1,955 $2,785 $3,820 $2,352

Find Cheap South Wilmington, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in South Wilmington, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in South Wilmington for less when you shop around and compare rates from multiple South Wilmington, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in South Wilmington, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,171
American Family $5,026
Farmers $4,720
GEICO $3,243
Liberty Mutual $2,288
Nationwide $3,213
Progressive $3,056
State Farm $2,235
Travelers $2,711
USAA $3,820

Winners by Category: Where to Buy Cheap Auto Insurance in South Wilmington, IL

Compare rates from the cheapest auto insurance companies in South Wilmington, IL for your needs. Take a look at how South Wilmington, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in South Wilmington, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap South Wilmington, Illinois Auto Insurance Companies

If you’re looking for the cheapest South Wilmington, IL auto insurance companies overall, you can compare them here. Find the best price for South Wilmington, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in South Wilmington, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,624
Farmers $4,443
GEICO $2,382
Liberty Mutual $2,202
Nationwide $2,632
Progressive $3,351
State Farm $2,235
Travelers $2,327
USAA $2,728

What affects South Wilmington, Illinois auto insurance rates?

Local factors affect auto insurance rates in South Wilmington, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact South Wilmington auto insurance rates.

Commute Times in South Wilmington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in South Wilmington, IL is 32.4 minutes according to City-Data.

Compare Auto Insurance Quotes in South Wilmington, IL

You can buy cheap South Wilmington, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free South Wilmington, Illinois auto insurance quotes from top companies.

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