Buy Cheap South Plainfield, NJ Auto Insurance (2021)

South Plainfield, NJ auto insurance rates average $475 a month. Minimum auto insurance requirements in South Plainfield, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in South Plainfield, NJ, compare South Plainfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in South Plainfield, NJ after a DUI are $6,763/year
  • Average auto insurance rates in South Plainfield, NJ for teens drivers are $10,583/year
  • Average auto insurance rates in South Plainfield, NJ are $475/month

Finding affordable South Plainfield, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap South Plainfield, NJ auto insurance with confidence is right here. Auto insurance rates in South Plainfield are affected by local factors as well as personal ones like your driving record.

See how South Plainfield, NJ car insurance rates compare to Jersey City auto insurance rates, Elizabeth auto insurance rates, and Bayonne auto insurance rates before you read more about the cost of auto insurance in South Plainfield.

Don’t buy South Plainfield, NJ auto insurance until you’ve compared rates. Get free South Plainfield, New Jersey auto insurance quotes when you enter your ZIP code above.

South Plainfield, NJ Minimum Auto Insurance Requirements

The required auto insurance in South Plainfield, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in South Plainfield, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in South Plainfield, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap South Plainfield, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in South Plainfield, NJ. Take a look at South Plainfield, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in South Plainfield, New Jersey

Insurance Company Poor Fair Good
Allstate $7,869 $5,081 $4,003
Farmers $9,167 $7,149 $6,743
GEICO $4,299 $2,470 $1,789
Liberty Mutual $8,860 $6,567 $5,542
Progressive $4,500 $3,929 $3,628
State Farm $11,886 $7,161 $5,578
Travelers $6,106 $4,457 $3,031

Buy Cheap South Plainfield, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect South Plainfield, New Jersey auto insurance rates? Find out how car insurance rates in South Plainfield, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Plainfield, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,394 $3,378 $3,295 $3,295 $10,688 $13,062 $3,991 $4,106
Farmers $4,869 $4,913 $4,743 $4,639 $14,254 $16,397 $5,787 $5,889
GEICO $2,306 $2,271 $2,260 $2,260 $4,237 $4,235 $2,660 $2,592
Liberty Mutual $4,606 $4,606 $5,059 $5,059 $12,036 $13,673 $5,059 $5,821
Progressive $2,063 $1,906 $1,863 $1,918 $9,365 $10,273 $2,440 $2,326
State Farm $4,768 $4,768 $4,328 $4,328 $15,745 $20,204 $5,445 $6,078
Travelers $3,424 $3,319 $3,176 $3,200 $7,757 $8,760 $3,323 $3,290

Buy Cheap South Plainfield, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in South Plainfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in South Plainfield, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in South Plainfield, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,688 $13,062
Farmers $14,254 $16,397
GEICO $4,237 $4,235
Liberty Mutual $12,036 $13,673
Progressive $9,365 $10,273
State Farm $15,745 $20,204
Travelers $7,757 $8,760

Buy Cheap South Plainfield, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in South Plainfield, New Jersey by comparing South Plainfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in South Plainfield, NJ here.

Annual Auto Insurance Rates for Senior Drivers in South Plainfield, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,295
Farmers $4,743 $4,639
GEICO $2,260 $2,260
Liberty Mutual $5,059 $5,059
Progressive $1,863 $1,918
State Farm $4,328 $4,328
Travelers $3,176 $3,200

Find Cheap Auto Insurance Rates in South Plainfield, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of South Plainfield, New Jersey auto insurance. Compare South Plainfield, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Plainfield, New Jersey

Insurance Company Low Medium High
Allstate $5,214 $5,734 $6,005
Farmers $6,886 $7,642 $8,531
GEICO $2,517 $2,914 $3,127
Liberty Mutual $6,245 $7,203 $7,521
Progressive $3,626 $4,084 $4,348
State Farm $7,576 $8,324 $8,724
Travelers $4,127 $4,529 $4,938

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Find Cheap South Plainfield, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in South Plainfield. Compare auto insurance rates in South Plainfield, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in South Plainfield, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,662
Farmers $7,686 $7,686
GEICO $2,829 $2,877
Liberty Mutual $6,922 $7,058
Progressive $4,019 $4,019
State Farm $7,991 $8,425
Travelers $4,531 $4,531

Find Cheap South Plainfield, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in South Plainfield, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in South Plainfield, NJ, take a look at the average cost for various violations versus rates for a clean driving record in South Plainfield.

Annual South Plainfield, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,231 $7,052 $6,169 $5,153
Farmers $5,956 $10,112 $8,232 $6,446
GEICO $2,219 $2,917 $4,056 $2,219
Liberty Mutual $6,713 $7,680 $6,854 $6,713
Progressive $3,452 $4,644 $3,952 $4,029
State Farm $4,451 $8,123 $13,065 $7,194
Travelers $3,475 $5,180 $5,015 $4,456

Find Cheap South Plainfield, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in South Plainfield, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in South Plainfield for less when you shop around and compare rates from multiple South Plainfield, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in South Plainfield, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,169
Farmers $8,232
GEICO $4,056
Liberty Mutual $6,854
Progressive $3,952
State Farm $13,065
Travelers $5,015

Winners by Category: Where to Buy Cheap Auto Insurance in South Plainfield, NJ

Compare rates from the cheapest auto insurance companies in South Plainfield, NJ for your needs. Take a look at how South Plainfield, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in South Plainfield, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap South Plainfield, New Jersey Auto Insurance Companies

If you’re looking for the cheapest South Plainfield, NJ auto insurance companies overall, you can compare them here. Find the best price for South Plainfield, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in South Plainfield, New Jersey

Insurance Company Average Annual Rates
Allstate $5,651
Farmers $7,686
GEICO $2,853
Liberty Mutual $6,990
Progressive $4,019
State Farm $8,208
Travelers $4,531

What affects South Plainfield, New Jersey auto insurance rates?

Local factors affect auto insurance rates in South Plainfield, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact South Plainfield auto insurance rates.

Commute Times in South Plainfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in South Plainfield, NJ is 29.8 minutes according to City-Data.

Compare Auto Insurance Quotes in South Plainfield, NJ

You can buy cheap South Plainfield, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free South Plainfield, New Jersey auto insurance quotes from top companies.

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