Buy Cheap South Lake Tahoe, CA Auto Insurance (2021)

South Lake Tahoe, CA auto insurance rates average $273 a month. Minimum auto insurance requirements in South Lake Tahoe, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in South Lake Tahoe, CA, compare South Lake Tahoe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in South Lake Tahoe, CA are $273/month
  • The most expensive auto insurance company in South Lake Tahoe after a DUI is Farmers
  • Average auto insurance rates in South Lake Tahoe, CA for teens drivers are $5,500/year

Finding affordable South Lake Tahoe, California auto insurance can be challenging, but everything you need to know to buy cheap South Lake Tahoe, CA auto insurance with confidence is right here. Auto insurance rates in South Lake Tahoe are affected by local factors as well as personal ones like your driving record.

See how South Lake Tahoe, CA car insurance rates compare to Fresno auto insurance rates, Sacramento auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in South Lake Tahoe.

Don’t buy South Lake Tahoe, CA auto insurance until you’ve compared rates. Get free South Lake Tahoe, California auto insurance quotes when you enter your ZIP code above.

South Lake Tahoe, CA Minimum Auto Insurance Requirements

The required auto insurance in South Lake Tahoe, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in South Lake Tahoe, California is outlined here.

Minimum Required Auto Insurance Coverage in South Lake Tahoe, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap South Lake Tahoe, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect South Lake Tahoe, California auto insurance rates? Find out how car insurance rates in South Lake Tahoe, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Lake Tahoe, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,313 $2,323 $1,687 $1,715 $6,320 $7,963 $2,995 $3,327
Farmers $2,569 $2,569 $2,321 $2,321 $8,210 $13,454 $3,047 $3,395
GEICO $1,710 $1,711 $1,609 $1,609 $5,180 $5,270 $2,453 $2,510
Liberty Mutual $2,102 $1,992 $1,955 $1,895 $4,606 $4,893 $2,371 $2,388
Nationwide $2,701 $2,581 $2,377 $2,244 $6,775 $7,502 $3,211 $3,167
Progressive $1,722 $1,771 $1,479 $1,748 $4,644 $5,577 $2,491 $2,676
State Farm $2,713 $2,713 $2,422 $2,422 $4,959 $6,149 $3,001 $3,095
Travelers $2,242 $2,175 $1,984 $1,963 $4,559 $5,255 $2,909 $2,853
USAA $1,865 $1,767 $1,818 $1,826 $4,248 $4,272 $2,576 $2,435

Buy Cheap South Lake Tahoe, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in South Lake Tahoe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in South Lake Tahoe, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in South Lake Tahoe, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,320 $7,963
Farmers $8,210 $13,454
GEICO $5,180 $5,270
Liberty Mutual $4,606 $4,893
Nationwide $6,775 $7,502
Progressive $4,644 $5,577
State Farm $4,959 $6,149
Travelers $4,559 $5,255
USAA $4,248 $4,272

Buy Cheap South Lake Tahoe, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in South Lake Tahoe, California by comparing South Lake Tahoe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in South Lake Tahoe, CA here.

Annual Auto Insurance Rates for Senior Drivers in South Lake Tahoe, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,687 $1,715
Farmers $2,321 $2,321
GEICO $1,609 $1,609
Liberty Mutual $1,955 $1,895
Nationwide $2,377 $2,244
Progressive $1,479 $1,748
State Farm $2,422 $2,422
Travelers $1,984 $1,963
USAA $1,818 $1,826

Find Cheap Auto Insurance Rates in South Lake Tahoe, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of South Lake Tahoe, California auto insurance. Compare South Lake Tahoe, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Lake Tahoe, California

Insurance Company Low Medium High
Allstate $3,420 $3,607 $3,714
Farmers $4,413 $4,772 $5,023
GEICO $2,487 $2,788 $2,994
Liberty Mutual $2,594 $2,800 $2,932
Nationwide $3,394 $3,890 $4,175
Progressive $2,444 $2,855 $2,991
State Farm $3,126 $3,486 $3,691
Travelers $2,657 $3,069 $3,251
USAA $2,355 $2,652 $2,795

Find Cheap South Lake Tahoe, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in South Lake Tahoe. Compare auto insurance rates in South Lake Tahoe, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in South Lake Tahoe, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,236 $3,925
Farmers $4,297 $5,175
GEICO $2,504 $3,009
Liberty Mutual $2,550 $3,001
Nationwide $3,381 $4,258
Progressive $2,507 $3,020
State Farm $3,310 $3,559
Travelers $2,693 $3,292
USAA $2,397 $2,804

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Find Cheap South Lake Tahoe, CA Auto Insurance Rates by Driving Record

Auto insurance rates in South Lake Tahoe, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in South Lake Tahoe, CA, take a look at the average cost for various violations versus rates for a clean driving record in South Lake Tahoe.

Annual South Lake Tahoe, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,158 $3,648 $5,686 $2,830
Farmers $3,501 $4,768 $5,940 $4,735
GEICO $1,929 $2,971 $3,734 $2,392
Liberty Mutual $2,409 $3,228 $2,912 $2,553
Nationwide $2,668 $3,421 $5,769 $3,421
Progressive $1,806 $3,079 $3,566 $2,602
State Farm $2,448 $2,921 $5,526 $2,842
Travelers $2,019 $3,233 $3,782 $2,936
USAA $1,728 $2,573 $4,208 $1,893

Find Cheap South Lake Tahoe, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in South Lake Tahoe, California is higher than for a clean driving record. You can buy auto insurance after a DUI in South Lake Tahoe for less when you shop around and compare rates from multiple South Lake Tahoe, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in South Lake Tahoe, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,686
Farmers $5,940
GEICO $3,734
Liberty Mutual $2,912
Nationwide $5,769
Progressive $3,566
State Farm $5,526
Travelers $3,782
USAA $4,208

Winners by Category: Where to Buy Cheap Auto Insurance in South Lake Tahoe, CA

Compare rates from the cheapest auto insurance companies in South Lake Tahoe, CA for your needs. Take a look at how South Lake Tahoe, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in South Lake Tahoe, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap South Lake Tahoe, California Auto Insurance Companies

If you’re looking for the cheapest South Lake Tahoe, CA auto insurance companies overall, you can compare them here. Find the best price for South Lake Tahoe, California car insurance by company.

Average Annual Auto Insurance Rates by Company in South Lake Tahoe, California

Insurance Company Average Annual Rates
Allstate $3,580
Farmers $4,736
GEICO $2,756
Liberty Mutual $2,775
Nationwide $3,820
Progressive $2,763
State Farm $3,434
Travelers $2,992
USAA $2,601

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What affects South Lake Tahoe, California auto insurance rates?

Local factors affect auto insurance rates in South Lake Tahoe, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact South Lake Tahoe auto insurance rates.

Auto Theft in South Lake Tahoe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for South Lake Tahoe, CA auto theft show a total of 61 vehicle thefts annually.

Commute Times in South Lake Tahoe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in South Lake Tahoe, CA is 16.2 minutes according to City-Data.

Compare Auto Insurance Quotes in South Lake Tahoe, CA

You can buy cheap South Lake Tahoe, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free South Lake Tahoe, California auto insurance quotes from top companies.

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